Those of you who live on 40k a month

[georgegeorgia]

1 hour ago, pimmmm said:

I live in Jomtien for about 40k a month, well kind of, as I have plenty of backup savings, for emergencies.

First off I'm married and she's decent, in that she doesn't ask me for money to send to family or any nonsense like that.
In fact she works online (10-20k a month typically) and sometimes pays for meals out and trips to the cinema. She keeps the rest of to save and help her sister on occasion, I pay rent, bills, food. 

We go out once a week, to restaurant, cinema etc, some times more to a local mookata or something.  We drink very little generally but sometimes we'll go to a bar, maybe once a month, we like Wizard beer.   We have no debts, or bad habits like gambling.

 

We live in a pretty nice 50sq mtr rented condo,  run the air con but not excessively, shopping from Makro, we both can cook. We have a big TV and netflix, 2 bikes, I go to a local gym.  We've travelled a lot in the past so now not so much just in Thailand, go by bus and stay in cheap hotels. Lifestyle is very nice really.  

Without backup savings and investments it's an issue though. I know I'm covered if I really want to buy something, have an emergency, or go on a special holiday. 

 

And dare I ask..do you participate in the "ladies of the night?

 

[Lacessit]

On 4/8/2025 at 12:40 PM, georgegeorgia said:

I'm very interested and please forgive me for not doing a study or a project on this but I just thought of the project idea today a few days AFTER I came back from my study tour of Thailand 

 

I read the Australian aged pension is like 40,000 baht a month or near 

 

And some of you UK also around the same , please may I ask how your lifestyle is on this amount 

 

I did see a few old farangs in Sizzlers in Pattaya secretly filling up their containers in bags next to them with good BUT may I ask for those of you ,does anyone here in PATTAYA live on that amount quite comfortable 

 

Now please if you do ,do you forego the pleasures in life ,cheese ,wine and song or is wine women and song to achieve the budget of your aged pension 

What about the 99b breakfast living in 40k per month 

It always fascinated me seeing bars in Soi Bukhao such as those Sports Bars full ,do expats go to those and pay often WESTERN prices or are they tourists in those places 

 

I remember going to what looked like a open no air con expats sports bar in Jomtien opp the 711 only to see miserable old people inside 

 

The OAP in Australia is 49,000 baht/month.

 

I eat a mix of Western and Thai food, semi-keto diet. Most of my protein and all my cheese is bought in Macro.

 

I don't choose to stay single. If I did, I could live on 40,000 baht/month very easily.

[georgegeorgia]

2 hours ago, Lacessit said:

The OAP in Australia is 49,000 baht/month.

 

I eat a mix of Western and Thai food, semi-keto diet. Most of my protein and all my cheese is bought in Macro.

 

I don't choose to stay single. If I did, I could live on 40,000 baht/month very easily.

Could you do it in Pattaya though is the question?

[grain]

Aussie pension is ok to live on in Oz provided you own your home, but if paying rent you're screwed. If you take to pension to Thailand or elsewhere in SEA then can live well on it provided you don't get crook and end up in hospital, then you're screwed again. Guess it's all of matter of how's the health and how good one is at managing money. 

[pimmmm]

4 hours ago, georgegeorgia said:

And dare I ask..do you participate in the "ladies of the night?

 

No, not for me anymore. I stopped a long time ago when I started dating my now wife,  it can be a big expense yeah,

We do think about leaving pattaya area sometimes as dont need the nightlife, but it's ok here know people and  like to be by the sea, don't want to move to hua hin, or and tourist southern place, so where else?

[georgegeorgia]

5 hours ago, grain said:

Aussie pension is ok to live on in Oz provided you own your home, but if paying rent you're screwed. If you take to pension to Thailand or elsewhere in SEA then can live well on it provided you don't get crook and end up in hospital, then you're screwed again. Guess it's all of matter of how's the health and how good one is at managing money. 

Very true, the only thing stopping people is that high health insurance premiums in Thailand 

 

[BritManToo]

10 minutes ago, georgegeorgia said:

Very true, the only thing stopping people is that high health insurance premiums in Thailand 

 

So don't buy health insurance!

[georgegeorgia]

7 minutes ago, BritManToo said:

So don't buy health insurance!

Yes your right !

 

Of course if you were to get Cancer,you may have to go back to your old country as many youtubers did , steadyeddy and was it Nev that died a few years ago ,

 

[kinyara]

I set my budget here on  £10k a year here so around the 40k baht a month. The way I look at it is when I reach pension age I'll have a large pay rise as my other company pensions will also kick in as well as the state pension so I should be more than comfortable. At the moment I own my condo but don't have health insurance, it would be a struggle renting and paying health insurance. My plan is to sell my condo around pension age and rent then, the funds raised will be my back up health fund.

[simon43]

On 4/10/2025 at 11:46 AM, KannikaP said:

If you go back to UK for medical treatment and they prove that you have lived mostly abroad, you must pay 150% of the actual cost.

Not true!

 

If you have lived mostly abroad and return to the UK, as long as you state that you have returned to the UK to live there permanently, then you will receive NHS treatment free from the word go.

[KannikaP]

8 minutes ago, simon43 said:

Not true!

 

If you have lived mostly abroad and return to the UK, as long as you state that you have returned to the UK to live there permanently, then you will receive NHS treatment free from the word go.

You mean tell them lies?

As many many immigrants and asylum seekers do. !

 

[kinyara]

2 hours ago, simon43 said:

Not true!

 

If you have lived mostly abroad and return to the UK, as long as you state that you have returned to the UK to live there permanently, then you will receive NHS treatment free from the word go.

 

I thought you had to wait 6 months until you were eligible for treatment upon returning to the UK.