Modest drinker, no p4p, 60k month. Where can my friend afford live?

[sidjameson]

He's about 60. Sensible. Wants nice life of course.

Thailand is more expensive of course and 60k isn't what it used to be. 

Which parts of Thailand can he afford and not afford?

[bignok]

Everywhere

[CartagenaWarlock]

Out of 60K, First your rent is the highest component unless you already have a place to live. bangkok is the most expensive. 60K can be a 2-bedroom condo rental in Bangkok's prime location and 10K for a one bedroom rental in Pattaya Jomtien area. 

Now the next most expenses are foods. I eat a variety of foods, changing everyday from Lebanese to Indian, American, Mexican, Japanese, Korean, and Thai, Greek, etc. etc. I make my own breakfast and occasionally eat breakfast outside. I'm small proportionate and eat also little. I order all foods using foodpanda/grab and a credit card with 3% cash back. My expenses are never more than $500 (or around 25-20K). 

 

In Pattaya, I use a motorcycle to run around in the back alleys and always use bolt for Jomtien to Pattaya. Expenses are never more than 6K baht. 

 

You can start building your own budget in the place you want to live. 

Edited October 4, 2023 by CartagenaWarlock

[nglodnig]

Mr. Pedant here but he needs minimum 65k month for retirement visa (unless he does it as lump sum). And medical insurance (don't think it's compulsory) would be a good idea especially as some insurance companies won't take on anyone over 65.

[OneMoreFarang]

"no p4p"

Does that mean no girlfriend of wife?

 

I think in general a reasonable Thai girlfriend helps to save money in Thailand. She will know where the market is, fruits of the season, and many such details.

Obviously a farang can learn such things. But it will take a long time and it will be a lot easier with a girlfriend together.

[cnx1204]

Are you saying Modest Drinker has an income of only 60,000 baht a month?

 

My immediate reaction is that 60,000 baht a month will not let him live comfortable unless he is comfortable in a studio apartment, eats and drinks at home, and has no underlying medical condition.  Toss in transportation, utilities, cell phone/internet........ Comfortable life Thai style but not western

 

Of course with that small of an income, he will have to have the 800K in the bank for his visa.

 

[BritManToo]

54 minutes ago, sidjameson said:

He's about 60. Sensible. Wants nice life of course.

Thailand is more expensive of course and 60k isn't what it used to be. 

Which parts of Thailand can he afford and not afford?

I'm living in CM with wife and son, plenty to spare on 50k/ month.

3bed house 10kbht, plenty to choose from in the 6-12 range.

I only eat English/Indian/German food.

 

If I were living alone, I doubt I'd spend more than 30kbht.

 

Wonder what all you big spenders waste your money on?

Edited October 4, 2023 by BritManToo

[bignok]

5 minutes ago, BritManToo said:

I'm living in CM with wife and son, plenty to spare on 50k/ month.

3bed house 10kbht, plenty to choose from in the 6-12 range.

I only eat English/Indian/German food.

 

If I were living alone, I doubt I'd spend more than 30kbht.

 

Wonder what all you big spenders waste your money on?

Cocktails?

[rattlesnake]

9 minutes ago, OneMoreFarang said:

"no p4p"

Does that mean no girlfriend of wife?

 

I think in general a reasonable Thai girlfriend helps to save money in Thailand. She will know where the market is, fruits of the season, and many such details.

Obviously a farang can learn such things. But it will take a long time and it will be a lot easier with a girlfriend together.

I'm guessing "pay for performance" i.e. he doesn't frequent prostitutes.

[n00dle]

22 minutes ago, CartagenaWarlock said:

I order all foods using foodpanda/grab a

How awful for you. 

[n00dle]

2 minutes ago, bignok said:

I only eat English/Indian/German food.

Shudder.

[OneMoreFarang]

12 minutes ago, rattlesnake said:

I'm guessing "pay for performance" i.e. he doesn't frequent prostitutes.

Yeah, sure. He will find a proper wife, pay the sin sod, build a house and live happily ever after. Sure. 

[impulse]

25 minutes ago, BritManToo said:

Wonder what all you big spenders waste your money on?

Frivolous crap like health care.

 

On a somewhat related question, if a fellow was to choose the dodgy agent option instead of the 800K in the bank or 65K a month option, how much would that fellow have to put aside each month to pay that dodgy agent each year?

 

Edit:  My biggest concern would be that he'd end up one of the many guys who do great until their health requires attention.  And by that time, it's too late to go back home where he's probably entitled to some kind of NHS or Medicare.

 

Edited October 4, 2023 by impulse

[NoDisplayName]

1 hour ago, sidjameson said:

He's about 60. Sensible. Wants nice life of course.

