How Long To Clear A Us Check

[curtklay 1176]

Hi All,

An insurance company in the US owes me a fairly large sum of money. They say they can't wire transfer the funds to my US bank account as I requested, and will only mail me a check to my Thai address. My question is how long does it typically take for a US check to clear after deposited in Kasikorn Bank. I don't need the money immediately, but don't want to wait months before accessing the funds. Any current experience with this will be appreciated.

[BB1950 345]

About 1 month.

If the check is under $500, it may not be accepted for deposit.

[PoeDogg 50]

SCB told me 45 days; a friend had one of his take 60 days, but I am not sure of his bank.

Someone had a posting on here a week or so ago about a bank in the States that now allows their customers to scan a check and email the image to them for a deposit....no need for the original check to be sent.

Here is a quick Google search: http://www.google.com/search?q=scan+a+check+for+deposit&rls=com.microsoft:en-US:IE-SearchBox&ie=UTF-8&oe=UTF-8&sourceid=ie7&rlz=1I7GGLL_th

Another option is to sign the check and mail (EMS or FedEx) it to your bank in America for them to deposit.

[gotlost 44]

Bangkok Bank 21 to 30 days. No limit on size. US Government check instant clearing, if you have an account.

[longball53098 524]

Suggest the company mail the check to a "good" friend or relative and have them deposit in to the US bank account. No signatures needed on the US end.

[PoeDogg 50]

My U.S. banks have always required my signature on a check being deposited (which I think is a stupid policy).

This is why I just had an old tax return check mailed to me in Thailand, so I could deposit it in SCB, rather then signing and mailing back to the U.S.

My current banks in the States are Chase and Bank of America.

A few years ago my uncle was going to deposit a check for me but Washington Mutual required my signature and he was unable to duplicate my chicken scratch.

So might want to check with your bank first.

[curtklay 1176]

Yes, I'm pretty sure an endorsement is still required. Thanks.

My U.S. banks have always required my signature on a check being deposited (which I think is a stupid policy).

This is why I just had an old tax return check mailed to me in Thailand, so I could deposit it in SCB, rather then signing and mailing back to the U.S.

My current banks in the States are Chase and Bank of America.

A few years ago my uncle was going to deposit a check for me but Washington Mutual required my signature and he was unable to duplicate my chicken scratch.

So might want to check with your bank first.

[ttakata 311]

Old thread, but I can confirm a US check takes 30 days to clear at Bangkok Bank.