Popular Post BritManToo Posted October 13, 2023 Popular Post Share Posted October 13, 2023 (edited) Noticed this new offering this morning in my WISE app. Create virtual VISA cards instantly, looks like you can have as many as you want. I've only created one ........ but the app offers another creation immediately. Freeze, delete, change limits all instantly. Very useful. Just press the 'card' button at the bottom of the WISE app to get one. Edited October 13, 2023 by BritManToo 1 2 1 Link to comment Share on other sites More sharing options...
Popular Post KannikaP Posted October 13, 2023 Popular Post Share Posted October 13, 2023 (edited) 9 minutes ago, BritManToo said: Noticed this new offering this morning in my WISE app. Create virtual VISA cards instantly, looks like you can have as many as you want. I've only created one ........ but the app offers another creation immediately. Freeze, delete, change limits all instantly. Very useful. Just press the 'card' button at the bottom of the WISE app to get one. Yep, done it, and it works perfectly. I wonder if a virtual card would work for a card free withdrawal at an ATM? Must try it. Edited October 13, 2023 by KannikaP 2 2 1 1 Link to comment Share on other sites More sharing options...
Sigmund Posted October 13, 2023 Share Posted October 13, 2023 May not work or be offered by Wise in every country. Link to comment Share on other sites More sharing options...
Celsius Posted October 13, 2023 Share Posted October 13, 2023 I think there is a limit of only 2 cards. I have been using it for almost 2 years, so it is not new, but maybe country specific. Link to comment Share on other sites More sharing options...
circa02 Posted October 13, 2023 Share Posted October 13, 2023 (edited) 14 minutes ago, KannikaP said: Yep, done it, and it works perfectly. I wonder if a virtual card would work for a card free withdrawal at an ATM? Must try it. Unless there's some new paradigm happening, card free withdrawl in Thailand is bank specific using your bank balance to fund and bank app to authenticate, you don't stand at the ATM punching in 16 digits of any Visa and flip the card over (or 'show details' in wise app)... Have I missed something? Edited October 13, 2023 by circa02 1 1 Link to comment Share on other sites More sharing options...
circa02 Posted October 13, 2023 Share Posted October 13, 2023 (edited) Also be careful using these cards at places where you need to prove purchase medium. VbV and SecureCode (them prompts where you have to enter further details, sometimes an SMS OTP, sometimes tap app, sometimes personal questions etc..) should have eliminated the need for airlines demanding "present credit card at checkin" for direct bookings, but time moves slowly in Asia, and logic isn't a player, thus in 2023 many are still asking for this and I very much doubt sticking your Wise app in their face will help given they don't understand the objective for such. Edited October 13, 2023 by circa02 2 Link to comment Share on other sites More sharing options...
KannikaP Posted October 13, 2023 Share Posted October 13, 2023 16 minutes ago, circa02 said: Unless there's some new paradigm happening, card free withdrawl in Thailand is bank specific using your bank balance to fund and bank app to authenticate, you don't stand at the ATM punching in 16 digits of any Visa and flip the card over (or 'show details' in wise app)... Have I missed something? No, it is me being silly. Sorry, and thanks for the answer. 1 Link to comment Share on other sites More sharing options...
sandyf Posted October 13, 2023 Share Posted October 13, 2023 34 minutes ago, BritManToo said: Noticed this new offering this morning in my WISE app. Create virtual VISA cards instantly, looks like you can have as many as you want. I've only created one ........ but the app offers another creation immediately. Freeze, delete, change limits all instantly. Very useful. Just press the 'card' button at the bottom of the WISE app to get one. The virtual card has been available since Wise changed from Mastercard to Visa a couple of years ago. I opened my account just as they changed and a bit surprised that a Visa card came through the post, thought at first I may have been a scammed. 1 Link to comment Share on other sites More sharing options...
Digitalbanana Posted October 13, 2023 Share Posted October 13, 2023 38 minutes ago, BritManToo said: Noticed this new offering this morning in my WISE app. Nothing appeared for me about virtual cards. If I click on cards same old message not available in TH. 2 Link to comment Share on other sites More sharing options...
noobexpat Posted October 13, 2023 Share Posted October 13, 2023 5 minutes ago, Digitalbanana said: Nothing appeared for me about virtual cards. If I click on cards same old message not available in TH. I guess you set up wise with a thai address? Link to comment Share on other sites More sharing options...
PPGuy Posted October 13, 2023 Share Posted October 13, 2023 25 minutes ago, Digitalbanana said: Nothing appeared for me about virtual cards. If I click on cards same old message not available in TH. Yup, same with me. I believe the OP is based in a part of Thailand that is 'forever England' 1 1 Link to comment Share on other sites More sharing options...
bob smith Posted October 13, 2023 Share Posted October 13, 2023 Nice one BMT! ive just got my own digital card too.. no flies on you, eh mate ???? 1 Link to comment Share on other sites More sharing options...
bob smith Posted October 13, 2023 Share Posted October 13, 2023 23 minutes ago, PPGuy said: Yup, same with me. I believe the OP is based in a part of Thailand that is 'forever England' It pays to be smart 1 Link to comment Share on other sites More sharing options...
