Kasikorn bank

I'm outside of the country.

My friend needs to withdraw money on my behalf.

Daily expenses - small amounts.

If I generate a QR withdrawal request via my K-App, he'll then iniate a withdrawal, will this all succeed at all?

He'll need to scan a temporary QR by third-party app scanner or simply take a photo of it; send it to me in real time. I'll then rescan it with my real app and the ATM will finally dispense him money.

Right?

I've never withdrawn money via QR from my thai card.

Will it be legal, though? For a QR is supposed to be scanned by the app of the owner

He will scan QR code to receive, which is his QR code, same code every time, send it to you, you then pay him what you want, this goes into his bank account, then he withdraws it

13 minutes ago, scubascuba3 said:

He will scan QR code to receive,

He doesn't have any thai bank account.

Edited June 11Jun 11 by mavik

4 minutes ago, mavik said:

He doesn't have any thai bank account.

So what account would the money transfer to ?

Edited June 11Jun 11 by Ralf001

1 minute ago, Ralf001 said:

So what account would the money transfer to ?

He is talking about cash withdrawal at an ATM machine by a third person from his account. At least this is what I understand.

27 minutes ago, mavik said:

Kasikorn bank

I'm outside of the country.

My friend needs to withdraw money on my behalf.

Daily expenses - small amounts.

If I generate a QR withdrawal request via my K-App, he'll then iniate a withdrawal, will this all succeed at all?

He'll need to scan a temporary QR by third-party app scanner or simply take a photo of it; send it to me in real time. I'll then rescan it with my real app and the ATM will finally dispense him money.

Right?

I've never withdrawn money via QR from my thai card.

Will it be legal, though? For a QR is supposed to be scanned by the app of the owner

It will not work because it would not be a real time scan. If you are not in the country there will be a time delay and the withdrawal will be expired. Not sure if your idea is even theoretically possible.

30 minutes ago, mavik said:

Kasikorn bank

I'm outside of the country.

My friend needs to withdraw money on my behalf.

Daily expenses - small amounts.

If I generate a QR withdrawal request via my K-App, he'll then iniate a withdrawal, will this all succeed at all?

He'll need to scan a temporary QR by third-party app scanner or simply take a photo of it; send it to me in real time. I'll then rescan it with my real app and the ATM will finally dispense him money.

Right?

I've never withdrawn money via QR from my thai card.

Will it be legal, though? For a QR is supposed to be scanned by the app of the owner

Somene posted about this a year or two ago. Yes, he/she can go to an atm, initiate a cardless withdrawal, send you the qr code which you can scan and approve. I didn't believe it at the time and asked the poster who said yes, that's how it works.

I'm too lazy to chased down the thread.

Edited June 11Jun 11 by gargamon

4 minutes ago, msbkk said:

He is talking about cash withdrawal at an ATM machine by a third person from his account. At least this is what I understand.

ahhh ok.

Yeah that ever gunna work.

5 minutes ago, Ralf001 said:

ahhh ok.

Yeah that ever gunna work.

Does that mean that it IS or ISN'T going to work?

6 minutes ago, gargamon said:

Somene posted about this a year or two ago. Yes, he/she can go to an atm, initiate a cardless withdrawal, send you the qr code which you can scan and approve. I didn't believe it at the time and asked the poster who said yes, that's how it works.

Yes that's the process.

Often used by crypto holders who want to exchange their coins for THB and don't want/can't meet the merchant in person or receive a wire transfer.

Edited June 11Jun 11 by Yumthai

33 minutes ago, mavik said:

He doesn't have any thai bank account.

He can pay another person using their QR code, it won't expire, everyone has a QR code to receive payments. The other person will then withdraw the money from his bank account.

It's not complicated

29 minutes ago, Ralf001 said:

So what account would the money transfer to ?

None. It would be withdrawn by him, from Kasikorn ATM. From my account.

Edited June 11Jun 11 by mavik

1 minute ago, mavik said:

None. It would be withdrawn by him, from Kasikorn ATM. From my account.

Never heard of that. Would be far simpler if he or friend had a bank account

1 minute ago, scubascuba3 said:

Never heard of that. Would be far simpler if he or friend had a bank account

You must be living under the rock.

6 minutes ago, scubascuba3 said:

He can pay another person using their QR code, it won't expire, everyone has a QR code to receive payments. The other person will then withdraw the money from his bank account.

