This is something I've been curious about for awhile.

It's not something I plan on doing now but it is a common enough thing for retirees who are having their last year in Thailand or other personal reasons.

So here's the scenario.

You're on a current retirement extension based on the 800K in a Thai bank account method.

You know to qualify for NEXT YEAR's extension you'll need to maintain at 800K for three months after the extension, two months before the next extension and no lower than 400K the rest of the year.

HOWEVER, here's the rub.

Say that at anytime after your last extension you spend down the money to a point where you know you won't qualify for the next extension.

That happens accidentally to some people but I'm talking more about intentionally such as a planned last year in Thailand.

At the moment you go into non-compliance for the NEXT extension, are you still LEGAL for the current extension, or not?

If not legal, so what? Immigration doesn't look at your balance throughout the year.

Unless the bank reports you. Do the banks report that to immigration? Maybe depends on the bank?

So there's the question and I think it's an important one.

I think it's the same if you are using a marriage extension and get divorced 3 months in. Valid until extension is granted. Is it legal? Probably not, will you get deported? Not a chance.

5 minutes ago, Jingthing said:

If not legal, so what? Immigration doesn't look at your balance throughout the year.

Unless the bank reports you. Do the banks report that to immigration? Maybe depends on the bank

You are having a silly dream.

If you stop financial compliance either by accident or on purpose then you extension is invalid.

Not dissimilar to being on marriage extension and then divorce.

Fact is immigration would not be aware. Certainly bank would do nothing.

In the hypothetical you outline..

You would either exit Thailand prior to current stamp expiry or you would start over by exiting Thailand and obtaining a new Non O

3 minutes ago, DrJack54 said:

You are having a silly dream.

If you stop financial compliance either by accident or on purpose then you extension is invalid.

Not dissimilar to being on marriage extension and then divorce.

Fact is immigration would not be aware. Certainly bank would do nothing.

In the hypothetical you outline..

You would either exit Thailand prior to current stamp expiry or you would start over by exiting Thailand and obtaining a new Non O

Don't agree with your insulting labeling of my question as silly but thank you for more or less answering my question.

So in the scenario (surely not very rare) you would be in illegal visa status but not really to worry.

Thank you.

6 minutes ago, Jingthing said:

So in the scenario (surely not very rare) you would be in illegal visa status but not really to worry.

That's exactly what I meant.

Once I had just obtained my retirement extension.

Came home and said to Thai partner

" All good for another year"

She interpreted that as 800k no longer required in bank.

Next day she withdrew balance to 798k and I quickly put it back it 800k+

Fact is at that point I was not compliant.

My plan was to Do Nothing.

Exit Thailand prior to next extension and start over.

Immigration would be aware of nothing including departure

29 minutes ago, Celsius said:

I think it's the same if you are using a marriage extension and get divorced 3 months in. Valid until extension is granted. Is it legal? Probably not, will you get deported? Not a chance.

If doing extensions based on marriage then permission of stay ends if you divorce.

If Thai wife passes in the main immigration will allow the existing permission of stay to remain till expiry.

4 hours ago, Jingthing said:

You know to qualify for NEXT YEAR's extension you'll need to maintain at 800K for three months after the extension, two months before the next extension and no lower than 400K the rest of the year.......Say that at anytime after your last extension you spend down the money to a point where you know you won't qualify for the next extension.

I imagine many do this often either on purpose as you said thinking maybe it was their last year then later changing their minds or just needing the money quickly for something during the year.

I also wonder as it does not seem like such a big deal since you need to be fully funded two months before renewal/extension which is the same thing that is required on any first extension

There is no real difference between extension or reapply is there? I mean paper work etc is all the same yes? I guess yes you need to go next door or something & reenter but that is about it yes?

once you decide to move to agent method just do whatever you want with the 800k

6 hours ago, mania said:

There is no real difference between extension or reapply is there? I mean paper work etc is all the same yes? I guess yes you need to go next door or something & reenter but that is about it yes?

You need to leave the country and return with a new non-O visa. You'll apply for the new extension in the last 30/45 days of the 90 day entry.

6 hours ago, mania said:

There is no real difference between extension or reapply is there? I mean paper work etc is all the same yes? I guess yes you need to go next door or something & reenter but that is about it yes?

You don't seem to understand

the process of starting over.

Step 1 . Would be to obtain a new Non O. That can be done outside of Thailand via eVisa online application or even from a visa exempt entry at local immigration.

Suggest eVisa best option.

That would provide a 90 day stamp and when funds have been in account for two months apply for 12 month extension which is Step 2

11 hours ago, DrJack54 said:

If you stop financial compliance either by accident or on purpose then you extension is invalid.

