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Centrelink Age Pension Supplement-rule change

Featured Replies

On 5/13/2026 at 4:31 PM, Nemises said:

Age Pension recipients will be able to spend more time travelling overseas before their payments are cut

Can I spend more time travelling before OAP age?

I'm 64 years old, an Australian resident/citizen and thinking of spending more time in Thailand over the next few years.
Before OAP age, I'd like to live in Thailand for several months of the year, returning to Australia for a week or two then back to Thailand, then at age 67 live permanently in Thailand claiming the OAP.

My question......will my time spent in Thailand over the next few years before I can obtain OAP void my qualification to receive OAP at age 67?

On 5/13/2026 at 4:31 PM, Nemises said:

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  • Nemises
    Nemises

    Apart from the extra $2,400 yearly pension supplement, once you factor in the “essential supplies” run — perfumes, chocolates, cheeses and other survival items — the numbers can stack up pretty quickl

  • Nemises
    Nemises

    Interesting points, but perhaps the tax residency discussion is better suited to a separate thread. This one was really intended to focus specifically on the pension supplement changes 👍

  • treetops
    treetops

    Back for a day, already made > 30 posts but added next to nothing. Only here to stir up trouble. No change from every other "holiday" absence.

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21 minutes ago, Cricky said:

Can I spend more time travelling before OAP age?

I'm 64 years old, an Australian resident/citizen and thinking of spending more time in Thailand over the next few years.
Before OAP age, I'd like to live in Thailand for several months of the year, returning to Australia for a week or two then back to Thailand, then at age 67 live permanently in Thailand claiming the OAP.

My question......will my time spent in Thailand over the next few years before I can obtain OAP void my qualification to receive OAP at age 67?


If you live in Thailand and only return to Australia for 1–2 weeks at a time, Centrelink may decide that you stopped residing in Australia before turning 67. They look at where your actual life is based, not just your citizenship.

If Centrelink determines that you ceased Australian residency, you may be treated as a Returning Former Resident when you later qualify for the Age Pension.

Under the portability rules, a Returning Former Resident generally must remain physically in Australia for 2 continuous years after returning to Australian residence before they can take their pension overseas. If they leave Australia during that period, their pension may be suspended or stopped, depending on the circumstances.

To reduce the risk of residency issues, it is important that your circumstances continue to demonstrate that Australia remains your primary place of residence rather than Thailand. Centrelink assesses residency based on the overall facts of each case.

Because individual circumstances vary, it is strongly recommended that you contact Centrelink and obtain advice specific to your situation.

Services Australia International Services

  • Within Australia: 131 673

  • Overseas: +61 3 6222 3455

When you call, ask to speak with an international specialist regarding Age Pension residency and portability rules so they can explain how your travel plans may affect a future claim.

2 hours ago, Cricky said:

Can I spend more time travelling before OAP age?

I'm 64 years old, an Australian resident/citizen and thinking of spending more time in Thailand over the next few years.
Before OAP age, I'd like to live in Thailand for several months of the year, returning to Australia for a week or two then back to Thailand, then at age 67 live permanently in Thailand claiming the OAP.

My question......will my time spent in Thailand over the next few years before I can obtain OAP void my qualification to receive OAP at age 67?

Having been through the portability of the OAP for myself and my Thai wife, my advice is to stay in Australia from you 65th birthday and 2 months before you turn 67 and apply for the OAP.

Once your OAP is approved on your 67th birthday or later, you will have potability and can go to Thailand and be paid the OAP

If you travel before 67 and spend a lot of time in Thailand and then go back to Australia to apply for the OAP you will have to spend 2 years in Australia to gain portabiltiy.

The first question Centrelink will ask you if you return at 67 is,

are you returning to Australia to live? The answer they want form you is YES.

Another answer, they will give you the 3 degree and the questions will keep on coming and make life difficult to get the OAP approved. You will then definitely have to spend 2 years in Australia to gain portability.

