My Cost of Living. Documented.

[Accounter]

I downloaded one of those expense tracker aps last month and gave it a go.

Background info:

Age 36, have lived in Thailand for 10 years.

Married for the last 6 years. Thai wife age 33.

Child 3 years old.

Wife gave up her job when having our child, to be a homemaker, small business owner, and distance M.A Degree student.

She plans to return to work when our child starts Grade 1. (they're now in KG1) having upgraded her BA to an MA, or may continue with a PhD.

she owns her own house which she rents out, I own a condo (2 more years of repayments) that I rent out, and we rent a private house here in a private moo baan.

May:

Lunch:1,094

School (KG1) : 8,000

Rent (my half) : 9,000

Condo repayments: 12,000

Gas: 1,550

Shopping: 16,475

Alcohol: 4,117 (some bottles of wine and a btl of scotch)

Motorbike service: 10,920.

elec, water, internet: 4,945

Eating out (once) : 2,344

Misc: 3,913

Coffee: 811

Computer/Tech: 2,600

Phone credit: 500

M.A Degree (I pay 1/4) : 5,500

Meds: 25

Total: ........ drumroll........ 83,794

[colinneil]

Hells teeth i would die if my overheads were half of what yours are.

[HampiK]

A good start, but it not shows the monthly costs yet. Because I guess there are some yearly bills which are not conidered... and other bills which are for more than 1 month you had to pay in this month....

I think when you do this for 1 year, then you can divide the total costs by 12 and you will have a very good monthly costs...

[Accounter]

May:

Lunch:1,094

School (KG1) : 8,000

Rent (my half) : 9,000

Condo repayments: 12,000

Gas: 1,550

Shopping: 16,475

Alcohol: 4,117 (some bottles of wine and a btl of scotch)

Motorbike service: 10,920.

elec, water, internet: 4,945

Eating out (once) : 2,344

Misc: 3,913

Coffee: 811

Computer/Tech: 2,600

Phone credit: 500

M.A Degree (I pay 1/4) : 5,500

Meds: 25

Total: ........ drumroll........ 83,794

I should add, we don't have a budget, this is just what we spend, we always cook at home, bottle of wine at the weekend rather than going out. I own my motorbike, she owns her car. I would say, a simple family life.

June:

Lunch: 2,132

School (KG1) : 8,000

Rent (my half) : 9,000

Condo repayments: 12,000

Gas: 920

Shopping: 17,827

Alcohol: 2,942 (some wine)

Motorbike: 960

elec, water, internet: 5,337

Eating out (once) : 1,115

Misc: 4,055

Coffee: 0

Computer/Tech: 400

Phone credit: 350

M.A Degree (I pay 1/4) : 5,500

Meds: 1,490

Condo (some small work I had done) : 6000

Total: 78,028

Edited July 4, 2016 by Accounter

[Bunnychow]

WOW a new member, joined 38 minutes ago and first post are about how much the spend in a month in Thailand, very curious indeed, given its these sorts of threads normally result in lots of posts and battles of the cheap charlies, which it seems hasnt happened in a while it appears

Edited July 4, 2016 by Bunnychow

[hagler]

Its good to be young and living life on the cheap.

Dont worry when tne kids get to highschool you will know all about the cost of a real grown up lifestyle.

Enjoy

[CharlieH]

Guess I'm doing ok at 16k a month then....

[MissAndry]

You are a complete spendthrift.

Housing, schooling and utils are at least 2x the cost they should be.

Condo repayments AND rent ...... what's that all about?

[Happy Grumpy]

Condo repayments AND rent ...... what's that all about?

Well I'd guess, as he wrote, he rents out his condo, and they rent out a house to live in. Probably to do with having a 3 yr old child.

Sounds about right for a simple life with no going out costs or holiday costs.

[Happy Grumpy]

I haven't the time now, but I'm sure there's some stuff in there that we can attack the OP about.

[Eclipse]

Gordon Bennett.

I can only dream of having that amount to spend a month.

[theguyfromanotherforum]

So, you spend twice as much on booze than on food.

