placeholder Posted May 5 Share Posted May 5 Just now, susanlea said: At least learn something today. Journalists add in climate change all the time. If listed last that means not the number 1 factor. That's what you want it to mean. Climate Change Is Destabilizing Insurance Industry The president of one of the world’s largest insurance brokers warned Wednesday that climate change is destabilizing the insurance industry, driving up prices and pushing insurers out of high-risk markets. Aon PLC President Eric Andersen told a Senate committee that climate change is injecting uncertainty into an industry built on risk prediction and has created “a crisis of confidence around the ability to predict loss.” Reinsurance companies, which help insurers pay catastrophic losses, “have been withdrawing from high-risk areas, around wildfire and flood in particular,” Andersen told the Senate Budget Committee. He added, “Just as the U.S. economy was overexposed to mortgage risk in 2008, the economy today is over exposed to climate risk.” https://www.scientificamerican.com/article/climate-change-is-destabilizing-insurance-industry/ Home insurers cut natural disasters from policies as climate risks grow Some of the largest U.S. insurance companies say extreme weather has led them to end certain coverages, exclude natural disaster protections and raise premiums In the aftermath of extreme weather events, major insurers are increasingly no longer offering coverage that homeowners in areas vulnerable to those disasters need most. At least five large U.S. property insurers — including Allstate, American Family, Nationwide, Erie Insurance Group and Berkshire Hathaway — have told regulators that extreme weather patterns caused by climate change have led them to stop writing coverages in some regions, exclude protections from various weather events and raise monthly premiums and deductibles. https://archive.ph/mwZER 1 1 Link to comment Share on other sites More sharing options...
susanlea Posted May 5 Share Posted May 5 Just now, placeholder said: That's what you want it to mean. Climate Change Is Destabilizing Insurance Industry The president of one of the world’s largest insurance brokers warned Wednesday that climate change is destabilizing the insurance industry, driving up prices and pushing insurers out of high-risk markets. Aon PLC President Eric Andersen told a Senate committee that climate change is injecting uncertainty into an industry built on risk prediction and has created “a crisis of confidence around the ability to predict loss.” Reinsurance companies, which help insurers pay catastrophic losses, “have been withdrawing from high-risk areas, around wildfire and flood in particular,” Andersen told the Senate Budget Committee. He added, “Just as the U.S. economy was overexposed to mortgage risk in 2008, the economy today is over exposed to climate risk.” https://www.scientificamerican.com/article/climate-change-is-destabilizing-insurance-industry/ Home insurers cut natural disasters from policies as climate risks grow Some of the largest U.S. insurance companies say extreme weather has led them to end certain coverages, exclude natural disaster protections and raise premiums In the aftermath of extreme weather events, major insurers are increasingly no longer offering coverage that homeowners in areas vulnerable to those disasters need most. At least five large U.S. property insurers — including Allstate, American Family, Nationwide, Erie Insurance Group and Berkshire Hathaway — have told regulators that extreme weather patterns caused by climate change have led them to stop writing coverages in some regions, exclude protections from various weather events and raise monthly premiums and deductibles. https://archive.ph/mwZER Insurance companies lying and you believe them. That is just sad. 1 Link to comment Share on other sites More sharing options...
placeholder Posted May 5 Share Posted May 5 2 minutes ago, susanlea said: Climate deaths in 2023 a mere 12,000 https://reliefweb.int/report/world/2023-review-climate-disasters-claimed-12000-lives-globally-2023 Obesity kills 2.8m https://www.who.int/news-room/facts-in-pictures/detail/6-facts-on-obesit Those numbers don't reflect all the health damage caused by climate change. For instance kidney disease. It's seen a huge rise, particularly in those who have to labor out of doors in increasing heat. Rising temperatures linked to kidney disease Scientists from Brazil and Australia have found evidence of a link between rising temperatures and renal diseases. https://www.weforum.org/agenda/2022/01/climate-change-rising-temperatures-linked-to-kidney-disease/ And the fact is that the cause of global warming, the burning of fossil fuels, creates pollution which kills millions and millions yearly and impairs the health of millions more. 2 Link to comment Share on other sites More sharing options...
susanlea Posted May 5 Share Posted May 5 Just now, placeholder said: Those numbers don't reflect all the health damage caused by climate change. For instance kidney disease. It's seen a huge rise, particularly in those who have to labor out of doors in increasing heat. Rising temperatures linked to kidney disease Scientists from Brazil and Australia have found evidence of a link between rising temperatures and renal diseases. https://www.weforum.org/agenda/2022/01/climate-change-rising-temperatures-linked-to-kidney-disease/ And the fact is that the cause of global warming, the burning of fossil fuels, creates pollution which kills millions and millions yearly and impairs the health of millions more. More fake news. You got nothing. Getting really desperate. 2.8m versus 12,000. Your argument has been shot to pieces. 1 Link to comment Share on other sites More sharing options...