Tom H Posted October 13, 2023 Share Posted October 13, 2023 is this a real visa credit card or just a debit cart with visa logo? Link to comment Share on other sites More sharing options...
bob smith Posted October 13, 2023 Share Posted October 13, 2023 26 minutes ago, Tom H said: is this a real visa credit card or just a debit cart with visa logo? As far as I know it’s a debit card that you top up. Expires in 5 years. stick two fingers up at the conventional banks!! 2 Link to comment Share on other sites More sharing options...
metisdead Posted October 13, 2023 Share Posted October 13, 2023 Some troll posts and the trolling replies contravening our Community Standards have been removed. 1 Link to comment Share on other sites More sharing options...
scubascuba3 Posted October 13, 2023 Share Posted October 13, 2023 Does it give you an account number and sort code? Link to comment Share on other sites More sharing options...
BenStark Posted October 13, 2023 Share Posted October 13, 2023 3 hours ago, circa02 said: Unless there's some new paradigm happening, card free withdrawl in Thailand is bank specific using your bank balance to fund and bank app to authenticate, you don't stand at the ATM punching in 16 digits of any Visa and flip the card over (or 'show details' in wise app)... Have I missed something? The app offers a physical debit card which, which will be delivered in 11 days, and can be used everywhere in the world Link to comment Share on other sites More sharing options...
Digitalbanana Posted October 13, 2023 Share Posted October 13, 2023 3 hours ago, noobexpat said: I guess you set up wise with a thai address? Yes, I guess the op didn't explain where he set his up. 1 Link to comment Share on other sites More sharing options...
circa02 Posted October 13, 2023 Share Posted October 13, 2023 16 minutes ago, scubascuba3 said: Does it give you an account number and sort code? Yes 2 Link to comment Share on other sites More sharing options...
Hamus Yaigh Posted October 13, 2023 Share Posted October 13, 2023 2 hours ago, bob smith said: 3 hours ago, PPGuy said: Yup, same with me. I believe the OP is based in a part of Thailand that is 'forever England' It pays to be smart That's a different kind of smart tho, the kind they say people don't like. 2 Link to comment Share on other sites More sharing options...
BritManToo Posted October 13, 2023 Author Share Posted October 13, 2023 3 hours ago, PPGuy said: Yup, same with me. I believe the OP is based in a part of Thailand that is 'forever England' I'm with Queen Victoria, "Make every country England". 1 1 Link to comment Share on other sites More sharing options...
KannikaP Posted October 13, 2023 Share Posted October 13, 2023 1 hour ago, Tom H said: is this a real visa credit card or just a debit cart with visa logo? Wise does not offer a Credit Card, with which you can spend money you do not have. It is simply a Debit Card on which you must put money first. A bit like a Thai Credit Card. 1 1 Link to comment Share on other sites More sharing options...
jesimps Posted October 14, 2023 Share Posted October 14, 2023 18 hours ago, KannikaP said: Wise does not offer a Credit Card, with which you can spend money you do not have. It is simply a Debit Card on which you must put money first. A bit like a Thai Credit Card. Still very useful though I imagine, when people are being debanked left, right and centre simply for living overseas. 2 Link to comment Share on other sites More sharing options...
KannikaP Posted October 14, 2023 Share Posted October 14, 2023 1 minute ago, jesimps said: Still very useful though I imagine, when people are being debanked left, right and centre simply for living overseas. I am now using Wise as my main current account as it is so easy and efficient. 1 1 Link to comment Share on other sites More sharing options...
BritManToo Posted October 14, 2023 Author Share Posted October 14, 2023 19 hours ago, Hamus Yaigh said: That's a different kind of smart tho, the kind they say people don't like. Pal of mine, last night no debit card, had Thai address. This morning changed address to UK, immediate debit card. 1 Link to comment Share on other sites More sharing options...
4MyEgo Posted October 14, 2023 Share Posted October 14, 2023 (edited) Nothings for FREE if you read what is on their site, as opposed to what the original poster posted on here, please do correct me if I am wrong. https://wise.com/gb/pricing/card-fees?sourceAmount=1000&sourceCcy=GBP&targetCcy=EUR Edited October 14, 2023 by 4MyEgo 1 Link to comment Share on other sites More sharing options...
sandyf Posted October 14, 2023 Share Posted October 14, 2023 20 hours ago, Tom H said: is this a real visa credit card or just a debit cart with visa logo? Logo on a virtual card? 1 Link to comment Share on other sites More sharing options...
BritManToo Posted October 14, 2023 Author Share Posted October 14, 2023 (edited) 14 minutes ago, 4MyEgo said: Nothings for FREE if you read what is on their site, as opposed to what the original poster posted on here, please do correct me if I am wrong. https://wise.com/gb/pricing/card-fees?sourceAmount=1000&sourceCcy=GBP&targetCcy=EUR Says digital card free. Edited October 14, 2023 by BritManToo 1 1 Link to comment Share on other sites More sharing options...
sandyf Posted October 14, 2023 Share Posted October 14, 2023 19 hours ago, BenStark said: The app offers a physical debit card which, which will be delivered in 11 days, and can be used everywhere in the world Yes I got the physical card when they changed over to Visa, think I had to pay £5 at the time. I created a virtual card at the same time but never seen the need to use it, contactless is much more convenient. Been a godsend when travelling. For online payments I would use a credit card rather than a debit card, much easier to get your money back. 1 Link to comment Share on other sites More sharing options...
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