Should I pay cash or use my American visa card at a large store or hospital?

[jaideedave]

On 8/31/2023 at 7:14 PM, NextG said:

Free, but at a lower exchange rate, depending on the amount transferred. 

Good one..my Canadian bank offers free international transfers...wait for it... but at their <deleted>ty ex rate and upon checking it costs about $60 to transfer 2k. bustards. Wise for me these days..12-15$ same transaction.

[Yellowtail]

2 hours ago, jaideedave said:

Good one..my Canadian bank offers free international transfers...wait for it... but at their <deleted>ty ex rate and upon checking it costs about $60 to transfer 2k. bustards. Wise for me these days..12-15$ same transaction.

The flat rate is why small transfers are cheaper with wise, and large transfers cheaper with the bank.

 

Chase charges a flat US$45 per transfer.