That's was my experience a few years ago for what it's worth

36 minutes ago, ozfarang said:

Having been through the portability of the OAP for myself and my Thai wife, my advice is to stay in Australia from you 65th birthday and 2 months before you turn 67 and apply for the OAP.

Once your OAP is approved on your 67th birthday or later, you will have potability and can go to Thailand and be paid the OAP

If you travel before 67 and spend a lot of time in Thailand and then go back to Australia to apply for the OAP you will have to spend 2 years in Australia to gain portabiltiy.

The first question Centrelink will ask you if you return at 67 is,

are you returning to Australia to live? The answer they want form you is YES.

Another answer, they will give you the 3 degree and the questions will keep on coming and make life difficult to get the OAP approved. You will then definitely have to spend 2 years in Australia to gain portability.

That's was my experience a few years ago for what it's worth

Not much difference, is there?

Stay at 65 to 67 = 2 years.

Go back at 67 and stay to 69 = 2 years.

Either way, one has to do the 2 years.

  • 3 months later...
On 6/1/2026 at 10:34 AM, ozfarang said:

Having been through the portability of the OAP for myself and my Thai wife, my advice is to stay in Australia from you 65th birthday and 2 months before you turn 67 and apply for the OAP.

Once your OAP is approved on your 67th birthday or later, you will have potability and can go to Thailand and be paid the OAP

If you travel before 67 and spend a lot of time in Thailand and then go back to Australia to apply for the OAP you will have to spend 2 years in Australia to gain portabiltiy.

The first question Centrelink will ask you if you return at 67 is,

are you returning to Australia to live? The answer they want form you is YES.

Another answer, they will give you the 3 degree and the questions will keep on coming and make life difficult to get the OAP approved. You will then definitely have to spend 2 years in Australia to gain portability.

That's was my experience a few years ago for what it's worth

Ditto mate - better to stay for a few years before getting the pension - then you can leave not long afterwards.

Back to the Supplement. For those who it affects and who are unaware of something - there is a possible solution. Those people who were already living overseas and receiving their Age Pension prior to major rule changes—such as when the Australian Working Life Residence (AWLR) threshold was extended to 35 years for full payment, are ‘grandfathered’ under the older rules, provided they have maintained continuous residency status overseas (not come back to Australia).

I know of 2 blokes that are appealing against the decision to unilaterally stop the Supplement. The process is to complain to CLink (lodge a complaint online through MyGov) and when it is rejected, then lodge an appeal online to ART - Administrative Review Tribunal. Better be quick about it - the more appeals the ART gets, the better.

Pretty good rundown of the changes.

On 9/5/2026 at 4:20 AM, Youbloodybeauty said:

Pretty good rundown of the changes.

Oh. There's no way as a non resident of Australia for tax purposes the aged pension can be taxed at 30%. He's just plain wrong. 😂 😂 😂 😂

What this guy is talking about is ONLY for guys like Paul Hogan. 😂 😂 😂 😂

On 5/20/2026 at 2:14 PM, KhunHeineken said:

No "repeated pivot." So, let's hear from members in an informal poll.

Question: Do you inform Centerlink when you are going overseas and you know it will be for longer than 6 weeks?

Nothing to do "secretly emigrating." It could simply be a 3 month holiday. Think, "Snowbirds."

I don't, because I refuse to spend phone credit waiting for an hour to be connected to a human being.

My supplements in the past have always cut out after 6 weeks overseas, so they must know via Border Force.

On 5/16/2026 at 11:37 AM, Nemises said:

Apart from the extra $2,400 yearly pension supplement, once you factor in the “essential supplies” run — perfumes, chocolates, cheeses and other survival items — the numbers can stack up pretty quickly.


Then there’s free doctor visits, free X-rays, PBS scripts that cost less than a Chang, and the FX savings from bringing cash back. Some expat credit cards even throw in complimentary travel insurance for 3+ months, which can save an absolute fortune compared to Thailand cover.


