11 hours ago, freedomnow said:

$300,000 lands in your lap for investing next month - What are you going for ?

Interested in what members would go for in Thailand or overseas late this year.

Have seen good advice on here regarding other things...

I read somewhere a 60/40 split.

60% invest

40% keep liquid.

For the 60% look at something like FundSmith. Just leave it there and forget for 5-10 years.

Unless of course you want to turn your "investing" into a job.

Edited August 12Aug 12 by VocalNeal

20 minutes ago, Yumthai said:

It's barely an investment, it's a RE rental business = it's a job.

Extended Vacancies

Tenant Non-Payment

Property Destruction

Hidden Vacancy Damage

Large structural failures

Uncontrollable Costs: Rising property taxes, HOA fees, building insurance premiums, ...

Liquidity Lock: RE is highly illiquid

RE Market Downturns

Bad Location (initially or turn to be)

Liability Claims: Landlords are liable if a tenant or guest gets injured due to poor property maintenance.

RE Compliance and Zoning changes

The list goes on...

What kind of crap properties would you buy ? I can fix anything, although, could simply turn it over to RE office. The one I worked out of managed other's properties, for 10ish%.

I get being a landlord isn't for everyone, that's what the 10% is for.

Well worth if not a handy person, or just don't want to deal with it. Never a vacancy, and actually long wating list for Section 8 properties to come to the market.

Fear of everything (and MSM) keeps people subservient to the man ...

This is sad, 31 replies ...

... 11 are mine

... 11 are my troll's

Investing comes with a risk, or low returns, 5-10% a year. But their are 2 constants, people need to eat, and a roof over their heads. Food is work, so I went with RE.

Or, start a business, catering to the middle class, that are too lazy, don't have the equipment, and willing to pay others, to do simple tasks, that require the minimal investment of tools, machines.

I went with Chimney Sweeping, easy, but can't be done without equipent. After a while I was relining flues with SS liners. Really nice profit, like $1000 for day's work. Could easily inspect 7 a day, maybe clean 3, and of course they all need caps, if not cleaning, so good for at least a $400 day.

Few other easy business to run, low investment, fast learning curve ...

... clearing rain gutters, install leaf shields

... snow removal

... pressure washing

... siding

... concrete work, walkways & pads

All of those can be started with way less than $50k, as a truck would be the biggest expense. Seriously endless options available.

Edited August 12Aug 12 by KhunLA

You mean after I wake up or before?

If before, I will flap my arms and FLYYYYY 😀

8 minutes ago, KhunLA said:

This is sad, 31 replies ...

... 11 are mine

We all know that you think you are the expert in everything, and always want to have the last word, so no surprise there.

8 hours ago, freedomnow said:

I will be Thailand based during investing or non-resident to there, but not resident in my home country.

A degree or risk to get say 10-15% or something.

OK, I'll bite.

Invest via Interactive Brokers.

Assuming you're looking for income:

Buy (a mix of) Covered Call ETFs with S&P500 or Nasdaq-100 underlying such as for instance: SPYI, TSPY, QQQI, TDAQ, QDVO that all yield between 10%-14% p.a. before tax paying monthly distributions.

If you're ok with more risk (and more yield) include some Bitcoin/Crypto underlying CC funds, for instance: BTCI, BLOX.

Either lump sum in or DCA monthly.

Very passive investment, definitely no RE headaches.

Obviously not financial advice. DYOR.

14 hours ago, freedomnow said:

$300,000 lands in your lap for investing next month - What are you going for ?

Interested in what members would go for in Thailand or overseas late this year.

Have seen good advice on here regarding other things...

I'd put it in a bank account earning 1% interest.

(obviously it would need to be in a stable country, spread across enough banks to have gov ins against bank failures, don't think there ar 15 different Thai banks, but 6 different UK banks might work)

I don't need to make more money, but I don't like losing what I already have!

Edited August 12Aug 12 by BritManToo

1 hour ago, BritManToo said:

I don't need to make more money, but I don't like losing what I already have!

At 1% interest you're losing money anyway over inflation, unless you invest and spend in CHF.

1 hour ago, Yumthai said:

At 1% interest you're losing money anyway over inflation, unless you invest and spend in CHF.

I have more money than I can spend in my remaining lifetime.

No need to scrabble around for a few percent more.

We'd all spend it on girls, let's be honest. Except Jingthing.

11 minutes ago, BritManToo said:

I have more money than I can spend in my remaining lifetime.

No need to scrabble around for a few percent more.

I wouldn't even care if it got 1 or no %, as I would simply spend it. Pay off the kid's mortagages, and spend the rest.

OP did ask how I'd invest it (if much younger), and RE always wins with me.

12 minutes ago, BritManToo said:

I have more money than I can spend in my remaining lifetime.

No need to scrabble around for a few percent more.

That's actually your correct answer (but useless) to the OP question.

1 minute ago, BritManToo said:

I have more money than I can spend in my remaining lifetime.

Sorry to hear that , sounds terminal .

You probably wont be here by the end of the year .

Are you going to splash out and spent your 30000 baht or make it last ?

