What happens in case of accident when foreigner has no PVT Insurance (only social security)

[Lacessit]

2 hours ago, bigt3116 said:

 

In Thailand, the standard chemotherapy regimen for treating Hodgkin lymphoma (HL) is ABVD, which includes the following drugs:

Adriamycin (doxorubicin)
Bleomycin
Vinblastine
Dacarbazine (DTIC)

 

In Thailand, common chemotherapy regimens for treating Hodgkin lymphoma include ABVD (Adriamycin, Bleomycin, Vinblastine, Dacarbazine), which is a globally recognized first-line treatment, especially for newly diagnosed cases. This combination is preferred for its effectiveness in achieving remission in early to intermediate stages. For more aggressive cases or if initial treatment does not succeed, the BEACOPP regimen (Bleomycin, Etoposide, Adriamycin, Cyclophosphamide, Oncovin, Procarbazine, Prednisone) may be used, though it often comes with more side effects due to its intensity.

 

Seems they are available?

AFAIK obinuzamatab and venetoclax are not available in Thailand.

 

I don't know how many hospitals in Thailand have CAT scanning facilities that include the administration of radioactive carbon isotopes to measure tumor progression.

 

Due to private health insurance in Australia, I paid nothing for CAT scans, blood tests and monthly infusions. I paid about $100 for a years' worth of venetoclax medication.

[bigt3116]

9 hours ago, Sheryl said:

He had NON Hodgkins lymphoma

 

Well spotted, I can't read 🙂

[geisha]

On 10/24/2024 at 12:50 PM, Rob Browder said:

I keep my Thai SSO Card in my wallet. 

My good friend just died in a Cambodian hospital from an AVC ( we think). He died alone.  His son found out a good few days later so too late to do anything.  I’m not sure how they contacted him although he’d lived quite a few years there. 
A year or two ago, a young lady was walking on lonely beach and fell down dead. I think I read about it on Asean. It took them a long time to find out who she was etc. So a dog tag thing could be a good option. 
But, question, what if a foreigner is in ICU and has no ID ?? 
would they treat him or what ? He/she could be on holiday and staying elsewhere , for example a day trip from bangkok. 

[Max Brok]

On 10/26/2024 at 3:21 PM, Zapitapi said:

there is a pretty neat new service that covers that and more.. 1 if u get in trouble with the LAW you call them as it happens and they will talk to the authorities to prevent some funny business as good as possible.. 2 when u have an accident they have ur med history medications and all info you could not disclose when u incapacitated such as what kind of hospital you wish to be driven to etc. they also have your wishes e.g. you want life saving surgery or not and in what circumstances.. they issue a physical card .. the ambulances in TH call and the company then instructs according to ur wishes etc..3  also in case you pass away they organise the paperwork and honour your wishes to whats going to happen once you are gone either buried or burned in thailand or back to your home country.. costs about 7k a year..

i thought about it .. is it worth it?..my initial thought was hey if something happens my GF or friends can assist but thats wishful thinking as they are (except your GF is a lawyer) in way above their heads and cant resolve anything compared to professionals that do that for living

What is the name of this Service? Can be helpfully 

[Kwaibill]

On 10/24/2024 at 11:30 AM, Fiskebolle said:

Hello Folks,

 

A couple days ago, I saw a terrible motorcycle accident happen. Person involved was laying literally 10 meters in front of the doorstep of a private/semi-public hospital.

3 Pickup trucks (Po Teck Tung) arrived at scene to dispatch body/injured to hospitals. To my surprise none of them transferred them to the hospital which was literally 10 meters down from where the accident happened! 
 

Yet this kept me wondering... I'm retired from working in Thailand and have my social security as health coverage (which i only use for minor / OPD issues). I still carry a Private health insurance covering accident/IPD (serious stuff), but as I'm aging and cost of private insurance will at some point become too expensive for me, I may as well just be left with Thai social security system alone. 

 

Now that made me thinking, what would happen *(hypothetically speaking) if I got a serious accident (or heart attack/stroke) and am not conscious anymore to explain (Po Teck Tung or Ambulance) which insurance I have and which hospital I prefer to be brought to?

 

I can imagine the following situation... Por Teck Tung / Medical staff see me (foreigner) and immediately expect this person to have a private health insurance, hence you'll be sent to the Private / best (read most expensive) hospital in the area. Then after waking up from a coma just to realize / shock you are in a hospital you can not afford and stuck with bills/debt you will never be able to cover.

Anyone else here ever though of this?  Or am I over thinking this and my anxiety taking over here? 
Anyway, is there anything that could help the authorities/medical personal to know if I'm covered under SSO by looking at my passport, or best to carry always my Pink ID Card and a note in a my wallet in Thai language explaining which insurance I'm covered with and which hospitals I'd prefer to be brought to in case of emergency? 

Any other ideas / suggestions on this?

Cheers,

FB

I do keep my Provincial Hospital admission card with me usually, so hoping that would give a hint if my wife were not there to give direction. She also has a power of attorney for any such situation  though not sure that would be of immediate help..

I wonder if a medical ID would be a good idea? As a longtime diabetic I should probably have one anyway.

My dear did sign me up for a low cost accident insurance policy which saved us quite a bit when I fractured my pelvis and subsequently a proximate humerus ( shoulder bone ball) , both in falls. The local Chularat hospital did well by me, including the billing. As far as I know they covered everything including several PT appointments afterward.

IMO well worth checking out.

[petedk]

On 10/24/2024 at 5:58 PM, richard_smith237 said:

 

How did you get that ?

 

Thai Citizenship ?...  Married to a Government Official ?

 

I'd like to ensure a way of securing health care once my insurance premiums get too high.... 

i.e. when I'm of retirement age, 60s or 70s etc...   Because even the government hospitals in Thailand 'double charge' foreigners and treatment for something serious could get prohibitively expensive. 

 

It's the Thai law. Any one employed in a Thai company has to be registered with the SSO.

[ChaiyaTH]

I'm pretty sure you are pretty much fked if you don't have the proof of insurance / contact numbers on you at all times. I had 2 accidents over 12 years and in both cases I will still responsive and the actual bills were always under 50K, yet even at a cheaper private hospital from the moment I was in, they were more concerned with me showing my Thai bank card, balance and passport copy than starting to help me out.

 

Let alone if you would not be awake, time really matters in these situations, like with money or insurance proven an surgery with the best hospital and surgeon could be started up right away or maybe be delayed / lower quality treatment otherwise.

 

I think it's important to just have a emergency contact aside of money / insurance ready at all times, to at least cover the first 500K instantly. I guess those at biggest threat are the ones who are single and not have any friend they can trust to be a contact too.

 

Like you are half traumatized laying bleeding on the ER while they do all kinds of painful stuff on you, while some other one is trying to get info and money out of you at the same time lol. This is real stuff, makes you feel like your life is really worth nothing to them until the money is paid, then its top service.

 

I think that even a insurance, specially cheaper ones, is still like russian roullette, if not having real cash ready or a credit card that can be charged, upfront, in Thailand.

 

In a way, the 400-800K requirement for long term visa here with marriage/child/pension makes total sense.