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Posted

Has anyone used the Wise debit card in Thailand?

 

Work in Thai ATM's?

 

Charges?

 

Given that its not a Visa or Mastercard, have you been able to make purchases with it?

Posted

I am using the Wise card almost daily in Thailand mostly in 7 11, Big C or online shop Lazada. Have not used it for withdrawal though.

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Posted
16 hours ago, MangoKorat said:

Has anyone used the Wise debit card in Thailand?

 

Work in Thai ATM's?

 

Charges?

 

Given that its not a Visa or Mastercard, have you been able to make purchases with it?

You probably already know, but if you don't, Wise will not issue a card if you opened your Wise account with a Thai address. I can't get one.

Posted

Use mine all the time across the counter and never had a problem. I don't use it at ATM's as there is a charge (I think 200B a time) and fairly low monthly limits.  

 

Obviously you have to maintain a balance in Wise. It will debit your THB balance if you hold THB. Otherwise it will debit your home currency and convert to THB at their standard rate/fee structure.

 

Occasionally it may debit a third currency in your balances - I think it does a multiple cross rate comparison amongst the balances and if it concludes that you save 3 cents of your USD by converting GBP to THB instead, it will do so.  Kind of an arbitrage thing.

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