9 health issues insurance covers for expats in Thailand

[CharlieH]

 

 

Moving to Thailand as an expat comes with exciting opportunities, but it also means adapting to new healthcare challenges. From tropical diseases to everyday health needs, having reliable health insurance can make all the difference. Here’s a quick rundown of the most common health issues covered by expat insurance and why they’re worth considering.

1. Routine check-ups

Preventive care, like annual physicals and vaccinations, helps you stay ahead of potential health problems. Thailand’s tropical climate adds risks like dengue fever, making regular screenings even more important. Most expat plans include these essential services.

2. Emergencies

Accidents and sudden illnesses can lead to expensive hospital visits, especially in private facilities like Bumrungrad International in Bangkok. Insurance covers ambulance rides and emergency care, sparing you from sky-high bills.

3. Hospital stays

Whether for surgery or severe illnesses, hospitalisation in Thailand can be costly, with private rooms priced between 3,000 and 10,000 baht per night. Insurance plans cover inpatient care, including procedures and post-op recovery.

 

4. Chronic illnesses

Managing conditions like diabetes or asthma often involves specialist visits, lab work, and medication. Expat insurance typically covers these costs, ensuring ongoing care without financial strain.

5. Pregnancy and maternity care

Planning to grow your family? Maternity insurance handles prenatal check-ups, ultrasounds, and delivery costs, which can range from 30,000 to 100,000 baht. Some plans even cover newborn care.

 

 

Don’t miss out: 10% off for life!
Lock in a 10% discount on your expat plan for the lifetime of your policy.
T&Cs apply*

 Act fast, this limited-time offer ends this December!

6. Dental and vision care

Basic health insurance often includes routine dental cleanings and treatments, plus eye exams and glasses. These benefits are handy for keeping up with dental health and clear vision.

 

7. Support for mental health

Adapting to life in a new country can bring emotional stress. Modern insurance plans now cover therapy, counselling, and psychiatric consultations, making mental health support more accessible.

8. Prescription drug coverage

Medication for chronic or acute illnesses can be pricey in Thailand, especially imported drugs. Insurance typically helps cover these costs, ensuring you get the treatment you need.

9. Specialist consultations

Sometimes, you need a specialist for complex health concerns. Insurance plans often include access to top-tier specialists in fields like cardiology or dermatology at Thailand’s private hospitals.

 

Stay covered with Cigna

Cigna’s expat health insurance plans provide extensive coverage, from routine care to emergency hospitalisation. Benefits include:

●     Comprehensive inpatient and outpatient care for surgeries, specialist visits, and more.

●     Maternity coverage, including prenatal and postnatal care.

●     Dental and vision benefits for routine and corrective treatments.

●     Mental health support through therapy and counselling.

●     Access to leading hospitals like Bumrungrad and Bangkok Hospital.

 

 

 

Don’t miss out: 10% off for life!

Lock in a 10% discount on your expat plan for the lifetime of your policy.

T&Cs apply*

With Cigna, you’ll have a global network of healthcare providers and flexible plans to suit your needs. Having a reliable insurance partner ensures you can enjoy your time in Thailand without worrying about unexpected medical costs.

*Cigna Healthcare reserves the right to amend or withdraw a promotion at any time without notice. This discount will apply for the lifetime of the policy and is only eligible to new Cigna Global Individual customers. The discount may only be applied by a sales agent and cannot be applied in conjunction with any other offer, except the 10% discount given to policies paid annually in full. If you choose to pay your policy annually in full, your 10% discount will be applied after the 10% annual discount has been applied. Only Cigna Global Individual Policies are eligible for the 10% discount. A minimum purchase value of $2000 for policies based in Europe is applicable. Policies based in the rest of the world require a minimum purchase value of $3000 to be eligible.

 

 

 

 

Summary of original article by The Thaiger