Not dissimilar to being on marriage extension and then divorce.

Fact is immigration would not be aware. Certainly bank would do nothing.

In the hypothetical you outline..

You would either exit Thailand prior to current stamp expiry or you would start over by exiting Thailand and obtaining a new Non O

if what ur saying is true , everyone using an agent to obtain the extension (cause not having the funds) would be on a invalid extension and one would then when they did their 90 report or went in for a cor, ( if immigration requested a bank book) they would be arrested, jailed and or deported
and for sure when they went for their next extension, would be up sh@ts creek without a paddle
ur way , would need obtain a new non o and extension, which is not true

Welcome to Thailand.

Do try to keep under the radar.🙃🙃

44 minutes ago, zzzzz said:

if what ur saying is true , everyone using an agent to obtain the extension (cause not having the funds) would be on a invalid extension and one would then when they did their 90 report or went in for a cor, ( if immigration requested a bank book) they would be arrested, jailed and or deported
and for sure when they went for their next extension, would be up sh@ts creek without a paddle
ur way , would need obtain a new non o and extension, which is not true

What r you on about?

38 minutes ago, zzzzz said:

ur way , would need obtain a new non o and extension, which is not true

Frankly you don't know what you are talking about regarding agents.

Some extensions using agents are obtained upcountry.

That makes doing 90 reports etc something best done by agent.

You could do a new TM30 change of address but there are other concerns.

For example my last transfer of stamps to new pp. CW immigration wanted updated bank book + photocopies of pages back to last extension. This is a new requirement. It's not even listed on transfer form as a requirement.

In any event I was addressing the OP question not use of agent

1 hour ago, DrJack54 said:

Frankly you don't know what you are talking about regarding agents.

Some extensions using agents are obtained upcountry.

That makes doing 90 reports etc something best done by agent.

You could do a new TM30 change of address but there are other concerns.

For example my last transfer of stamps to new pp. CW immigration wanted updated bank book + photocopies of pages back to last extension. This is a new requirement. It's not even listed on transfer form as a requirement.

In any event I was addressing the OP question not use of agent

LOL:
ok, i know nothing about agents and you do?
My agent does my extension up country, i get it back and file a tm 30 elsewhere an do my 90 day reports there ( or online)
OK?
what other concerns?

7 minutes ago, zzzzz said:

My agent does my extension up country, i get it back and file a tm 30 elsewhere an do my 90 day reports there ( or online)

And I posted...

"Some extensions using agents are obtained upcountry.

That makes doing 90 reports etc something best done by agent"

Think you are located Phuket.

I know exactly how folk use agents.

If located in Phuket the stamps will be issued in another province.

In any event nothing to do with OP question.

2 hours ago, zzzzz said:

and for sure when they went for their next extension, would be up sh@ts creek without a paddle

Yes, have you never read a SINGLE thread about using an agent for your extension? That means you will be using an agent forever after that, because you failed to meet the requirements yourself. And when they see that the next year they will tell you to go back to an agent again, because you're not eligible for an extension.

14 hours ago, DrJack54 said:

You are having a silly dream.

If you stop financial compliance either by accident or on purpose then you extension is invalid.

Not dissimilar to being on marriage extension and then divorce.

Fact is immigration would not be aware. Certainly bank would do nothing.

In the hypothetical you outline..

You would either exit Thailand prior to current stamp expiry or you would start over by exiting Thailand and obtaining a new Non O

On your last sentence, would starting over with a new Non O and extending that have any associated risk involved, since if the previous annual extension as suggested by the op whenever that might have been in the past did not comply by keeping requisite funds in the bank for the complete period of stay until leaving?

14 minutes ago, WorriedNoodle said:

On your last sentence, would starting over with a new Non O and extending that have any associated risk involved, since if the previous annual extension as suggested by the op whenever that might have been in the past did not comply by keeping requisite funds in the bank for the complete period of stay until leaving?

No he could just start over as outlined in my post.

So to refresh the hypothetical that the OP posed. He stated..,

"Say that at anytime after your last extension you spend down the money to a point where you know you won't qualify for the next extension.That happens accidentally to some people but I'm talking more about intentionally such as a planned last year in"

So for the situation where it's your last year you would just leave prior to expiry of current permit stamp.

If you had a slip with the financials you could do the same... just exit at some point prior to expiry ofpermit and obtain a Non O eVisa.

Then enter Thailand with a 90 day stamp and show the 800k in the account for two months.

In my own case outlined earlier.

I dipped by 2k for two days just after obtaining the extension.

My plan was to remain in Thailand till just prior to stamp date and then start over.

My plan was holiday in Saigon and obtain the eVisa while there.

