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This could get nasty.........

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2 minutes ago, BritManToo said:

BKPost says they're at it in CM now.

2 hotels and 10 firms setting up nominee companies currently under investigation.

.......and shouldn't be difficult to spot, there are whole moo bahns owned almost entirely by Chinese, row after row, just like the Truman Show...The authorities could have a field day if instructed...................

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  • atpeace
    atpeace

    Exactly and the OP should probably get a second opinion. The letter of confirmation signed at the Land Office at purchase is required when a Thai is married to a foreigner. It basically states the

  • Hummin
    Hummin

    So what is really at risk? Is everything owned by your wife personally, or by a Thai company? That makes a difference. From what I understand, they are mainly going after nominee structures where Tha

  • scubascuba3
    scubascuba3

    What he doesn't realise is people will stop investing costing thousands of thai jobs

4 minutes ago, MIke B Bad said:

If only....just spent three days cutting grass and trimming hedges......I'll tell that's it, I'm done......her house, her land, she can do it all in future....555

😉😆

  • Author
3 minutes ago, Off Piste said:

.......and shouldn't be difficult to spot, there are whole moo bahns owned almost entirely by Chinese, row after row, just like the Truman Show...The authorities could have a field day if instructed...................

That's the key......if instructed........they have a weapon now that they can weilded at will.

7 minutes ago, MIke B Bad said:

That's the key......if instructed........they have a weapon now that they can weilded at will.

Of recent, if I had to guess, I would say that the Chinese are the most prolific in purchases made countrywide, albeit mostly condos overall,................ It will be quite interesting to see if the government is selective in their targeting of nationalities and whether there might be any that escape scrutiny for whatever (political) reasons............

  • Author
4 minutes ago, Off Piste said:

Of recent, if I had to guess, I would say that the Chinese are the most prolific in purchases made countrywide, albeit mostly condos overall,................ It will be quite interesting to see if the government is selective in their targeting of nationalities and whether there might be any that escape scrutiny for whatever (political) reasons............

Hand on heart I think us run of the mill <deleted>-kickers will be left alone.....but if someone raises their head above the parapet they could be in trouble.

On 6/22/2026 at 11:55 AM, scubascuba3 said:

No, apparently if it's in the wife's name but funds come from elsewhere i.e the farang there could be an issue, read it on facebook earlier so must be true

The land office gave me a form to sign in which I certified that I didn't provide the missus with the money to buy the property. Her name is on the chanote and with the utilities as the sole owner. I can't see Anutin objecting to a Thai citizen being the sole owner of a property, even if she is married to a farang. I would guess that only those who bought their property as a company need be concerned. I could be wrong.

2 hours ago, MIke B Bad said:

Weird.......almost every single thread is a what if or what about or a prediction or theory......these are the backbone of the whole site......otherwise just go read a factual account of something or ask AI.

I don´t think you got what you read.

  • Author
15 minutes ago, boloaf said:

The land office gave me a form to sign in which I certified that I didn't provide the missus with the money to buy the property. Her name is on the chanote and with the utilities as the sole owner. I can't see Anutin objecting to a Thai citizen being the sole owner of a property, even if she is married to a farang. I would guess that only those who bought their property as a company need be concerned. I could be wrong.

And if you didn't you are in the clear.

If you did and they can prove you did then they could take action.......but I don't think any of this is aimed at us 'ordinary folk' anyway.

10 minutes ago, MIke B Bad said:

And if you didn't you are in the clear.

If you did and they can prove you did then they could take action.......but I don't think any of this is aimed at us 'ordinary folk' anyway.

You'd have to be sitting on a primo piece of RE (out of my budget), so I don't think most of us have much to worry about.

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2 hours ago, Hummin said:

And remember, you cannot work on your wife’s land either. Do not cut the grass, paint, collect vegetables for dinner, or pick fruit. You must stay on the balcony only, and never ever walk out into the fields.

Soon we will need a work permit to water the flowers too.

Hmm, the wife now will be cutting the lawn :) I'll see if I can get her in a bikini and enjoy the experience from the balcony as you suggested.