Thailand is more expensive of course and 60k isn't what it used to be. 

Which parts of Thailand can he afford and not afford?

No problem living comfortable on half that amount.

But will he have 800K to leave in a bank, or will he xfer 65K/month?

He can afford almost anywhere.

What are his interests/requirements?

[NoDisplayName]

3 minutes ago, impulse said:

Frivolous crap like health care.

 

On a somewhat related question, if a fellow was to choose the dodgy agent option instead of the 800K in the bank or 65K a month option, how much would that fellow have to put aside each month to pay that dodgy agent each year?

 

The dodgy agent (I've read here) will cost 20-40K/year.

Reasonable health insurance at 60 around $2K/year.

[VocalNeal]

28 minutes ago, OneMoreFarang said:

I think in general a reasonable Thai girlfriend helps to save money in Thailand.

Maybe why retirement income needs to be 65k/month, whereas Supporting a Thai Wife is about half that.????

[scubascuba3]

There is a reason Pattaya is popular, lots of cheap accommodation, food, activities, everything. Many people live on less than 60k a month.

 

It's gets more expensive if you follow the script, buy a pick up, rent a girlfriend monthly,marry, build a house on their land 555. Avoid all that and it's no problem

[bignok]

1000 baht a day plus rent. Easy guide.

[Nick Carter icp]

38 minutes ago, OneMoreFarang said:

"no p4p"

Does that mean no girlfriend of wife?

 

I think in general a reasonable Thai girlfriend helps to save money in Thailand. She will know where the market is, fruits of the season, and many such details.

Obviously a farang can learn such things. But it will take a long time and it will be a lot easier with a girlfriend together.

There are other things in life , not just females .

He may not want to have a girlfriend , he may not need a female to walk around holding his hand 

[scubascuba3]

1 minute ago, Nick Carter icp said:

There are other things in life , not just females .

He may not want to have a girlfriend , he may not need a female to walk around holding his hand 

True, you've lost your sex drive most guys haven't so women are a big consideration 

[still kicking]

31 minutes ago, n00dle said:

Shudder.

What is wrong with that?

[bignok]

6 minutes ago, Nick Carter icp said:

There are other things in life , not just females .

He may not want to have a girlfriend , he may not need a female to walk around holding his hand 

Do the boys charge?

[still kicking]

23 minutes ago, OneMoreFarang said:

Yeah, sure. He will find a proper wife, pay the sin sod, build a house and live happily ever after. Sure. 

Nonsense I did not pay sinsod and I am married 20 years now 

[scubascuba3]

23 minutes ago, impulse said:

Frivolous crap like health care.

 

On a somewhat related question, if a fellow was to choose the dodgy agent option instead of the 800K in the bank or 65K a month option, how much would that fellow have to put aside each month to pay that dodgy agent each year?

 

Edit:  My biggest concern would be that he'd end up one of the many guys who do great until their health requires attention.  And by that time, it's too late to go back home where he's probably entitled to some kind of NHS or Medicare.

 

12.5k a year for the retirement extension, as for health, firstly try your best to be fit and healthy, ensure a healthy diet otherwise you're just bringing forward the date you get really sick

[Nick Carter icp]

1 minute ago, bignok said:

Do the boys charge?

I can give you their contact details and you can ask yourself , if you're young fit and handsome, then you could get a freebee

   Best of luck to you in your quest 

[StayinThailand2much]

 

10 minutes ago, bignok said:

1000 baht a day plus rent. Easy guide.

Not incl. emergencies, luxuries, or anything reminding one of a 'fun' lifestyle.

Edited October 4, 2023 by StayinThailand2much

[Moonlover]

47 minutes ago, BritManToo said:

Wonder what all you big spenders waste your money on?

You need to wonder about that?

[scubascuba3]

Just now, Moonlover said:

You need to wonder about that?

True, they are just throwing more and more money at women

[Nick Carter icp]

9 minutes ago, scubascuba3 said:

True, you've lost your sex drive most guys haven't so women are a big consideration 

I still have the odd bunk-up here and there , I just don't want or need a constant hand holder when I go out 

[Olmate]

30 minutes ago, impulse said:

Frivolous crap like health care.

 

On a somewhat related question, if a fellow was to choose the dodgy agent option instead of the 800K in the bank or 65K a month option, how much would that fellow have to put aside each month to pay that dodgy agent each year?

 

Edit:  My biggest concern would be that he'd end up one of the many guys who do great until their health requires attention.  And by that time, it's too late to go back home where he's probably entitled to some kind of NHS or Medicare.

 

300 bht week covers a non dodgy agent, no idea about dodgy ones,do you?