placeholder Posted May 5 Share Posted May 5 2 minutes ago, susanlea said: More fake news. You got nothing. Getting really desperate. 2.8m versus 12,000. Your argument has been shot to pieces. First off, the research on deaths from heat caused kidney disease is still in its early stages. In fact, it's not included in climate statistics since it's a newly noticed phenomenon. That figure of 12,000 has nothing to do with deaths caused by kidney disease. But I noticed that you ignored the fact that pollution caused by burning fossil fuels is responsible for a lot more than 2.8 million deaths per year. Fossil fuel air pollution responsible for 1 in 5 deaths worldwide New research from Harvard University, in collaboration with the University of Birmingham, the University of Leicester and University College London, found that more than 8 million people died in 2018 from fossil fuel pollution, significantly higher than previous research suggested—meaning that air pollution from burning fossil fuels like coal and diesel was responsible for about 1 in 5 deaths worldwide. The study, “Global Mortality From Outdoor Fine Particle Pollution Generated by Fossil Fuel Combustion,” published in Environmental Research, is based on a groundbreaking analysis that enabled the researchers to directly attribute premature deaths from fine particulate pollution (PM 2.5) to fossil fuel combustion. “Often, when we discuss the dangers of fossil fuel combustion, it’s in the context of CO2 and climate change and overlook the potential health impact of the pollutants co-emitted with greenhouse gases,” said Dr. Joel Schwartz, Professor at Harvard Chan School and co-author of the study. https://www.hsph.harvard.edu/c-change/news/fossil-fuel-air-pollution-responsible-for-1-in-5-deaths-worldwide/ 1 Link to comment Share on other sites More sharing options...
placeholder Posted May 5 Share Posted May 5 17 minutes ago, susanlea said: Insurance companies lying and you believe them. That is just sad. More unproved, unbacked assertions from you. Got any evidence to back your claim up? 1 Link to comment Share on other sites More sharing options...
susanlea Posted May 5 Share Posted May 5 5 hours ago, placeholder said: First off, the research on deaths from heat caused kidney disease is still in its early stages. In fact, it's not included in climate statistics since it's a newly noticed phenomenon. That figure of 12,000 has nothing to do with deaths caused by kidney disease. But I noticed that you ignored the fact that pollution caused by burning fossil fuels is responsible for a lot more than 2.8 million deaths per year. Fossil fuel air pollution responsible for 1 in 5 deaths worldwide New research from Harvard University, in collaboration with the University of Birmingham, the University of Leicester and University College London, found that more than 8 million people died in 2018 from fossil fuel pollution, significantly higher than previous research suggested—meaning that air pollution from burning fossil fuels like coal and diesel was responsible for about 1 in 5 deaths worldwide. The study, “Global Mortality From Outdoor Fine Particle Pollution Generated by Fossil Fuel Combustion,” published in Environmental Research, is based on a groundbreaking analysis that enabled the researchers to directly attribute premature deaths from fine particulate pollution (PM 2.5) to fossil fuel combustion. “Often, when we discuss the dangers of fossil fuel combustion, it’s in the context of CO2 and climate change and overlook the potential health impact of the pollutants co-emitted with greenhouse gases,” said Dr. Joel Schwartz, Professor at Harvard Chan School and co-author of the study. https://www.hsph.harvard.edu/c-change/news/fossil-fuel-air-pollution-responsible-for-1-in-5-deaths-worldwide/ You still got nothing. Cold weather kills people far more than hot weather. The ratio is 9:1. https://thebreakthrough.org/issues/energy/human-deaths-from-hot-and-cold-temperatures-and-implications-for-climate-change Link to comment Share on other sites More sharing options...
susanlea Posted May 5 Share Posted May 5 5 hours ago, placeholder said: More unproved, unbacked assertions from you. Got any evidence to back your claim up? You are the one making up claims. You got destroyed. 12,000 climate deaths only. That is nothing. Scaremongering nonsense. Link to comment Share on other sites More sharing options...
susanlea Posted May 5 Share Posted May 5 5 hours ago, placeholder said: with deaths caused by kidney disease. But I noticed that you ignored the fact that pollution caused by burning fossil fuels is responsible for a lot more than 2.8 million deaths per year. More lies and desperation from you. https://time.com/6175734/reliance-on-fossil-fuels/ The modern world wouldn't exist without fossil fuels. There would be extreme poverty and billions less. Link to comment Share on other sites More sharing options...
jacko45k Posted May 5 Share Posted May 5 6 hours ago, susanlea said: Climate deaths in 2023 a mere 12,000 https://reliefweb.int/report/world/2023-review-climate-disasters-claimed-12000-lives-globally-2023 Obesity kills 2.8m https://www.who.int/news-room/facts-in-pictures/detail/6-facts-on-obesity Good example of a deflection but of zero merit otherwise. 2 1 Link to comment Share on other sites More sharing options...