Add in concerts and major sporting events, plus the excitement from the grandkids when Pop turns up unexpectedly at their school assembly, footy game or dance concert, and it becomes more than just “flying back for the supplement.”


For some expats, the 12-weekly return to Australia is actually a surprisingly sound financial and family strategy 😄

Really? Thanks to the Iran war, jet fuel has increased in cost by 70%.

  • Author
40 minutes ago, Lacessit said:

Really? Thanks to the Iran war, jet fuel has increased in cost by 70%.

Thanks for the update 😂

Unfortunately, the post you’re replying to was from May 15 — so you’ve only taken three months to discover that jet fuel prices can affect airfares.


And even with the fuel-price increase, there are still return flights available for around $[insert current cheapest fare] if you shop around — hardly the financial apocalypse you’re making it out to be.


Still waiting for the part where a 70% increase in jet fuel somehow cancels out a $2,400 pension supplement, Medicare, PBS savings, FX savings and the other benefits I mentioned. 😎


2 hours ago, Lacessit said:

My supplements in the past have always cut out after 6 weeks overseas, so they must know via Border Force.

In the same way they will know you have been outside of Australia for 183 days and not only cut off the supplements, but also take their 30% non resident tax.

Yeah, yeah, I know. Pensioners will be "up in arms." Yet, the said pensioners it effects, do not vote. 😂 Loss to government in votes, zero. Savings in Centerlink payments, hundreds of millions.

1 hour ago, Nemises said:

Thanks for the update 😂

Unfortunately, the post you’re replying to was from May 15 — so you’ve only taken three months to discover that jet fuel prices can affect airfares.


And even with the fuel-price increase, there are still return flights available for around $[insert current cheapest fare] if you shop around — hardly the financial apocalypse you’re making it out to be.


Still waiting for the part where a 70% increase in jet fuel somehow cancels out a $2,400 pension supplement, Medicare, PBS savings, FX savings and the other benefits I mentioned. 😎


I think the member meant the price of gasoline for running a tractor over a rice farm in Issan.

I'm sure the Thai missus used the Iran war to inflate the price of gasoline him. 😂😂

  • Author
9 hours ago, Lacessit said:

I don't, because I refuse to spend phone credit waiting for an hour to be connected to a human being.

Mate, you’re really behind the times 😂 You don’t need to spend an hour listening to hold music or waste phone credit anymore.

It takes about 30 seconds to do it yourself through the MyGov app — literally a couple of taps and you’re done.


Technology, eh? Bloody marvellous stuff. 😂

14 minutes ago, Nemises said:

Mate, you’re really behind the times 😂 You don’t need to spend an hour listening to hold music or waste phone credit anymore.

It takes about 30 seconds to do it yourself through the MyGov app — literally a couple of taps and you’re done.


Technology, eh? Bloody marvellous stuff. 😂

When's the last time you used it, lots of talk last week or so saying it's unusable lately?

Edited by Olmate

  • Author
6 minutes ago, Olmate said:

When's the last time you used it, lots of talk last week or so saying it's unusable lately?

Just logged-in now. Took less than 5 seconds to click 2 buttons to get to the “Travelling outside of Australia” screen from their homepage.

Edited by Nemises

1 minute ago, Nemises said:

Just logged-in now. Took less than 5 seconds to click 2 buttons to get to the “Travelling outside of Australia” screen from their homepage.

Well done thanx, 👍 report was either bs or it's fixed now. I never try anymore after log in f up last year,really don't need to.

7 hours ago, KhunHeineken said:

I think the member meant the price of gasoline for running a tractor over a rice farm in Issan.

I'm sure the Thai missus used the Iran war to inflate the price of gasoline him. 😂😂

Most tractors AFAIK use diesel, not gasoline.

