Changing Insurer After Motor Accident

[prakhonchai nick]

I have just come to realise that when applying for voluntary motor insurance Classes 1,2 or 3, the Insurer does not ask for previous claims history. They do for health insurance and home insurance.

A young woman in my village,. who thinks her car is a mobile disco, has had 3 major accidents, including a write off, in 3 years with 3 different insurers. She is now looking for a new insurer for the upcoming 12 months, who will not ask any questions and quote her normal terms for the vehicle and her age.

Why oh Why won't Insurers adopt the international approach and require a full claims history to be supplied? The Insurance companies are losing out as are other policyholders, since they have to subsidise the claims of bad risks.

If any Insurance Company reps are reading this, now is the time for change!

[MJCM]

If it also means that it stops all these phone calls you get from Agents a couple of months before your insurance is up for renewal?

Then Yes Please

Sent from my iPad so Please excuse any typos