susanlea Posted May 5 Share Posted May 5 Just now, jacko45k said: Good example of a deflection but of zero merit otherwise. Good example of reality versus scaremongering lies on climate. Climate related deaths down 99%, cold kills far more than hot and fossil fuels have improved billions of lives. Link to comment Share on other sites More sharing options...
charleskerins Posted May 6 Share Posted May 6 (edited) 15 hours ago, Bobthegimp said: That has nothing to do with climate change. California has always had wildfires. Always. They've always had the Santa Annas to fan the flames. I remember this from the news footage during my childhood 50 years ago. The places you mentioned on the other coast have always had hurricanes and storm surges. It's well documented and nothing new. Insurance rates rise in step with housing prices and increased construction costs, so blaming the climate is disingenuous. The democrats you refer to are the main people ringing the climate change alarm bell. The bloated swine, Al Gore is the worst offender. Plenty of corrupt republicans as well, they're just not at the forefront of the climate scam. Isn't Trump's estate on a waterway in Florida? Why don't the climate gang ever mention Gore's predictions? Ever? You're welcome to believe whatever you like. I'll pay more heed when these hypocrites downsize and start living the way they are forcing the rest of us to live. Your post is disingenuous . Insurance costs in the US are going up due to climate change . Climate change is fuelling the US insurance problem 18 March 2024 By Lucy Sherriff,Features correspondent Share Getty Images (Credit: Getty Images) Extreme weather events are making it hard to insure homes in certain parts of the US. What happens when insurance companies simply stop insuring? " "bloated swine" did Al gore hurt your feelings? Edited May 6 by charleskerins nm 1 1 Link to comment Share on other sites More sharing options...
charleskerins Posted May 6 Share Posted May 6 47 minutes ago, susanlea said: Good example of reality versus scaremongering lies on climate. Climate related deaths down 99%, cold kills far more than hot and fossil fuels have improved billions of lives. The reality is climate change . "climate related death down 99% " was that on the back of your cracker jack box" 1 1 Link to comment Share on other sites More sharing options...
charleskerins Posted May 6 Share Posted May 6 7 hours ago, susanlea said: More fake news. You got nothing. Getting really desperate. 2.8m versus 12,000. Your argument has been shot to pieces. this is from the article you posted " Extreme weather events are becoming more frequent and severe as a result of the climate crisis." So do you want to remote that website because it's fake news or do you just want to cherry pick data that you mistakenly think proves your nonsense? JC 2 1 Link to comment Share on other sites More sharing options...
susanlea Posted May 6 Share Posted May 6 Just now, charleskerins said: The reality is climate change . "climate related death down 99% " was that on the back of your cracker jack box" Another one with no knowledge of science. https://fee.org/articles/climate-related-deaths-are-at-historic-lows-data-show/ Link to comment Share on other sites More sharing options...
susanlea Posted May 6 Share Posted May 6 (edited) 1 minute ago, charleskerins said: this is from the article you posted " Extreme weather events are becoming more frequent and severe as a result of the climate crisis." So do you want to remote that website because it's fake news or do you just want to cherry pick data that you mistakenly think proves your nonsense? JC People with no knowledge of science should remain quiet. https://fee.org/articles/climate-related-deaths-are-at-historic-lows-data-show/ " the United States, hurricanes are the biggest cause of weather-related damages. Hurricanes have become more costly over the past 120 years but not because of any long-term change in the weather. Once historic losses are adjusted for increases in population, wealth, and the consumer price index, U.S. hurricane-related damages show no trend since 1900." Edited May 6 by susanlea 1 Link to comment Share on other sites More sharing options...
charleskerins Posted May 6 Share Posted May 6 Just now, susanlea said: Another one with no knowledge of science. 2 minutes ago, susanlea said: Another one with no knowledge of science. https://fee.org/articles/climate-related-deaths-are-at-historic-lows-data-show/ https://fee.org/articles/climate-related-deaths-are-at-historic-lows-data-show/ would that be you or the paid and bought author of the article ? "Marlo Lewis is a senior fellow at the Competitive Enterprise Institute (CEI), a group that has received funding from a range of energy industry groups and conservative foundations such as the Koch family foundations, ExxonMobil, Texaco, Arch Coal, and the American Petroleum Institute (API) among others." Sop up some more propaganda. 2 Link to comment Share on other sites More sharing options...
