Total Legal Insurance In Thailand To A Well Defined Limit

[Thules]

TV already has sponsors that cover many legal insurance needs categorised by individual or group type coverages. And that will be fine for some. Get a quote for those categories and pay according to their conditions, - you should be fine. That's the easy part...

This thread is about those grey areas, which we read about so often on TV.... about how spouse / partner has defrauded rights or ownership to child, business, house, car, etc., whereupon posters' advise to OP is invariably to go get a good lawyer (or something a bit more nefarious.) etc. While well meant, this advice is not necessarily practical in a crisis situation, or if OP is locately remotely situated in Thailand, or even worse, abroad.

Point is; Would you pay annual insurance type fees for total coverage for the retainership to a totally reputable Legal Company (no snide remarks required) in the same way you might take out the fullest of health coverage with corresponding similar Health Insurance Service Providers ?

Caveat: I have absolutely no interest in setting up such an organization, but those in the market may see a niche opportunity, that expats might also see as well worth the expense.

My position is that I'd not take out such blanket legal insurance, only because I don't have a wife, children, business, etc, .... but just asking before more of these tragic threads arise.

[neverdie]

No Thanks, but you raise some good points. Im not sure you can get this type of insurance cover anywhere in the world and I am sure if you could Thailand would not be a place that was high on the list to offer such cover.

Of course, how would any insurance company determine if they were about to insure an absolute fruit cake that was going to attract all the bad eggs, its not like that will show up when they check ur blood pressure or traffic record.

[Thules]

Yea, ND, You could also fake many other symptoms from those giving you medical coverage, in the same way you could also do this on a legal basis.. ( at the expense of losing either type of insurance coverage. )

I guess I was really relating to the recent posters, that have lost their children, houses and businesses that are somewhat forlonely asking us for advice or recounting their tragedies here in the hope that we won't befall similar, without some form of safety net.

[neverdie]

I just wonder how they would measure risk, my bet LOCATION would have a big thing to do with it. LOS = Land of Scams, really high premiums verses deserted island in the pacific

[GuestHouse]

Most insurance policies have 'Reckless Abandonment Clause' which comes into effect whenever the claimant can be shown to have brought the disaster on him/herself by his/her own action/inaction.

The cases the OP gives are too often the result of such 'Reckless Abandonment'.

[GuestHouse]

Double post....deleted.

No matter how many times that message is given it's never going to get through to some.

[neverdie]

Double post....deleted.

No matter how many times that message is given it's never going to get through to some.

Its the sort of message that should appear on the passenger incoming cards, but ur right, it would be lost on many.

[Thules]

Absolutely. High Premiums indeed, and that should a warning in itself to those wishing to embark in property development or what ever here. Yet look at all these current posts from desparate guys in the process of loosing loved ones or literally 10's of millions. While not for us, for those in their situations, shouldn't they, even as a matter of common sense, have some reputable law firm that will provide initial insurance cover, and certainly for the most common of scams.

Respectfully said, if you're doing business here or are involved in possibly delecate relationships involving siblings that you adore, doesn't it make as much sense to take out some form of legal insurance / representation, in exactly the same way you might consider for your fanily or yourself, health insurance. Such legal insurance might not generally exist, but that's just a matter of negotiation.

That later point is important in relation to the few tragic accidents recently concerning someone's recent expiry of their accident coverage. All types of coverage can be negotiated according to the risk involved. And invariably, this risk is pretty small on a statistical basis compared to the devasting consequences that could affect the rest of your life.

Oh, *****, I'm sounding like an insurance agent, sorry, I am so much not, but reading these threads...

[Thules]

Double post....deleted.

No matter how many times that message is given it's never going to get through to some.

Its the sort of message that should appear on the passenger incoming cards, but ur right, it would be lost on many.

Excuse me gentlemen, this is not about the stern warnings that are given to those about to enter Thailand, or ideed, most of S,E Asia

.

This is about the lack of legal insurance available to many that cover all aspects of fraud involving their children, businesses, home etc. I'm asking what supplemental coverage they would be wishing to pay for 'all inclusive ' coverage. I'm asking this in the same way as they would equally pay for all inclusive health insurnce,,, again with no ulterior motive involved.

Sorry for the confusion. Absolutely no wrong answer !