Edited by atpeace

On 6/22/2026 at 1:27 PM, impulse said:

I think she's safe regardless. And you're probably safe unless she decides to divorce you.

What I'm not reading here is a discussion of the rights that you've given up as a function of Thai law that doesn't favor the foreigner. That's something all foreigners should consider before pulling the trigger.

I'm also curious how a mortgage would work. I suspect that most of the guys moving (and marrying) into Thailand are "older" and have a nest egg already. So they buy with cash. I'm curious how a younger couple with one of them being a foreigner would even apply for a mortgage. Not a loaded question- I'm genuinely curious...

I am a foreigner who is married to a Thai and neither of us work and we have a mortgage through SCB. I could have dug into my investments and stumped up the entire money, but would substantially reduce my nest egg and kids education funds. SCB saw I am on an LTR, asked for three years of my income statements and tax returns from my home country to prove my income, took a 20% down payment and gave me a mortgage at 2.79%. I make 10-12% a year on my investments so it would be foolish to not use the bank’s money. I have done the same with two new vehicles with Tisco. They financed my truck 18 months ago with the same documents (no work permit) that SCB requested. They see my 10 year NCB history and know that I have excellent credit. We had a new addition to the family last month and I felt that the wife should have a car for herself and Tisco didn’t bat an eye at financing that one as well. Both at 1.89% for 48 months. So it can be done if you know the right people and have the financial documents and proof that you are here for a long stay (10 year LTR visa). Even AmEx Thailand gave me a 300,000 baht credit limit on an unsecured card based on my history with AmEx back home. With AmEx it is very easy to get a card here if you have a history with them elsewhere.

So the bank owns my house until the mortgage is discharged and it will be in the wife’s name and I might be pushing up daisies by then. But it will be an asset that she has and no risk of the government ripping it out from under us.

And I know someone (my old landlord) that is in a panic with five houses in a company name with his wife and him owning 49% and a woman that runs a massage shop is the 51% owner. And I know 100% she never put any of her own funds into it as he told me how he set it all up. His house of cards is likely to collapse and his “villa” is going to be yanked from under him along with his 4 town house rentals.

  • Author
27 minutes ago, MadAtMatrix said:

I am a foreigner who is married to a Thai and neither of us work and we have a mortgage through SCB. I could have dug into my investments and stumped up the entire money, but would substantially reduce my nest egg and kids education funds. SCB saw I am on an LTR, asked for three years of my income statements and tax returns from my home country to prove my income, took a 20% down payment and gave me a mortgage at 2.79%. I make 10-12% a year on my investments so it would be foolish to not use the bank’s money. I have done the same with two new vehicles with Tisco. They financed my truck 18 months ago with the same documents (no work permit) that SCB requested. They see my 10 year NCB history and know that I have excellent credit. We had a new addition to the family last month and I felt that the wife should have a car for herself and Tisco didn’t bat an eye at financing that one as well. Both at 1.89% for 48 months. So it can be done if you know the right people and have the financial documents and proof that you are here for a long stay (10 year LTR visa). Even AmEx Thailand gave me a 300,000 baht credit limit on an unsecured card based on my history with AmEx back home. With AmEx it is very easy to get a card here if you have a history with them elsewhere.

So the bank owns my house until the mortgage is discharged and it will be in the wife’s name and I might be pushing up daisies by then. But it will be an asset that she has and no risk of the government ripping it out from under us.

And I know someone (my old landlord) that is in a panic with five houses in a company name with his wife and him owning 49% and a woman that runs a massage shop is the 51% owner. And I know 100% she never put any of her own funds into it as he told me how he set it all up. His house of cards is likely to collapse and his “villa” is going to be yanked from under him along with his 4 town house rentals.

Yikes that is scary....the last bit......I knew a few Americans in Bangkok running massage parlours.......'normal ones'.......I imagine they might be in a sticky situation if investigated.

18 minutes ago, MIke B Bad said:

Yikes that is scary....the last bit......I knew a few Americans in Bangkok running massage parlours.......'normal ones'.......I imagine they might be in a sticky situation if investigated.

these businesses may be ok because they make no money like all the bars and rent so they aren't a priority to seize, they seem to want land and buildings

12 hours ago, SamSpade said:

It may (and I stress may) work as long as you don't plan on living in the house, if you do then you're recieving a direct benefit from the "Gift", so it's not a "Gift".