susanlea Posted May 6 Share Posted May 6 Just now, charleskerins said: would that be you or the paid and bought author of the article ? "Marlo Lewis is a senior fellow at the Competitive Enterprise Institute (CEI), a group that has received funding from a range of energy industry groups and conservative foundations such as the Koch family foundations, ExxonMobil, Texaco, Arch Coal, and the American Petroleum Institute (API) among others." Sop up some more propaganda. Fossil fuels are great. Created the modern world you live in. But you are not grateful at all. Go live in the jungle and give up modern appliances if you hate fossil fuels. You would be dead in a week. Link to comment Share on other sites More sharing options...
charleskerins Posted May 6 Share Posted May 6 3 minutes ago, susanlea said: People with no knowledge of science should remain quiet. https://fee.org/articles/climate-related-deaths-are-at-historic-lows-data-show/ " the United States, hurricanes are the biggest cause of weather-related damages. Hurricanes have become more costly over the past 120 years but not because of any long-term change in the weather. Once historic losses are adjusted for increases in population, wealth, and the consumer price index, U.S. hurricane-related damages show no trend since 1900." Scientists answer questions. They don't deflect and run away. Does this mean you will now remain quiet? It always helps to read an article before you post it. 2 Link to comment Share on other sites More sharing options...
charleskerins Posted May 6 Share Posted May 6 Just now, susanlea said: Fossil fuels are great. Created the modern world you live in. But you are not grateful at all. Go live in the jungle and give up modern appliances if you hate fossil fuels. You would be dead in a week. Deflection continues. Link to comment Share on other sites More sharing options...
susanlea Posted May 6 Share Posted May 6 Just now, charleskerins said: Scientists answer questions. They don't deflect and run away. Does this mean you will now remain quiet? It always helps to read an article before you post it. The link contains all the science you need but you struggle to read it. Link to comment Share on other sites More sharing options...
susanlea Posted May 6 Share Posted May 6 (edited) 1 minute ago, charleskerins said: 3 minutes ago, susanlea said: Fossil fuels are great. Created the modern world you live in. But you are not grateful at all. Go live in the jungle and give up modern appliances if you hate fossil fuels. You would be dead in a week. Deflection continues. You cannot handle the truth. Posting on a computer created by fossil fuels, wearing clothes created by fossil fuels, eating food created by fossil fuels, living under a roof created by fossil fuels. Edited May 6 by susanlea Link to comment Share on other sites More sharing options...
charleskerins Posted May 6 Share Posted May 6 1 minute ago, susanlea said: The link contains all the science you need but you struggle to read it. Apparently the struggle is yours ,this is from the article you posted. " Extreme weather events are becoming more frequent and severe as a result of the climate crisis." So did you post fake news or did you not read the article you posted? 1 Link to comment Share on other sites More sharing options...
charleskerins Posted May 6 Share Posted May 6 1 minute ago, susanlea said: You cannot handle the truth. Posting on a computer created by fossil fuels, wearing clothes created by fossil fuels, eating food created by fossil fuels, living under a roof created by fossil fuels. Move the goalposts all you want the topic is climate change . 1 Link to comment Share on other sites More sharing options...
susanlea Posted May 6 Share Posted May 6 Just now, charleskerins said: Apparently the struggle is yours ,this is from the article you posted. " Extreme weather events are becoming more frequent and severe as a result of the climate crisis." So did you post fake news or did you not read the article you posted? Deaths from obesity 2.8m Deaths from climate events 12,000 You can't even work out the basics of the science. Link to comment Share on other sites More sharing options...
susanlea Posted May 6 Share Posted May 6 Just now, charleskerins said: Move the goalposts all you want the topic is climate change . I see you have nothing. Link to comment Share on other sites More sharing options...
placeholder Posted May 6 Share Posted May 6 1 hour ago, susanlea said: More lies and desperation from you. https://time.com/6175734/reliance-on-fossil-fuels/ The modern world wouldn't exist without fossil fuels. There would be extreme poverty and billions less. Thanks for the nostalgia for a time when there were no feasible replacements for fossil fuels. What's that got to do with the future? 2 1 Link to comment Share on other sites More sharing options...
Danderman123 Posted May 6 Share Posted May 6 2 minutes ago, susanlea said: I see you have nothing. The planet continues to warm, as you have alluded to. How much more warming would still be beneficial? At what point would warming become a problem? Link to comment Share on other sites More sharing options...
susanlea Posted May 6 Share Posted May 6 Just now, Danderman123 said: The planet continues to warm, as you have alluded to. How much more warming would still be beneficial? At what point would warming become a problem? Not in your lifetime. Go drink your Chang beers and talk to a bargirl. Link to comment Share on other sites More sharing options...
susanlea Posted May 6 Share Posted May 6 1 minute ago, placeholder said: Thanks for the nostalgia for a time when there were no feasible replacements for fossil fuels. What's that got to do with the future? You will be dead before it becomes a problem. Link to comment Share on other sites More sharing options...
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