I have used Metrobank for a swift to Ayudhya, every time the money does not turn up, I hve email or telephone their "compliance dpt.

"Sorry for inconvenience, have transfered money." Last time. a couple of weeks ago the rate was 49.6. I begin to think I will ony get the money quick if I email H.O.! But then the rate was good.

ive been transfering sterling from uk to los the last 5 years,through i banking hsbc, to bangkok bank,takes 24 hours for transfer, hsbc transfer fee 20 quid bkk bank charge about 400 bht,all transfer details in computor takes about 4 minutes,to send all transaction details,