Statutory declarations of income being bounced back.

[khwaibah]

I'm seeing more and more reports of the statutory declarations of income for retirement and marriage extensions from embassies being bounce back at some immigration offices. Any updates?

[ubonjoe]

I don't think they are being bounced back.

It is that some immigration offices are asking for back up proof for them a bit more often.

[kurnell]

Went through this several times during the application process. They made me come back again and again

asking for additional 'new' documents culminating in my morning wasted at immigration on Xmas day while my kids and nieces sat at home, by the tree to waiting to open their presents. If I was cynical I would say that the 'official' enjoyed my inconvenience.

Edited December 8, 2014 by kurnell

[TerryLH]

"They made me come back again and again

asking for additional 'new' documents culminating in my morning wasted at immigration on Xmas day while my kids and nieces sat at home, by the tree to waiting to open their presents."

Your kids and nieces were probably wondering why you didn't plan better.

[puchooay]

A couple recently at Kap Cheong. The immigration official believed they were fake. No other options offered.

The tow guys went ot Savannakhet to get new O visa and will now use the 800000 in the bank method.

[OJAS]

The tow guys went ot Savannakhet to get new O visa and will now use the 800000 in the bank method.

They'll just need to cross their fingers that the account-skimming fraudsters (who seem to be particularly prevalent in LOS thanks to lax banking security procedures) don't strike during the seasoning period then! I have personally been the victim of their dubious activities with 2 separate Thai bank accounts, which left me 50,000 THB poorer. That is why I personally don't trust this method of proving finances at annual extension of stay time.

Edited December 8, 2014 by OJAS

[bangmai]

How can you get skimmed if you don't get an ATM card?

[OMGImInPattaya]

The tow guys went ot Savannakhet to get new O visa and will now use the 800000 in the bank method.

They'll just need to cross their fingers that the account-skimming fraudsters (who seem to be particularly prevalent in LOS thanks to lax banking security procedures) don't strike during the seasoning period then! I have personally been the victim of their dubious activities with 2 separate Thai bank accounts, which left me 50,000 THB poorer. That is why I personally don't trust this method of proving finances at annual extension of stay time.

I find the banking security procedures more secure in Thailand than some western countries...sometimes to the point of annoyance...like joint accounts can only get a single ATM card. I have had millions of baht in multiple Thai bank accounts for years and never lost a satang. I would certainly advise for anyone having trouble with their income declarations to just put a few million in a Thai bank and be done with it.

Edited December 8, 2014 by OMGImInPattaya

[paz]

I find the banking security procedures more secure in Thailand than some western countries...sometimes to the point of annoyance...like joint accounts can only get a single ATM card. I have had millions of baht in multiple Thai bank accounts for years and never lost a satang

.

Actually many people have been royally screwed by Thai bank "security" and the bank never took responsibility even when withdrawals where fraudulent made from withing the bank.

I would certainly advise for anyone having trouble with their income declarations to just put a few million in a Thai bank and be done with it.

Small detail, not everybody has millions.

[OMGImInPattaya]

I find the banking security procedures more secure in Thailand than some western countries...sometimes to the point of annoyance...like joint accounts can only get a single ATM card. I have had millions of baht in multiple Thai bank accounts for years and never lost a satang

.

Actually many people have been royally screwed by Thai bank "security" and the bank never took responsibility even when withdrawals where fraudulent made from withing the bank.

I would certainly advise for anyone having trouble with their income declarations to just put a few million in a Thai bank and be done with it.

Small detail, not everybody has millions.

I beg to differ...most screwed themselves...not enabling SMS security services, giving out passwords to friends and girlfriends/boyfriends, using dodgy ATMs, etc.

I'll stand by my 15 years of experience using Thai banks without any problems.

If someone doesn't have a few (or many) millions of baht equivalent to deposit in a local bank what is one doing living overseas?

[willyumiii]

What offices are being difficult?

[paz]

If someone doesn't have a few (or many) millions of baht equivalent to deposit in a local bank what is one doing living overseas?

Just balancing the arms of fortune and offering a subject to other's undue judgement.

[moe666]

No problem with my letter at Chiang Mai Immigration afew weeks ago

[thailiketoo]

Who is the OP that he would be in a position to see more than himself?

[Suradit69]

I find the banking security procedures more secure in Thailand than some western countries...sometimes to the point of annoyance...like joint accounts can only get a single ATM card. I have had millions of baht in multiple Thai bank accounts for years and never lost a satang

.

Actually many people have been royally screwed by Thai bank "security" and the bank never took responsibility even when withdrawals where fraudulent made from withing the bank.