Do you see anything wrong with that?

[Happy Grumpy]

So, you spend twice as much on booze than on food.

Alcohol: 4,117 (some bottles of wine and a btl of scotch)

Eating out (once) : 2,344

Only if he drinks the bottles of wine and btl of scotch in one sitting.

Which of course he might.

If he's Irish.

[malt25]

"Motorbike service: 10,920." I think I'd be looking for a new bike.

[Bangkokazy]

Budget for one person

Monthly income in 70000 Thai Baht:

Accommodations / Utilities: 12000 Thai Baht

Transportation: 4000 Thai Baht

Food: 12000 Thai Baht

Alcohol, Tobacco and Caffeine: 15000 Thai Baht

Laundry: 3000 Thai Baht

Out of Pocket Health Care: 5000 Thai Baht

Entertainment: 11100 Thai Baht

Reading and Education: 800 Thai Baht

Personal Care Products: 1000 Thai Baht

Insurance: 3100 Thai Baht

Miscellaneous: 3000 Thai Baht

I save 0,00 Thai Baht per month.

Edited July 4, 2016 by Bangkokazy

[shirtless]

Man you doing really well my overheads well and truly exceed that ,and i am a tight wad.

[tifino]

how much was spent on obtaining the tracker software itself?

after trying heaps, I took a step back and settled back on good old MS Money.

It's free, and it's looking after all that spent, and good for extrapolating future budgetting over multiple countries and Exchange Rates for next upcoming round-the-worlder

[weegee]

Budget for one person

Monthly income in 70000 Thai Baht:

Accommodations / Utilities: 12000 Thai Baht

Transportation: 4000 Thai Baht

Food: 12000 Thai Baht

Alcohol, Tobacco and Caffeine: 15000 Thai Baht

Laundry: 3000 Thai Baht

Out of Pocket Health Care: 5000 Thai Baht

Entertainment: 11100 Thai Baht

Reading and Education: 800 Thai Baht

Personal Care Products: 1000 Thai Baht

Insurance: 3100 Thai Baht

Miscellaneous: 3000 Thai Baht

I save 0,00 Thai Baht per month.

Reading and Education...800 Bht. The only thing below 1000bht...

[mcfish]

10 years in Thailand and just discovered Thai visa today ? i think you should explain puleez

[Agent Sumo]

WOW a new member, joined 38 minutes ago and first post are about how much the spend in a month in Thailand, very curious indeed, given its these sorts of threads normally result in lots of posts and battles of the cheap charlies, which it seems hasnt happened in a while it appears

Imagine that; you sign up as a new member on a forum and inside 38 minutes flat, some plank with nothing else going on in his life is already stalking your profile

Gotta love Thaivisa

Edited July 4, 2016 by Agent Sumo

[Agent Sumo]

Is the OP emplyed?

I ask because i don't see any mention of medical insurance in that expense list

[Happy Grumpy]

I haven't the time now, but I'm sure there's some stuff in there that we can attack the OP about.

Looks like the short time period between signing up and making the post is leading the way.

[StreetCowboy]

I can't believe he spends four times as much on "shopping" than on alcohol - unless it's shopping for tarts and crumpet; and he's getting good value, eating out for that amount....

[Jdiddy]

Purpose of this stupid thread?

[topt]

Purpose of this stupid thread?

You beat me to it - I was going to ask the OP why has he posted the info?

[StreetCowboy]

Purpose of this stupid thread?

Idle banter, I suppose. Have you ever made polite conversation?

[Happy Grumpy]

Purpose of this stupid thread?

I believe the purpose was simply to annoy JDiddy.

And to think, 4 whole weeks to wait for the next installment.

[Enoon]

Purpose of this stupid thread?

Idle banter, I suppose. Have you ever made polite conversation?

Spurting out ones "spend" (unbidden,unasked) is not polite.

It's rather vulgar.

[Bangkokazy]

Better to see Cost of Living analysis - Bangkok

[SoiBiker]

Guess I'm doing ok at 16k a month then....

Well done! Why not celebrate by drinking this week's beer?