I know. This question isn't about that.

31 minutes ago, msbkk said:

It will not work because it would not be a real time scan. If you are not in the country there will be a time delay and the withdrawal will be expired. Not sure if your idea is even theoretically possible.

Some delay is expected and allowed. Not hours but minutes, dozens of minutes perhaps.

Edited June 11Jun 11 by mavik

7 minutes ago, mavik said:

Some delay is expected and allowed. Not hours but minutes, dozens of minutes perhaps.

7 minutes ago, mavik said:

Some delay is expected and allowed. Not hours but minutes, dozens of minutes perhaps.

No, in my recent experience for cash withdrawal at the ATM it are seconds, not minutes. It is to prevent others to withdraw from your account, just think about scammers taking money from your account.

Edited June 11Jun 11 by msbkk

12 minutes ago, msbkk said:

No, in my recent experience for cash withdrawal at the ATM it are seconds, not minutes.

Yes it's in seconds (maybe 1 minute), just enough time to take the QR code picture and send it to the account holder via Line or WhatsApp.

2 minutes ago, Yumthai said:

Yes it's in seconds (maybe 1 minute), just enough time to take the QR code picture and send it to the account holder via Line or WhatsApp.

2 minutes ago, Yumthai said:

Yes it's in seconds (maybe 1 minute), just enough time to take the QR code picture and send it to the account holder via Line or WhatsApp.

Did you ever try that in reality and did it work?

32 minutes ago, mavik said:

Some delay is expected and allowed. Not hours but minutes, dozens of minutes perhaps.

Maybe you should just try it. According to Google results there is a longer delay allowed. But the question is if the sent picture will work within your banking app to scan it in to confirm. I experienced sometimes errors even when standing directly at the ATM to withdraw from my own account.

Edited June 11Jun 11 by msbkk

9 minutes ago, msbkk said:

Did you ever try that in reality and did it work?

I did. Several times.

1 minute ago, Yumthai said:

I did. Several times.

OK, great. According to Google results there is a longer delay allowed. I experienced errors sometimes standing directly at the ATM when withdrawing from my own account.

33 minutes ago, mavik said:

Some delay is expected and allowed. Not hours but minutes, dozens of minutes perhaps.

I don't know the exact expiration of the withdrawal QR code, but it's rather short. Still, what you want to do is doable, as long as you coordinate it well. Maybe keep him on a WhatsApp call and walk through the process together. Once you've done your part with the app, he'll need to hit "Confirm" on the ATM pretty quickly too.

I don't think I would actually do it though. Kasikorn Bank can obviously detect this, and in the current climate, they might well freeze your app or your entire account. You can obviously do other QR code payments (or payments by card) while you're abroad, but sending someone to an ATM to impersonate you probably violates their terms.

2 minutes ago, Caldera said:

but sending someone to an ATM to impersonate you probably violates their terms

What's the difference with using the ATM card of someone else?

23 minutes ago, Caldera said:

Kasikorn Bank can obviously detect this,

Really? How? Facial recognition if the right person making the withdrawal? Dream on.

19 minutes ago, gargamon said:

Really? How? Facial recognition if the right person making the withdrawal? Dream on.

Kasikorn will detect that a cash withdrawal was approved within the app while the phone is overseas. Not sure however if that might have any consequences.

1 hour ago, mavik said:

You must be living under the rock.

I don't usually send money to sex workers

58 minutes ago, Caldera said:

I don't know the exact expiration of the withdrawal QR code, but it's rather short. Still, what you want to do is doable, as long as you coordinate it well. Maybe keep him on a WhatsApp call and walk through the process together. Once you've done your part with the app, he'll need to hit "Confirm" on the ATM pretty quickly too.

I don't think I would actually do it though. Kasikorn Bank can obviously detect this, and in the current climate, they might well freeze your app or your entire account. You can obviously do other QR code payments (or payments by card) while you're abroad, but sending someone to an ATM to impersonate you probably violates their terms.

Depends if they link the location

55 minutes ago, Yumthai said:

What's the difference with using the ATM card of someone else?

Same, that's not allowed either, because people then report a scam when their "friend" steals money

2 hours ago, mavik said:

None. It would be withdrawn by him, from Kasikorn ATM. From my account.

send him your atm card and pin number, DHL overnight.

Alternatively, Western union... he can collect showing his passport.

Edited June 11Jun 11 by Ralf001