I would certainly advise for anyone having trouble with their income declarations to just put a few million in a Thai bank and be done with it.

Small detail, not everybody has millions.

I beg to differ...most screwed themselves...not enabling SMS security services, giving out passwords to friends and girlfriends/boyfriends, using dodgy ATMs, etc.

I'll stand by my 15 years of experience using Thai banks without any problems.

If someone doesn't have a few (or many) millions of baht equivalent to deposit in a local bank what is one doing living overseas?

Likewise. Have had an account at Bangkok Bank for over 15 years. Not a satang misplaced.

[rizla]

A couple recently at Kap Cheong. The immigration official believed they were fake. No other options offered.

The tow guys went ot Savannakhet to get new O visa and will now use the 800000 in the bank method.

That is exactly the case in the office mentioned,

one was an Ausy declaration and the other was a UK Embassy notorised pension.....Fact

They require, that you transfer your pension every month too, even if you have more than enough to satisfy the monies req,d...

[paz]

A couple recently at Kap Cheong. The immigration official believed they were fake. No other options offered.

The tow guys went ot Savannakhet to get new O visa and will now use the 800000 in the bank method.

That is exactly the case in the office mentioned,

one was an Ausy declaration and the other was a UK Embassy notorised pension.....Fact

They require, that you transfer your pension every month too, even if you have more than enough to satisfy the monies req,d...

Kap Cheong ha reports about being a rogue office run on corruption.

http://www.thaivisa.com/forum/topic/769988-retirement-visa-renewal/

If one pays will get what is due.

[soalbundy]

I don't think they are being bounced back.

It is that some immigration offices are asking for back up proof for them a bit more often.

What more proof can you offer other than a certified declaration from the embassy? I have never had my certification letter questioned.

[steve187]

I don't think they are being bounced back.

It is that some immigration offices are asking for back up proof for them a bit more often.

What more proof can you offer other than a certified declaration from the embassy? I have never had my certification letter questioned.

At some embassy's you do not have to prove the funds.

[inzman]

I find the banking security procedures more secure in Thailand than some western countries...sometimes to the point of annoyance...like joint accounts can only get a single ATM card. I have had millions of baht in multiple Thai bank accounts for years and never lost a satang

.

Actually many people have been royally screwed by Thai bank "security" and the bank never took responsibility even when withdrawals where fraudulent made from withing the bank.

I would certainly advise for anyone having trouble with their income declarations to just put a few million in a Thai bank and be done with it.

Small detail, not everybody has millions.

I beg to differ...most screwed themselves...not enabling SMS security services, giving out passwords to friends and girlfriends/boyfriends, using dodgy ATMs, etc.

I'll stand by my 15 years of experience using Thai banks without any problems.

If someone doesn't have a few (or many) millions of baht equivalent to deposit in a local bank what is one doing living overseas?[/

quote]

You would have to be insane to bring all your money to this country. Most wise expats I know keep their cash and assets in their home country. Bring only what you can afford to lose here. This is not a first world country and there are no consumer protections for your finances.

Edited December 9, 2014 by inzman

[ubonjoe]

I don't think they are being bounced back.

It is that some immigration offices are asking for back up proof for them a bit more often.

What more proof can you offer other than a certified declaration from the embassy? I have never had my certification letter questioned.

What is acceptable will depend upon the immigration office you have to use.

Some would accept proof of pension or some proof from the source of your income.

By far the best proof is a bank book from a Thai bank showing regular transfers into the country.

I have used an income affidavit for 7 extensions and never been asked for additional proof. But I always have my bank book with me showing funds coming in every month to show if asked for.

[micmichd]

Never had any problem with Thai ATM card, but severe problems with German ATM cards in Thailand.

[Baerboxer]

The tow guys went ot Savannakhet to get new O visa and will now use the 800000 in the bank method.

They'll just need to cross their fingers that the account-skimming fraudsters (who seem to be particularly prevalent in LOS thanks to lax banking security procedures) don't strike during the seasoning period then! I have personally been the victim of their dubious activities with 2 separate Thai bank accounts, which left me 50,000 THB poorer. That is why I personally don't trust this method of proving finances at annual extension of stay time.

I find the banking security procedures more secure in Thailand than some western countries...sometimes to the point of annoyance...like joint accounts can only get a single ATM card. I have had millions of baht in multiple Thai bank accounts for years and never lost a satang. I would certainly advise for anyone having trouble with their income declarations to just put a few million in a Thai bank and be done with it.

