gamb00ler

The .25% fee also maxes out at 500 ฿. You can find the exchange rate for Bangkok Bank at: https://www.bangkokbank.com/en/Personal/Other-Services/View-Rates/Foreign-Exchange-Rates Schwab also gives free SWIFT transfers if your balances are above a certain level.

Last year I tracked the US$ exchange rates for Wise and 3 major Thai banks for a couple of weeks. All 3 banks adjusted their exchange rate several times a day as did Wise. You're correct when you said they vary. But, they don't vary by much. The rates are pretty consistent. Based on the average of the rates and the applicable fees, I calculated that for transfers under about 21K US$, Wise would result in the most ฿ per dollar. For transfers greater than 21K $, a SWIFT transfer was best. I assumed a SWIFT transfer cost $25 and the Thai bank would add a fee of 500 ฿.

Many of the dishes listed are heavily influenced by food from neighboring countries. My three favorite long time traditional central Thai dishes: - gang keowan gai (green curry with chicken) - gang taypo moo (ong choy, makroot fruit+leaves, pork, coconut milk, tamarind) - pla chon todd (deep fried snake head fish with herbs or with yum mango sauce) For Northern dishes: - Chiang Mai larb nur (ground beef, mahkwen spice, eaten with pug pai leaves/cabbage/cucumber) - khao soi moo (traditional Northern noodles with red curry broth, pork, shallots, pickled cabbage) Gang taypo is such an old dish that it is hard to find these days. My wife had forgotten about it until we came across it last year. It has since shot to near the top of my chart!

There are several mis-statements in that article. Withholding and actual taxation are two distinct matters, but the author frequently conflates them. No wonder so many are confused. That article also implies that the banks do not forward notifications to the Revenue Department for interest payments unless they total more than 20K฿. If true that's a sad state of affairs. Overall, I have to conclude that the said article is too inaccurate to be of any use.

I live in Nong Hoi and went here: https://goo.gl/maps/gkGwXushYogfHBgf9

I wish you well with that endeavor, but please temper your expectations. In my experience the branch level bank employees are very poorly trained in areas outside of their everyday responsibilities. Setting up an account with the tax ID properly recorded to stop withholdings is only applicable to foreigners and seems particularly challenging for most staff. Every instance where I have added my tax ID to an existing account required several staff and usually a call to their support line.

Screenshots are image files. They can be created in several formats. PNG and JPG are the most common. Each screenshot will reside in a separate file and will be stored in a default location on your hard drive. I'm not an Android user so I can't point you to where the images from your phone are stored. I suggest you learn some basics about computers and how files are organized. Once you have some more knowledge you will be able to work with those files quicker and easier. There are tons of beginner level videos on YouTube to get you started. What is a snip, as you call it?

I'm guessing OP only uses a phone, not a desktop. As a consequence he is not familiar with actual computer terminology that most others use. ThaiPhuket... what are you trying to accomplish and on what device?

I have read that various aseannow posters have been given many differing explanations of why any particular Thai bank insists on withholding income tax while other posters have NO withholding at the same bank. I apply a discount of 100% to what some random bank employee gives as an explanation on this matter. I have savings accounts at three of the bigger Thai banks. I was having tax withheld before I gave them my tax ID. Since giving it to them, I no longer have tax withheld up to and including the June '22 interest payment. I'll let you make all the assumptions you feel are warranted by these facts.

It seems you assumed too much from a single bank changing tax withholding procedure. Other aseannow posters have experienced SCB bank mistakenly withholding tax or failing to properly associate their Thai tax ID with their account. My SCB account has never had tax withheld because I gave them my tax ID when I opened it 18 months ago. The changes at UOB are likely due to changes in company policy, or more likely incompetence. Thai people don't normally have tax withheld as you claimed in your first post in this topic. None of my immediate Thai family have tax withheld from the interest payments deposited to their accounts. I'm not special, just well informed and well prepared wherever I have potential tax obligations.

I'm in CM on retirement visa for 2+ years now. I don't have any tax deducted on my normal savings accounts. Bangkok bank only deducts tax from my fixed deposit account interest payments. I have provided my Thai tax ID to all my banks and requested cessation of tax withholding. Since all Thai taxpayers have an exemption from tax on the first 20K of interest income, UOB didn't withhold tax on that amount. Once your total interest payments from UOB exceeded that exemption they began the tax withholding. I didn't see one accurate statement in your posting about Thai withholding requirements.

When the expected return is 60% of your investment, most logical people call that poor value. https://en.wikipedia.org/wiki/Thai_lottery

You probably looked like a mugger!

YES! The shrinkage in income for non-indexed benefits is similar but opposite to the growth in investments due to compounded interest/yield.

If the IRS doesn't raise the income limits (unchanged since '84) they use to determine taxation of SSA benefits many taxpayers will be giving back quite a bit of the COLA increase as income tax. The US government should at least simplify the rules used. You can see the financial maze one must navigate to figure out one's taxable portion of SSA benefits here: --> https://thismatter.com/money/tax/social-security-benefits-taxation.htm

The perennial question when encountering the Thai bureaucracy.

Our house has just been finished. Asked the local builder if they would find out the details for getting a yellow book for me. List of documents that Hang Dong asked for: translated marriage certificate copy of wife's Thai ID blue book with wife's name in it passport copies of photo and main page translation of passport copy of extension stamp in passport residence certificate copy of construction permit copy of chanote

I can only suggest a good Thai brand of peanut butter to buy, not where to find it outside of Chiang Mai. Rimping markets in Chiang Mai carry two Thai brands of sugar free PB. I prefer the one called Tida's. I don't recall the name of the other brand but will try to remember to look for it next time I'm at Rimping. Both are sold in 1kg plastic bags so you would need a good size jar/container to hold the PB. I rate Tida's as being on par with Adam's PB from USA.

Despite being the largest Canadian province by population, Ontario is not a country and does not set policy for the rest of Canada.

Probably inundated..... with requests.

Is that the same Amandha Vollmer who said, "Due to the COVID-19 pandemic hoax, we are cancelling nothing,” read part of a post on the weekend by the owner of Yummy Mummy Emporium & Apothecary" and “You can come over here with a fever and cough all you want. We know that germs don’t cause disease,” ? I hope her urine regimen is less dangerous than her thinking about germs and disease.

Easy, peasy! Get an AI system which will use the weather forecast to teach itself the best strategy for charging/discharging your batteries given your particular priorities, PEA tariffs, etc. ????

Go to YouTube.com, type "organize Chrome bookmarks" into the search field. Include the " ". Watch the most popular video with the highest number of views. Try this one: https://www.youtube.com/watch?v=llqUNWs3qz8