Skip to content
View in the app

A better way to browse. Learn more.

Thailand News and Discussion Forum | ASEANNOW

A full-screen app on your home screen with push notifications, badges and more.

To install this app on iOS and iPadOS
  1. Tap the Share icon in Safari
  2. Scroll the menu and tap Add to Home Screen.
  3. Tap Add in the top-right corner.
To install this app on Android
  1. Tap the 3-dot menu (⋮) in the top-right corner of the browser.
  2. Tap Add to Home screen or Install app.
  3. Confirm by tapping Install.

A ray of hope for Aussie mum in a coma after life-threatening tumble in Thailand (video)

Featured Replies

23 hours ago, bignok said:

Thanks for the link which basically puts you at the mercy of the insurance company and their interpretation of whether alcohol played a part in the event of the claim . E.G. say if sat in a restaurant having a meal and wine , over the drink / drive limit , when say your chair breaks causing injuries / hospital treatment .Your intoxication delays medical treatment and bigger bills are the result . Will the insurance wriggle ?  

Having alcohol in your system does not void the policy but you are giving the edge to the insurance company . 

Some western ins; companies will use agents in Asia / Thailand . As happened to me , they wanted me to go to Bangkok in their private ambulance , 400 km , report to a top hospital and stay in a 5 star hotel whilst I was being checked over . I explained that my food poisoning symptoms had all but disappeared after my local gov; hospital care but they kept pushing for me to go . I spoke to the UK ins; who paid me out in full for my local treatment and thanked me for my honesty . So beware of dodgy agents who are in collusion with hospitals/ hotels etc 

  • Replies 91
  • Views 9.4k
  • Created
  • Last Reply

Top Posters In This Topic

Most Popular Posts

  • scubascuba3
    scubascuba3

    Insurers maintained their reputation by denying the claim, apparently due to alcohol. It's getting to the point where insurance is worthless

  • harleyclarkey
    harleyclarkey

    Full sympathies to you, Kylee. It goes to show you that you don't have to fall far to be critically injured, or even die. It does appear that she is getting excellent treatment.  Here's

  • I believe there is a "good faith" clause in most insurance policies, although it appears said clause only applies to the insured. Unless the insurer has factual evidence Kylee was intoxicated, wh

Posted Images

4 hours ago, jacko45k said:

Should insurance companies be taking premiums and expecting people not to drink when on vacations? If sleeping it off and the hotel ceiling collapses on me, I would hope to be covered. 

Their Terms and condition say can drink with .19% being the cut off limit.... she was well pissed up for the insurance to deny based on being intoxicated.

Create an account or sign in to comment

Recently Browsing 0

  • No registered users viewing this page.

Account

Navigation

Search

Search

Configure browser push notifications

Chrome (Android)
  1. Tap the lock icon next to the address bar.
  2. Tap Permissions → Notifications.
  3. Adjust your preference.
Chrome (Desktop)
  1. Click the padlock icon in the address bar.
  2. Select Site settings.
  3. Find Notifications and adjust your preference.