Buy Trump crypto coins, Trump golden phones, Trump golden trainers, Trump Truth Social shares, Trump wines, Trump Steaks.......this time next year Rodney...we'll be millionaires.

15 hours ago, KhunLA said:

Stop already, what is with you people.

🙄

Please, these are two way conversations

1 minute ago, TimBKK said:

🙄

Please, these are two way conversations

Yea, I stopped. Either can't comprehends what he read, senile or trolling. Same with another on other thread.

Hard to believe someone is that ignorant, or that little of a life, so hoping, for their benefit, they're simply senile

18 hours ago, freedomnow said:

$300,000 lands in your lap for investing next month - What are you going for ?

Interested in what members would go for in Thailand or overseas late this year.

Have seen good advice on here regarding other things...

Investing presumes something long term, at least 5+ years? I would splash 10-15% on IOND as a more speculative play; the majority into VTI or similar, say 60-70%; 5% into BTC while its in a bear market and the rest I would invest into myself, or pay down debt or save for a rainy day, that kinda thing.

4 hours ago, BritManToo said:

I'd put it in a bank account earning 1% interest.

(obviously it would need to be in a stable country, spread across enough banks to have gov ins against bank failures, don't think there ar 15 different Thai banks, but 6 different UK banks might work)

I don't need to make more money, but I don't like losing what I already have!

If you really want to protect the money you have, buy gold.

When I first came here, gold was 18,000 baht/baht. A condo in Chiang Mai was 1.8 million baht.

!5 years later, the condo is still 1.8 million baht. Thai gold is 68,750 baht/baht.

15 minutes ago, KhunLA said:

Yea, I stopped. Either can't comprehends what he read, senile or trolling. Same with another on other thread.

Hard to believe someone is that ignorant, or that little of a life, so hoping, for their benefit, they're simply senile

You misunderstood - I do not agree with you but lets leave it at that.

1 hour ago, KhunLA said:

I wouldn't even care if it got 1 or no %, as I would simply spend it. Pay off the kid's mortagages, and spend the rest.

OP did ask how I'd invest it (if much younger), and RE always wins with me.

IMO Thailand is unusual, properties such as condos do not appreciate. Land, yes.

I Australia, I bought a house for $14,000 back in 1972. It's not far off the million mark now.

6 minutes ago, Lacessit said:

If you really want to protect the money you have, buy gold.

When I first came here, gold was 18,000 baht/baht. A condo in Chiang Mai was 1.8 million baht.

!5 years later, the condo is still 1.8 million baht. Thai gold is 68,750 baht/baht.

And factor in how much rent you have paid in those 15 years ?

1.8 million baht ?

When I met my Thai wife to be 25 years ago gold was 7,500, she still has 11 baht gold. I've mentioned to her several times that she should sell it whilst the price is high. Then re invest when it goes down, she can't see the logic in that.

10 hours ago, VocalNeal said:

I read somewhere a 60/40 split.

60% invest

40% keep liquid.

For the 60% look at something like FundSmith. Just leave it there and forget for 5-10 years.

Unless of course you want to turn your "investing" into a job.

Maintain two to three years of living expenses in a money market account, and invest the remainder in index funds, ETFs, etc.

Most day traders lose money.

3 hours ago, Rams86 said:

I've mentioned to her several times that she should sell it whilst the price is high. Then re invest when it goes down, she can't see the logic in that.

Your wife is not alone.

Her problem is not a logic issue. She just thinks, as most of the people does, the price can go higher when she should sell and the price can go lower when she should buy.

Trading ain't easy otherwise we'll all be billionaire.

SPYI etf and collect around 35K dollars in dividends per year.

On 8/11/2026 at 10:43 PM, Lacessit said:

I would be buying precious metals. Not as an investment, as a currency hedge.

keeping money in a bank in thailand is also a currency hedge, IMO

How you would invest a 300k should be dependent on what your financial needs are,your age,financial requirements,dependents, lifestyle expectations, whether you have the expertise or desire to be involved in hands on management of the investment.

So what suits one person won't be the same for another.Putting aside the possibility or impossibility of getting a mortgage on 30 rental units..managing the renting, maintenance etc would take a small team of people,cutting into you our bottom line and be very hands on,unless you turned it all over to a property management company.

If $300k is all your capital and you're 75 how you invest is quite different if you're 40 and it's part of $5million dollar portfolio.

Mr Awesome suggestion of two to three years living expenses in a money market account and the rest in high yield ETF is very sensible for retired person with either some other source of income or able to live on a $2000.00 USD a month.

Edited August 13Aug 13 by bwanajohn

On 8/11/2026 at 4:50 PM, freedomnow said:

$300,000 lands in your lap for investing next month - What are you going for ?

Disappointing — extremely disappointing — I have already made plans for an EuroJackpot...🫨

On 8/12/2026 at 12:50 AM, freedomnow said:

$300,000 lands in your lap for investing next month - What are you going for ?

A couple of nights in Soi 6.

On 8/11/2026 at 3:57 PM, Cameroni said:

which should yield between 5 and 15% per month depending on market conditions.

per month!!! I want some of that.