Under Thai law, a gift is defined as any property or money voluntarily transferred to another person without the expectation of receiving anything tangible in return. Governed by the Civil and Commercial Code (Sections 521 to 536), genuine gifts require a clear donative intent, delivery of the property, and acceptance by the recipient

https://silklegal.com/law-on-gifts-in-thailand/

Really? So, go on now! Prove that I didn´t want anything in return, but she was willing to give back. Go on boy! How many years in Thailand? 2 max?

14 minutes ago, Gottfrid said:

Really? So, go on now! Prove that I didn´t want anything in return, but she was willing to give back. Go on boy! How many years in Thailand? 2 max?

Not sure what how long I've been in Thailand has to do with it but FWIW 7 years full time, 18 months splitting 10 days Bangkok 20 Days Singapore before that & 11 years visiting 8-20 times a year whilst living in Singapore before that.

I never said you wanted anything in return or that she was willing to give it back but Gifts have to be given without the expectation of any benefits in return including it being refunded. Clearly you living in a property that she's bought from your Gift is you recieving something beneficial from that gift.

As for them proving it, I highly doubt it will ever come to that but the onus would be on you to prove them wrong, not the other way round.

Edited by SamSpade

  • Author
On 6/22/2026 at 10:03 PM, Gottfrid said:

You are approx. 3 people discussing a what if, that is not at all in line with any risks. Grow up!

And yet you still keep commenting......weird

8 minutes ago, MIke B Bad said:

And yet you still keep commenting......weird

Yeah i think he must be autistic

38 minutes ago, MIke B Bad said:

And yet you still keep commenting......weird

Yeah, isn´t it? Almost same weird as you commenting, but only almost.

30 minutes ago, scubascuba3 said:

Yeah i think he must be autistic

You think? Are you joking? 🤣

You are approx. 3 people discussing a what if, that is not at all in line with any risks. Grow up!

And yet you still keep commenting......weird

It may be a theoretical, but that may change under the proposed law (mentioned and linked above). Before the law passes, the gov't has to auction the confiscated properties and only gets to keep 5% as a fee. Under the proposed law, the gov't just confiscates the property and gets to keep 100%. Cha Ching!

The change in the law was proposed in February this year. It hasn't been "gazetted" yet, but if it does get enacted, that's a huge incentive for local gov'ts to dig deep into the jammies of any entities with any foreign participation. Being of a cynical nature, I suspect that's the reason for this newfound zeal to root out nominees.

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On 6/22/2026 at 11:13 AM, MIke B Bad said:

No company structure involved for us, this just about where the funds originally come from.

My wife had to signed the Sin Suan Tua form (I thnk)

Under the current law, if it can be shown that even if the purchase was made in a Thai's name, but the funds came from a non-Thai.........there could be repercussions.

my wife explains it like this ....... ( as she is speaking )

My money is my money ! .. and your money is my money !

1 hour ago, impulse said:

It may be a theoretical, but that may change under the proposed law (mentioned and linked above). Before the law passes, the gov't has to auction the confiscated properties and only gets to keep 5% as a fee. Under the proposed law, the gov't just confiscates the property and gets to keep 100%. Cha Ching!

The change in the law was proposed in February this year. It hasn't been "gazetted" yet, but if it does get enacted, that's a huge incentive for local gov'ts to dig deep into the jammies of any entities with any foreign participation. Being of a cynical nature, I suspect that's the reason for this newfound zeal to root out nominees.

True! I have nothing to oppose regarding that. However, this is nothing that will affect or mean any changes for the people who already have or will buy and build land and house if they done or do it after what is allowed and legal. Of course, all that has done what they can to circumvent ownership of things they in reality can´t own will have to worry. However, they were beyond help already when they put their first foot on Thai grounds.

