Used Car Insurance

[RobBen]

Hi, I've got an 18 year old BMW that I automatically reinsure yearly -- now that the replacement value is so low - do I need comprehensive insurance? I've always felt that having first class comprehensive insurance is a good thing to have when driving in Thailand -- grateful for advice, thanks, Robert

[Nowhereman60]

Get with a insurance broker there are so many options out there that cost so much less than 1st class insurance. I was planning to sell my car within the next year but all insurance is for a full year here. So I took out a cheaper policy that saved thousands but still good liability covers.

[stevenl]

Probably first class insurance is not worth it anymore, but 2nd class insurance could be worth it. Check it out or have it checked out by a professional for you.

[ignis]

Have 2nd class on my cars for years...

Pickup buy a new one every 3 years, 1st class for 1st year as normally in the deal, after that 2nd class Plus.. is a lot cheaper + in many cases just as good as the Free 1st class..

[ozzydom]

You are extremely lucky,I have tried all over to get comprehensive insurance on a vehicle over ten years old without success.

[Morden]

I always use a broker. Insurance companies and agents such as banks can offer only a limited range of products. Try BSI in Bangkok to see what reduced covers they can offer.

[aussiebebe]

I don't think you can get first class on a older vehicle. I use Chaz brokers, they can always suggest suitable policies, I've changed my insurance company every year for five years, as Chaz will always suggest a different insurer offering the same coverage with a lower premium.

[ozzydom]

I don't think you can get first class on a older vehicle. I use Chaz brokers, they can always suggest suitable policies, I've changed my insurance company every year for five years, as Chaz will always suggest a different insurer offering the same coverage with a lower premium.

My experience also, I was wondering how the OP got comprehensive insurance on an 18 year old vehicle.