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628
Going short-time only, shallow or succulent?
Not exactly, because it depends on the 2 people involved. Not all human beings are created equal. Some people are gifted athletically and others not so much. Some people have a much higher capacity to love on a deeper level, to bond more deeply with another person. If you don't, and if being with the same woman 20 years is the same as short-term for you .... and it is for many people, then you probably shouldn't bother getting married. Because for these types of people, you're basically paying too much for transactional sex with too many possible downsides. I like the depth of emotion of relationships. Short term is a different experience, but not the same at all and cannot replace relationships for me. Figure out what type of person you are. And then stick with short-term if that's more advantageous and you get nothing out of relationships besides sex. -
628
Going short-time only, shallow or succulent?
Can't think of one time I paid for sex and was sad. If it makes YOU sad spend your money on something else.g -
7
Delivery Rider in Thailand Claims to Receive Order from Deceased Police Officer
An obvious scam as the impostor perhaps has done it before and on seing the delivery chap just leave the goods in front of the door, the scammer is then free to walk by an casually pick up the goods. -
3
Top Officials Face Allegations Over Land Encroachment in Buriram
Read somewhere can be 10yr ban but it will take some time for this to happen see the other news about a cc judge Thailand is a big mess -
124
Harris chickens out of extra debates
2 hours you have been given. You still can't list the names of any polling companies. That is an epic fail. Bye. Not worth talking to. 2 hours still no data. -
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126
Longest Sentences Yet for Rioters Involved in Racist Mob Violence Across England
You don't appear to have a very high opinion of the general public. Imo the problem WAS the 'philosophy' of privatisation (capitalism) - at least as practiced by Thatcher - which seemingly centred on the idea that all regulation was bad and that private sector monopolies were more efficient than their public counterparts. As I said previously, evidence over the last 40 years suggests otherwise and that public goods e.g. water, gas, electricity, telecomms, etc, which are natural monopolies and require large capital investment, are better off being centrally managed by the state. -
1,972
President Kamala Harris
Which bit is the government intervention that led to GFC? The 2008 financial crash, often referred to as the Global Financial Crisis (GFC), was primarily caused by the collapse of the housing market in the United States, which led to a broader financial system meltdown. Several interrelated factors contributed to the crisis: ### 1. **Subprime Mortgage Lending** - In the early 2000s, there was a significant increase in mortgage lending to borrowers with poor credit histories (subprime borrowers). These loans often had adjustable interest rates, which were initially low but could increase dramatically. - Lenders extended these risky loans with the belief that housing prices would continue to rise, allowing borrowers to refinance or sell their homes to avoid default. ### 2. **Housing Bubble** - The U.S. housing market experienced a bubble driven by easy credit, speculation, and high demand. Housing prices soared, which encouraged more people to buy homes and further fueled the bubble. - Financial institutions also invested heavily in mortgage-backed securities (MBS), which were financial products composed of bundles of mortgages, many of which were subprime. ### 3. **Securitization and Derivatives** - Mortgage-backed securities were sold to investors worldwide, spreading the risk of mortgage defaults across the global financial system. - Complex financial derivatives, such as collateralized debt obligations (CDOs), were created from these securities. These products were often poorly understood and rated too optimistically by credit rating agencies. - The widespread use of these derivatives amplified the risk and interconnectedness of financial institutions. ### 4. **Lack of Regulation** - The financial sector experienced significant deregulation in the years leading up to the crisis. This included the repeal of the Glass-Steagall Act in 1999, which had separated commercial banking from investment banking. - The lack of oversight and regulation of the financial markets, particularly regarding the trading of complex derivatives, allowed excessive risk-taking. ### 5. **Leverage and Risk-Taking by Financial Institutions** - Many financial institutions operated with high levels of leverage, meaning they borrowed heavily to invest in mortgage-backed securities and other risky assets. - When housing prices began to fall and mortgage defaults increased, these highly leveraged institutions faced significant losses, leading to insolvency for some and severe liquidity problems for others. ### 6. **Global Impact** - The interconnectedness of global financial markets meant that the U.S. housing market collapse had far-reaching effects. Banks and financial institutions worldwide held U.S. mortgage-backed securities, leading to a global credit crunch. - The crisis quickly spread to other sectors of the economy, leading to a deep recession, massive job losses, and significant declines in consumer spending and business investment. ### 7. **Panic and Bank Runs** - As the crisis unfolded, confidence in the financial system eroded, leading to panic and bank runs, where institutions and individuals sought to withdraw their funds or sell off assets rapidly. - The failure of major financial institutions, such as Lehman Brothers, further exacerbated the crisis. The combination of these factors created a perfect storm that led to the most severe global financial crisis since the Great Depression. The crisis prompted massive government interventions, including bank bailouts, monetary stimulus, and regulatory reforms aimed at preventing a similar event in the future. -
299
Donald Trump’s speech during Musk interview sparks health concerns
You might want to look closer to home when it comes to deciding who is ignorant. I don't know if you are unable or unwilling to read a graph but you'll note that from 1941 to 2017 the corporate tax rate was higher than the 28% tax rate which Yellowtail claimed would come out of consumers' pockets. Please share with us why the corporate tax rate which was always higher than 28% for 66 years over this time is implicated in bursts of inflation in the 70's and 80's? Where's the correlation? And why such a rapid growth in the average Americans' income when taxes on corporations and wealthy individuals was higher?- 1
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7
Delivery Rider in Thailand Claims to Receive Order from Deceased Police Officer
Maybe someone just taking the p**s. -
1,972
President Kamala Harris
ROFLMAO and you think Donald Trump IS POTUS material, that is hilarious, he's regarded as a total fool and an imbecile anywhere outside of the grass chewing USA States -
124
Harris chickens out of extra debates
Lol! 7 lame deflection posts later, I am still waiting for you to prove your claim that: "They only include left wing skewed polls." 😀 You are obviously unable to prove your claim because you were just trolling. -
1,972
President Kamala Harris
The last housing meltdown was cause by government intervention in the home loan industry. Nothing has changed in the respect, except that now Harris wants to give magically "first time buyers" $25K so they can buy homes they can't afford and drive home prices up.- 1
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628
Going short-time only, shallow or succulent?
A man paying for sex, short time or long time is the very definition of sad. Why? Because he pays money to women for sex. That is indeed a problem, for men. It enables the female for money economy, the sadest and from the men's perspective, worst economy there is. It spills over into paying serial daters on websites for the mere privilege of attention, dating etc. The ideal state would be if men never paid a woman for sex. They would then give up lying to men, engaging in serial dating and basically fleecing men for money. However, too many men are desperate and willing to pay for sex, they ruin it for all men. It's sad. For men.
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