19 hours ago, MadAtMatrix said:

I am a foreigner who is married to a Thai and neither of us work and we have a mortgage through SCB. I could have dug into my investments and stumped up the entire money, but would substantially reduce my nest egg and kids education funds. SCB saw I am on an LTR, asked for three years of my income statements and tax returns from my home country to prove my income, took a 20% down payment and gave me a mortgage at 2.79%. I make 10-12% a year on my investments so it would be foolish to not use the bank’s money. I have done the same with two new vehicles with Tisco. They financed my truck 18 months ago with the same documents (no work permit) that SCB requested. They see my 10 year NCB history and know that I have excellent credit. We had a new addition to the family last month and I felt that the wife should have a car for herself and Tisco didn’t bat an eye at financing that one as well. Both at 1.89% for 48 months. So it can be done if you know the right people and have the financial documents and proof that you are here for a long stay (10 year LTR visa). Even AmEx Thailand gave me a 300,000 baht credit limit on an unsecured card based on my history with AmEx back home. With AmEx it is very easy to get a card here if you have a history with them elsewhere.

So the bank owns my house until the mortgage is discharged and it will be in the wife’s name and I might be pushing up daisies by then. But it will be an asset that she has and no risk of the government ripping it out from under us.

And I know someone (my old landlord) that is in a panic with five houses in a company name with his wife and him owning 49% and a woman that runs a massage shop is the 51% owner. And I know 100% she never put any of her own funds into it as he told me how he set it all up. His house of cards is likely to collapse and his “villa” is going to be yanked from under him along with his 4 town house rentals.

I don’t want to sidetrack the main point of this thread too much, but thanks for sharing as it was my (mistaken) belief that mortgages, car loans etc. were only available to falangs on a work permit.

Edited by TimBKK

19 hours ago, MIke B Bad said:

Yikes that is scary....the last bit......I knew a few Americans in Bangkok running massage parlours.......'normal ones'.......I imagine they might be in a sticky situation if investigated.

Thought the Amity Treat allowed Americans to own up to 100% of a business in Thailand, as long as its not in a restricted industry?

2 hours ago, Gottfrid said:

Yeah, isn´t it? Almost same weird as you commenting, but only almost.

You think? Are you joking? 🤣

Your posts seem strange, maybe a diagnosis would help you and us

1 hour ago, scubascuba3 said:

Your posts seem strange, maybe a diagnosis would help you and us

Nah, regarding you it was not strange at all, and very easy to understand. I was just surprised when you wrote that you were thinking, and I just saw that as a joke.

Maybe it sinks in now. The world of wonders might still be here. 😂

  • Author
4 hours ago, Gottfrid said:

Yeah, isn´t it? Almost same weird as you commenting, but only almost.

You think? Are you joking? 🤣

It's my thread.....DOH!!!!

  • Author
3 hours ago, Gottfrid said:

True! I have nothing to oppose regarding that. However, this is nothing that will affect or mean any changes for the people who already have or will buy and build land and house if they done or do it after what is allowed and legal. Of course, all that has done what they can to circumvent ownership of things they in reality can´t own will have to worry. However, they were beyond help already when they put their first foot on Thai grounds.

Anyone willing to translate this into English?

  • Author
3 hours ago, Luuk Chaai said:

my wife explains it like this ....... ( as she is speaking )

My money is my money ! .. and your money is my money !

Yes!

What's hers is hers, what's mine is ours......same, same....555

On 6/22/2026 at 5:40 AM, MIke B Bad said:

I asked Siam Legal to give some assurances and they said ................."unless your wife has evidence of previous earnings, inheritance, lottery win even, that show the funds to purchase came from her and not me, then the property is technically still at risk of seizure.

You are allowed gift your wife 10 million baht — you hopefully have evidence for any gift transaction, and if it's after January 1st 2024 also filed a tax return including the income you have gifted your wife...😉

  • Author
3 minutes ago, khunPer said:

You are allowed gift your wife 10 million baht — you hopefully have evidence for any gift transaction, and if it's after January 1st 2024 also filed a tax return including the income you have gifted your wife...😉

10,000,000B

She might get a small present on our twentieth.........if she's expecting anything else she will be sorely disappointed......5555

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