Help needed chaps.....I had my first ever accident claim here in 14 years...my fault....the car ( 3 years old)  is in my girlfriends name as me as the main driver and I,m 77 years of age..we just got word yesterday (addressed to my girlfriend) that the Company will not be offering us a renewal ....I have been Insured with them in my name only for over 7 years what are my options going forward please?

1 minute ago, petermik said:

Help needed chaps.....I had my first ever accident claim here in 14 years...my fault....the car ( 3 years old)  is in my girlfriends name as me as the main driver and I,m 77 years of age..we just got word yesterday (addressed to my girlfriend) that the Company will not be offering us a renewal ....I have been Insured with them in my name only for over 7 years what are my options going forward please?

 

Why not try with your wife as policyholder/main driver and you as secondary driver.

 

 

You are too old for many insurers:-

 

The maximum age for a main driver on a Roojai car insurance policy is 70, based on requirements for some policies, though other policies may accept drivers up to 75. You must meet this age requirement to be eligible as the main driver, though specific policy types may have slightly different limits. 

 

• Main Driver Age: 

  The primary driver must be between 20 and 70 years old for some policies, with other plans extending the upper limit to 75.

My girlfriend does not drive unfortunately....

Try another insurer and be prepared to pay a higher premium.

Oh the joys of being on your last legs in Thailand 

Just now, brewsterbudgen said:

Try another insurer and be prepared to pay a higher premium.

Happy to do that when the time comes for renewal....Jan 2026....but is my age going to be a barrier with other insurers?

Just now, Celsius said:

Oh the joys of being on your last legs in Thailand 

Still fit and healthy thanks....

Contact an independent insurance broker and ask for help in finding a solution that fits.

 

One such broker monitors this sub-forum. You might wish to start with them.

25 minutes ago, Celsius said:

Oh the joys of being on your last legs in Thailand 

Too old too drive a vehicle.

Too old to use online banking.

What else?

 

There is no single "maximum age" to insure a driver in Thailand, but some insurers have restrictions, and rental companies often set limits around 70–75 years old. For voluntary car insurance, many companies require the main driver to be between 20 and 70 years old, though some policies may allow for older drivers. The best approach is to get specific quotes from insurers, as age restrictions can vary. 

5 minutes ago, KhunBENQ said:

Too old too drive a vehicle.

Too old to use online banking.

What else?

 

 

Too old for health insurance.

 

That's what I'm saying. 

1 hour ago, petermik said:

My girlfriend does not drive unfortunately....

 

You are 77 and your gf does not drive ! Time she did and got a licence, quite easy. Soon you will have no insurance, what happens then?

2 hours ago, petermik said:

My girlfriend does not drive unfortunately....

 

1 hour ago, henryford1958 said:

 

You are 77 and your gf does not drive ! Time she did and got a licence, quite easy. Soon you will have no insurance, what happens then?

That is the obvious option....we intend going along this route 👍

Been driving since my late teens back in the UK and 14 years over here  and never had accident before until a few months ago due to a Thai numpty cutting me up....shyte happens sometimes 

15 hours ago, petermik said:

My girlfriend does not drive unfortunately....

 

We have truck in wife's name.

She does not drive, has no license.

Policy is in her name.

I am the main driver.

15 hours ago, KhunBENQ said:

Too old too drive a vehicle.

Too old to use online banking.

What else?

 

Too old to go back to Canada?

You can get a quote online from Roojai.

 

Can't hurt to try.

 

https://www.roojai.com/en/

2 minutes ago, Will27 said:

You can get a quote online from Roojai.

 

Can't hurt to try.

 

https://www.roojai.com/en/

 

 

The maximum age for a main driver on a Roojai car insurance policy is 70, based on requirements for some policies, though other policies may accept drivers up to 75. You must meet this age requirement to be eligible as the main driver, though specific policy types may have slightly different limits. 

