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Should I pay cash or use my American visa card at a large store or hospital?

TravelerEastWest
TravelerEastWest
in Jobs, Economy, Banking, Business, Investments

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On 8/31/2023 at 7:14 PM, NextG said:

Free, but at a lower exchange rate, depending on the amount transferred. 

Good one..my Canadian bank offers free international transfers...wait for it... but at their <deleted>ty ex rate and upon checking it costs about $60 to transfer 2k. bustards. Wise for me these days..12-15$ same transaction.

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  • Everyman
    Everyman

    Far be it from be to contradict all the great grandpas in here - I’m surprised they don’t recommend paying with goats or bronze ingots - but credit cards are far and away the most secure form of payme

  • Pib
    Pib

    All depends on your foreign credit card.    If it charges a foreign transaction of say 1 to 3% which is typical then you might be better off paying with cash.    Keep in mind that foreign tr

  • NextG
    NextG

    Only if you card is one that does not levy a forex fee. One that do, often charge 2.5% - 3%. 

2 hours ago, jaideedave said:

Good one..my Canadian bank offers free international transfers...wait for it... but at their <deleted>ty ex rate and upon checking it costs about $60 to transfer 2k. bustards. Wise for me these days..12-15$ same transaction.

The flat rate is why small transfers are cheaper with wise, and large transfers cheaper with the bank.

 

Chase charges a flat US$45 per transfer. 

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