Should A Woman Be Allowed to hold the office of President of the USA?

[AyG]

I don't want to share details online but I do now know and understand the charges very well. The underlying funds are all from well known investment companies and have not been 'churned.'

I really wanted to hear if anyone had been similarly ripped off or had any experience in suing. I'm sure there must be people out there.

Fine. But that doesn't answer the question why you think you've got any recourse. You freely entered into a legally binding contract. Nobody held a gun to your head. There's nothing for you to sue about.

(I'm assuming since you didn't answer my point about lying that you weren't actually lied to and/or you have no evidence of that.)

The best thing you can do now is minimise potential losses. And that may mean doing nothing. Your focus on some sort of legal action or similar is a waste of effort.

[Dapple Grey]

OK, thanks for the advice.

[Misty]

I don't want to share details online but I do now know and understand the charges very well. The underlying funds are all from well known investment companies and have not been 'churned.'

I really wanted to hear if anyone had been similarly ripped off or had any experience in suing. I'm sure there must be people out there.

There are many, many people out there who have had the experience you are describing. Try posting / emailing to some of these sites to find them:

Motley Fool UK Boards: (search for the insurance scheme ex: Generali, Friends Provident International, Zurich, Skandia, Old Mutual, etc)

http://boards.fool.co.uk/international-expat-investors-50919.aspx

http://boards.fool.co.uk/ive-had-all-the-same-issues-with-the-13301963.aspx?sort=postdate

http://boards.fool.co.uk/a-fool-and-his-money-51365.aspx

An activist group formed against these schemes and the dodgy illegal salesmen that push them (in the aftermath of the LMIM scandal)

https://sites.google.com/site/lminvestorvictimcentre/home

Media/ Journalists who have published about these schemes:

http://www.telegraph.co.uk/finance/personalfinance/investing/11726158/Exposed-the-rip-off-investment-advisers-who-cost-British-expats-billions.html

https://twitter.com/BRobertsonSCMP?ref_src=twsrc%5Etfw

http://dohanews.co/i-lost-most-of-my-savings-the-cost-of-risky-financial-advice/

A HK based blog dedicated to fighting these kinds of things: http://therapeofhongkong.com/

And of course, Andrew Drummond has been writing about these schemes and the people selling them for ages, although his blog seems to be blocked from viewing in Thailand now