 

• Main Driver Age: 

  The primary driver must be between 20 and 70 years old for some policies, with other plans extending the upper limit to 75.

As suggested, try Roojai, and don't even mention you, as policy in wife's name, and choose 'any driver' option.  Wife as main, if asked, and don't mention if she is licensed or not.

1 hour ago, KhunLA said:

As suggested, try Roojai, and don't even mention you, as policy in wife's name, and choose 'any driver' option.  Wife as main, if asked, and don't mention if she is licensed or not.

 

If wife is mentioned as main driver, Roojai will require you to upload photo of her driver's license. At least that was required of us when renewing insurance earlier this year.

1 hour ago, Will27 said:

You can get a quote online from Roojai.

 

Can't hurt to try.

 

https://www.roojai.com/en/

It was Roojai that notified they would not be renewing....7 years on and off being insured by them ( couple of new cars and free insurance in between) one accident in over 50 years of driving  and they terminate....ooh well.

8 hours ago, NoDisplayName said:

 

We have truck in wife's name.

She does not drive, has no license.

Policy is in her name.

I am the main driver.

Can you let me know what company this is with?

Most insurers want the Drivers licence number before proceeding.....at the end of the day we will go down the route of driving lessons for her and hopefully a licence at the end of it......BTW she did have a drivers licence 20 odd years (before we met) ago and let it lapse.

42 minutes ago, petermik said:

Can you let me know what company this is with?

Most insurers want the Drivers licence number before proceeding.....at the end of the day we will go down the route of driving lessons for her and hopefully a licence at the end of it......BTW she did have a drivers licence 20 odd years (before we met) ago and let it lapse.

 

Roojai.

4 hours ago, petermik said:

Can you let me know what company this is with?

Most insurers want the Drivers licence number before proceeding.....at the end of the day we will go down the route of driving lessons for her and hopefully a licence at the end of it......BTW she did have a drivers licence 20 odd years (before we met) ago and let it lapse.

 

If her license was issued in 2003 or before, there's a chance that it was a lifetime license. If it was her first license, then likely not. If it was a lifetime license, the DLT will issue her a new one. Might want to check.

On 10/24/2025 at 11:24 AM, henryford1958 said:

 

You are 77 and your gf does not drive ! Time she did and got a licence, quite easy. Soon you will have no insurance, what happens then?

 

Make do with only the compulsory insurance.

Or

Drive more carefully.

Or

Drive without any insurance (and even more carefully.

Or

Give up driving altogether and use Grab or Bolt

Try a good insurance broker to find an alternative...driving your own car or bike,  will come far cheaper then getting scammed by all those private cars with drivers...or the official taxis ..

1 hour ago, still kicking said:

I have been Australian since 1974 so is my wife since 2003 

So your a Pakistani,nothing wrong with that 

some of the best Uber food delivery drivers are Pakistani 

Don't be ashamed Yusuf 

1 hour ago, still kicking said:

Take it back, or I'll report you 

Oh don't be a dobber .

Boss boss Jonny's calling me names !

He spat in my lunch box 

Troll post removed.

 

@AndyAndyAndy Rule 11. You will not troll or stalk other members by misusing forum posts, private messages, reactions, emojis or by any other means.

No secret that some of the biggest crooks are the policy makers running banks or insurance firms at the top of the food chain. In Thailand, any excuse will be good to avoid refunding, be it for a car or home issue. Best to avoid driving your self. Best to hyper secure your home. Best to avoid the trouble. Because when you are in trouble here as a falang...good luck to get justice. 

On 10/26/2025 at 8:24 PM, NanLaew said:

Make do with only the compulsory insurance.

Or

Drive more carefully.

Or

Drive without any insurance (and even more carefully.

Or

Give up driving altogether and use Grab or Bolt

I just have Option 1, the gov minimum insurance.

Saves lots of money and problems.

 

No driving license, no problem gov min still covers unlicensed drivers.