Travel insurance

[Sampradaya]

Can anyone recommend a GOOD lawyer for a rejected claim for travel medical insurance?

[gcgoldcoast]

where are you?

[Kabula]

In most cases you do not need a lawyer.

Are you in Thailand?

Having traveled Internationally for 40 years, and dealt with Travel Insurance Claim Adjusters I know what you are going through.

With a short description, what is your problem?

[Sampradaya]

In most cases you do not need a lawyer.

Are you in Thailand?

Having traveled Internationally for 40 years, and dealt with Travel Insurance Claim Adjusters I know what you are going through.

With a short description, what is your problem?

We have lived in Thailand 7 years, went on holiday in eastern Europe, to get a visa one is obliged by embassy to take travel insurance from their list in Bangkok. 2nd day of holiday got emergency operation for abdomen, insurance, big company refuses to pay, pre existing condition which is really not true, maybe the growth was there before but absolutely no symtoms or treatment before. Over 60 yrs of age, go for regular health checks, overweight but quite fit. They are taking a chance.

Thank you for your reply

[Kabula]

What is the name of the Insurance Company? Is the policy in English? What was the basis of the denial? Just pre-existing condition? Did they offer a policy definition of pre-existing condition? Does the insurance contract provide a clear and concise definition of their pre-existing condition? Was their medical expert's evaluation attached to the denial letter? If so what was the doctors opinion? Do you have a copy of the policy? What was the total amount of your premium and was it a per trip policy or an annual policy? For privacy concerns it might be best you call me, Jim at 0926857370, in Bangkok.

[Sampradaya]

What is the name of the Insurance Company? Is the policy in English? What was the basis of the denial? Just pre-existing condition? Did they offer a policy definition of pre-existing condition? Does the insurance contract provide a clear and concise definition of their pre-existing condition? Was their medical expert's evaluation attached to the denial letter? If so what was the doctors opinion? Do you have a copy of the policy? What was the total amount of your premium and was it a per trip policy or an annual policy? For privacy concerns it might be best you call me, Jim at 0926857370, in Bangkok.

Thank you very much for your help offered. Seeing the doc again tomorrow and will call you afterwards.