I could explain why gasoline, diesel and jet fuel have had different price hikes, but why waste my time?

8 hours ago, KhunHeineken said:

In the same way they will know you have been outside of Australia for 183 days and not only cut off the supplements, but also take their 30% non resident tax.

Yeah, yeah, I know. Pensioners will be "up in arms." Yet, the said pensioners it effects, do not vote. 😂 Loss to government in votes, zero. Savings in Centerlink payments, hundreds of millions.

Yeah yeah, I know. I have repeatedly challenged you to produce one age pensioner who pays 30% tax on their pension, and you've been posting the "proposed changes" BS for years.

2 minutes ago, Lacessit said:

Yeah yeah, I know. I have repeatedly challenged you to produce one age pensioner who pays 30% tax on their pension, and you've been posting the "proposed changes" BS for years.

A 30% tax rate is outrageous.

9 hours ago, Nemises said:

Thanks for the update 😂

Unfortunately, the post you’re replying to was from May 15 — so you’ve only taken three months to discover that jet fuel prices can affect airfares.


And even with the fuel-price increase, there are still return flights available for around $[insert current cheapest fare] if you shop around — hardly the financial apocalypse you’re making it out to be.


Still waiting for the part where a 70% increase in jet fuel somehow cancels out a $2,400 pension supplement, Medicare, PBS savings, FX savings and the other benefits I mentioned. 😎


Here's an excerpt of an essay I wrote on living in Thailand.

Almost universally, the single biggest living cost is the roof over one’s head. This is my comparison of three cities, for a condo with a swimming pool. Expressed in Australian dollars (AUD)


City To buy To rent/month Strata fees/rates pa


Melbourne $330,000 $1945 $8050

(35 sqm)

Chiang Mai $77,000 $425 $851

(47 sqm)

Chiang Rai $43,000 $319 $510

(35 sqm)


As a general rule of thumb, costs of internet, car servicing, registration, massage etc. are anywhere between one third to one fifth of Australian costs. The only items which are more expensive are imported goods and services.

It's called economic arbitrage. Against that cost comparison, $2400 pa does not go very far in Australia.

Put simply, my asset base deteriorates in Australia. It has stayed stable for 15 years in Thailand.

  • Author
54 minutes ago, Olmate said:

Well done thanx, 👍 report was either bs or it's fixed now. I never try anymore after log in f up last year,really don't need to.

Lucky I logged in! 😂


Email sitting there telling me my new Medicare card is about to be posted out.


Gotta love technology — and keeping your residency for Medicare. 🇦🇺💳

1 minute ago, Nemises said:

Lucky I logged in! 😂


Email sitting there telling me my new Medicare card is about to be posted out.


Gotta love technology — and keeping your residency for Medicare. 🇦🇺💳

Mmm . not sure it's too imp, I went back 18 months ago after 8 yrs new card was easy done day 1. And I found even tho supposedly freesimple Dr visits and meds way higher than here. Still a good backstop tho of course.!

  • Author
3 minutes ago, Olmate said:

Mmm . not sure it's too imp, I went back 18 months ago after 8 yrs new card was easy done day 1. And I found even tho supposedly freesimple Dr visits and meds way higher than here. Still a good backstop tho of course.!

I pay nothing for GP visits, and nothing for things like chest and lung X-rays, plus my yearly blood tests, flu and pneumonia vaccinations, thanks to Government-funded schemes.


And most of my pharmacy prescriptions cost me around $8 under the PBS.


Hard to complain about that. 🇦🇺👍


Edited by Nemises

  • Author
54 minutes ago, Lacessit said:

Yeah yeah, I know. I have repeatedly challenged you to produce one age pensioner who pays 30% tax on their pension, and you've been posting the "proposed changes" BS for years.

That matches my experience. Having spent over ten years travelling the country and meeting Australian retirees in nearly every location, I can safely say I have never come across an aged pensioner whose pension is taxed at 30%.