All online including payment of application so no big deal.

BTW: Note immigration a very inflexible on the financials. No way were CW going to approve my next extension.

I tried to use an additional account however they wouldn't have bar of it

14 hours ago, Jingthing said:

Immigration doesn't look at your balance throughout the year.

Oh yes they do! Why are bank statements/books needed at Extension time?

5 minutes ago, wil iam not said:

Oh yes they do! Why are bank statements/books needed at Extension time?

True but in situation the OP outlined the person wouldn't be going for the extension. They would just leave. Exit prior to expiry of permit stamp

14 hours ago, DrJack54 said:

Immigration would be aware of nothing including departure

Surely Immigration's computer will be aware of ALL passport holders ins and outs, and Visas and Extensions.

6 minutes ago, wil iam not said:

Surely Immigration's computer will be aware of ALL passport holders ins and outs, and Visas and Extensions.

What I mean is that banks do not check for financial compliance.

Immigration does that at time of annual extensions.

So in the OP described situation immigration wouldn't be aware of your financial compliance or not until they check you bank records.

Immigration at departure will only check your stamp expiry date to check if you are in overstay.

Even for married guys where divorce occurs you could most likely remain to just prior to permit expiry.

The courts won't notify immigration of divorce. Wife? That's another matter..

1 hour ago, BrandonJT said:

Yes, have you never read a SINGLE thread about using an agent for your extension? That means you will be using an agent forever after that, because you failed to meet the requirements yourself. And when they see that the next year they will tell you to go back to an agent again, because you're not eligible for an extension.

Yea, ur right, my bad
never read a post about agents and never used one, ur right, i am completely clueless 5555
all one needs do if one uses an agent is leave , no re entry permit, have the 800,000 in the bank
get a new Non o and ur good to go

"And I posted...

"Some extensions using agents are obtained upcountry. ( most do but Trat is always sometimes used)

That makes doing 90 reports etc something best done by agent"

Think you are located Phuket.

I know exactly how folk use agents. ( so do I)

If located in Phuket the stamps will be issued in another province. ( correct )

In any event nothing to do with OP question."

I know all that, been telling people since day one

BUT u file a NEW tm 30 for Phuket and u do ur 90 day reports on ur own vs paying an agent to do them

this is all relevant to OP as u said the extension is not legal if the amount drops below 400,000 for the time it needs be above
"If you stop financial compliance either by accident or on purpose then you extension is invalid."
and i say ur wrong ,

If they were not legal everyone using an agent ( and allowing said agent to use their 800,000 or...)
there extension would be invalid

is this what you said or not?

original question

At the moment you go into non-compliance for the NEXT extension, are you still LEGAL for the current extension, or not?

ur current extension is good, BUT if u try on ur own , even if u have the 800,000 in the bank they wont accept it cause u did not fulfill the time period the money needed to be in the bank

So ur choices are,

use an agent
or leave, get a new Non o and continue

as to IO being inflexible

good friend here in phuket dropped below the needed amount for 1 day< IO saw it when he went to do his next extension and said he cant, BUT IO asked how much would it cost for him to fly out, stay in hotels, get new visa etc etc and said for 10,000 ... no problem which he agreed to

its Always up to the IO :-)

@zzzzz learn how to quote someone properly using quote function. There is a support forum for help.

Your post ^ is impossible to read.

And again your posts are rambling and off topic

16 hours ago, Jingthing said:

Unless the bank reports you. Do the banks report that to immigration? Maybe depends on the bank?

I've never heard of a bank doing this kind of reporting. And it wouldn't make sense anyway; some people have several bank accounts with different banks and they could switch which one they use for immigration purposes. Of course care needs to be taken when doing that, but the fact remains, bank A reporting that your balance fell below the required amount would be meaningless in itself.

2 hours ago, wil iam not said:

Oh yes they do! Why are bank statements/books needed at Extension time?

what a stupid comment, that is one time a year not throughout

Just now, flexomike said:

what a stupid comment, that is one time a year not throughout

I did say ''needed at Extension time''.

So I guess you could put the money in your bank, get statements and books in month 1, and then nothing checked until Month 13. If all is in order, extension done.

6 hours ago, wil iam not said:

Surely Immigration's computer will be aware of ALL passport holders ins and outs, and Visas and Extensions.

No, the database that records arrivals and departures at border checkpoints is completely separate to the 70+ local Immigration offices databases.

3 minutes ago, Liquorice said:

No, the database that records arrivals and departures at border checkpoints is completely separate to the 70+ local Immigration offices databases.

So if someone moves house, does the first IO send all the data they have on you to the next one, IF you do a TM30.

My IO here knew that I had been to UK last year before I told them.