About 9 months ago, I had one rear end collision (low speed - my fault) with minor damage to the pickup in front of me and alot of damage to my front end (had to repair / replace grill and bumper on my 3 year old Alphard Hybrid(bought used ). More recently I badly scraped the bottom side of the same car on a curb, when misjudging a turn .

My original company (actually the car is in my Thai wife's name) wouldn't reinsure, and recently Safety Insurance, which has some good things said in these forums, after coming to see the car, refused to give a quote .

Am I out of luck here?

Will I be unable to get insurance due to a bad record if I buy another car ?

Are driving records kept by individual companies or in a central database accessible to all insurance companies?

Any suggestions would be appreciated.

Maybe part of the problem is that your car is a grey import !!!!. so compounding the problem.

Maybe part of the problem is that your car is a grey import !!!!. so compounding the problem.

And probably very very expensive to fix

Phormio

Are you out of luck - on the face of it yes. You will be able to obtain insurance in the future but may we suggest you approach a Broker and not direct to an insurance company ?

For on-line quotes from the Thai Visa Brokers please go HERE