I agree with your comments on security. The OTP SMS works well. There seems to be a good sense of security in my main bank, but they may be the branches I normally use. The staff at the local Big C based branch aren't so switched on.

On our joint account we have 2 ATM cards. The first one is free and there is a small annual charge (1-200 baht) for the second. I keep minimum amounts in the joint account in case we are scammed. Also the interest in some accounts here is much better than I can get in EU or Offshore.

If people have the funds, then you are correct. Investing here is the better way.

[ColdSingha]

The tow guys went ot Savannakhet to get new O visa and will now use the 800000 in the bank method.

They'll just need to cross their fingers that the account-skimming fraudsters (who seem to be particularly prevalent in LOS thanks to lax banking security procedures) don't strike during the seasoning period then! I have personally been the victim of their dubious activities with 2 separate Thai bank accounts, which left me 50,000 THB poorer. That is why I personally don't trust this method of proving finances at annual extension of stay time.

if you change your mind in the future, don't link an atm/debit/credit card to your account and you won't be skimmed

[Moonlover]

I went to Udon Thani immigration yesterday to do a retirement extension. I use the income method and had a statutory declaration from the embassy and three pension statements in support. It couldn't have been easier.

I also agree with the comments made on this thread regarding Thai banking. I am very impressed with the service I get from Krungsri Bank. I even receive an SMS every time a transaction takes place. I just love the sound of my pensions arriving But yer, you're right. Joint account and only one ATM card? That's not cool. It hints at a lack of trust doesn't it?

[Baerboxer]

I find the banking security procedures more secure in Thailand than some western countries...sometimes to the point of annoyance...like joint accounts can only get a single ATM card. I have had millions of baht in multiple Thai bank accounts for years and never lost a satang

.

Actually many people have been royally screwed by Thai bank "security" and the bank never took responsibility even when withdrawals where fraudulent made from withing the bank.

I would certainly advise for anyone having trouble with their income declarations to just put a few million in a Thai bank and be done with it.

Small detail, not everybody has millions.

I beg to differ...most screwed themselves...not enabling SMS security services, giving out passwords to friends and girlfriends/boyfriends, using dodgy ATMs, etc.

I'll stand by my 15 years of experience using Thai banks without any problems.

If someone doesn't have a few (or many) millions of baht equivalent to deposit in a local bank what is one doing living overseas?[/

quote]

You would have to be insane to bring all your money to this country. Most wise expats I know keep their cash and assets in their home country. Bring only what you can afford to lose here. This is not a first world country and there are no consumer protections for your finances.

And you think first world countries are somehow interested in protecting your finances?

UK, my home country. Now if a bank goes bust or looks like it might, the government can help themselves to as much of "my" savings as they want. I paid tax on earnings and some of what was left became savings, Then I pay tax on any interest on those savings. Now they will probably remove my tax allowances as I choose to live overseas and exemptions from paying capital gains tax which other citizens enjoy, I could go on, but the salient point here is that the government can help themselves to as much of my UK held savings as they want.

And the banks, who have probably paid the seniors high salaries and fantastically high bonuses whilst screwing up the company, will gleefully help them to steal my money. I have the risk but no say in how or who runs the bank, or what their remuneration is.

I can find no better examples of immoral, unethical, corruption than the government sanctioned Western banks. Or should that be that Western governments are sanctioned by the banks?

[Docno]

If someone doesn't have a few (or many) millions of baht equivalent to deposit in a local bank what is one doing living overseas?

Just balancing the arms of fortune and offering a subject to other's undue judgement.

Yep - but some of those 'poorer' souls are probably among those who are critical of poor/illegal immigrants getting into their country back home...

[ubonjoe]

A very off topic post has been removed. It is time to get back on topic which is not the security of Thai banks nor a comparison to banks in other countries.

[NoshowJones]

"They made me come back again and again

asking for additional 'new' documents culminating in my morning wasted at immigration on Xmas day while my kids and nieces sat at home, by the tree to waiting to open their presents."

Your kids and nieces were probably wondering why you didn't plan better.

Understandable, but Christmas is not celebrated here in Thailand, some, though a small minority of IOs just love the power. In the last nine years I have been here, I have only come across one IO who was really out of order.

As Kurnell was probably used to good service at the Immigration office, why should he expect to put up with some nonsense on Christmas day and change his plans?

[NoshowJones]

A couple recently at Kap Cheong. The immigration official believed they were fake. No other options offered.

The tow guys went ot Savannakhet to get new O visa and will now use the 800000 in the bank method.

The couple were fake, or the stamp was fake? I'm going to Savannakhet on Monday, so do I have to be careful that nothing will be fake?