22 minutes ago, Nemises said:

I pay nothing for GP visits, and nothing for things like chest and lung X-rays, plus my yearly flu and pneumonia vaccinations, thanks to Government-funded schemes.


And most of my pharmacy prescriptions cost me around $8 under the PBS.


Hard to complain about that. 🇦🇺👍


It is getting pretty rare to find a GP in Australia who still bulk bills. Most want extra.

A GP consultation at a private hospital in Chiang Rai is $15.

I only have one medication. It would cost me $100 pa in Australia. Here, it is about $700 pa.

Two roofs over my head, village house and condo. Two scooters, two cars. Try doing that in Oz on an age pension.

  • Author
1 hour ago, Lacessit said:

I could explain why gasoline, diesel and jet fuel have had different price hikes, but why waste my time?

Cheapest return flights from Bangkok to Australia are currently holding steady around A$500, showing little difference, if any, to pre-Iran war prices.

https://www.latimes.com/business/story/2026-08-31/investors-prosper-consumers-pay-as-iran-war-exacts-uneven-economic-toll

  • Author
12 minutes ago, Lacessit said:

It is getting pretty rare to find a GP in Australia who still bulk bills. Most want extra.

A GP consultation at a private hospital in Chiang Rai is $15.

I only have one medication. It would cost me $100 pa in Australia. Here, it is about $700 pa.

Two roofs over my head, village house and condo. Two scooters, two cars. Try doing that in Oz on an age pension.

Spot on about the lifestyle perks here! But just to clarify, the thread is about the advantages of making regular trips back to Oz (like keeping your pension supplement and other benefits intact), nothing whatsoever about trying to live there full-time.

6 minutes ago, Nemises said:

Spot on about the lifestyle perks here! But just to clarify, the thread is about the advantages of making regular trips back to Oz (like keeping your pension supplement and other benefits intact), nothing whatsoever about trying to live there full-time.

AFAICT the only economic advantage is getting the supplements restored each time when going back to Oz. There are other benefits in catching up with family and friends.

IME the WhatsApp video between Thailand and Oz works well.

I'd say the only thing I miss about Oz is a decent steak. The imported beef from Australia does not taste the same as a Gippsland eye fillet back in Oz.

  • Author
7 minutes ago, Lacessit said:

AFAICT the only economic advantage is getting the supplements restored each time when going back to Oz. There are other benefits in catching up with family and friends.

IME the WhatsApp video between Thailand and Oz works well.

I'd say the only thing I miss about Oz is a decent steak. The imported beef from Australia does not taste the same as a Gippsland eye fillet back in Oz.

There are actually a lot more financial perks than just the supplements, which I listed above. A major one for me is getting free travel insurance through my Aussie credit card by returning regularly. It saves me an absolute fortune on Thai insurance premiums.

29 minutes ago, Nemises said:

Cheapest return flights from Bangkok to Australia are currently holding steady around A$500, showing little difference, if any, to pre-Iran war prices.

https://www.latimes.com/business/story/2026-08-31/investors-prosper-consumers-pay-as-iran-war-exacts-uneven-economic-toll

You can get $500 one way flights from Bangkok if you are willing to accept 23 hour layovers in Singapore and KL. $500 return is nonsense.

Did you even bother to read the link you posted? This is what it says:

"Jet fuel is expected to cost, on average, 70% more than in 2025, according to the International Air Transport Assn. Airlines, in turn, have raised ticket costs, hiked baggage fees and slapped on fuel surcharges while slashing flights or backing off from plans for added routes. Lufthansa Group, for one, cut 20,000 short-haul flights. Spirit Airlines, though troubled for years, evaporated.

“The likelihood that fuel surcharges are going to be rolled back and airfares are going to be brought down is very low over the next few months,” said Brett House, a Columbia University economist. “There is less choice for consumers and less competition between airlines, and therefore, less pressure to rein in fare increases.”

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