MangoKorat Posted 16 hours ago Posted 16 hours ago Has anyone used the Wise debit card in Thailand? Work in Thai ATM's? Charges? Given that its not a Visa or Mastercard, have you been able to make purchases with it?
lyskamm Posted 2 hours ago Posted 2 hours ago I am using the Wise card almost daily in Thailand mostly in 7 11, Big C or online shop Lazada. Have not used it for withdrawal though. 1
Mutt Daeng Posted 30 minutes ago Posted 30 minutes ago 16 hours ago, MangoKorat said: Has anyone used the Wise debit card in Thailand? Work in Thai ATM's? Charges? Given that its not a Visa or Mastercard, have you been able to make purchases with it? You probably already know, but if you don't, Wise will not issue a card if you opened your Wise account with a Thai address. I can't get one.
Gsxrnz Posted 20 minutes ago Posted 20 minutes ago Use mine all the time across the counter and never had a problem. I don't use it at ATM's as there is a charge (I think 200B a time) and fairly low monthly limits. Obviously you have to maintain a balance in Wise. It will debit your THB balance if you hold THB. Otherwise it will debit your home currency and convert to THB at their standard rate/fee structure. Occasionally it may debit a third currency in your balances - I think it does a multiple cross rate comparison amongst the balances and if it concludes that you save 3 cents of your USD by converting GBP to THB instead, it will do so. Kind of an arbitrage thing.
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