MAJIC

To be technically correct It should be 7% "are bad" Present Tense.

Equally, it could be 7%"have gone" bad, and would still be Present Tense.

So the calculation could be done accurately,at that moment in time.

"I often know the answer, but can't really explain why"

I think it's the way English Grammar is designed,if it sounds right,and flows, it usually is right!

About 2 years ago everyone in my hotmail address book received a spam email from my address, it also happened twice this year, it's really annoying as it's a little embarrassing if people receiving the email don't understand what's actually happening - these are called spoof emails, it doesn't mean anyone necessarily knows your password but I think it's recommended to change it every month anyway, from what I found out when I googled it, some spamsters will somehow get email addresses by randomised selection and somehow send spam from them (using a software program of some sort I guess) apparently they are generally found and blocked after using an email address once or twice by the likes of hotmail et al, then it's all repeated with again with other email addresses. I think MS hotmail, gmail etc really need to dedicate more resource to put a stop to this, I'm sure if they really really wanted to they could!

Highly agree with your last statement,surely these major companies,are not allowing themselves to be beaten by these small time misfits,crooks, and hackers? where is their professionalism? or do they not care,as long as the money keeps rolling in?

The answer to me seems to be something like: Allocate completely new Email User Accounts VERIFIED by Address,Bank Account Details, Passport Number,and any other details necessary to beat the Bastards,and create traceability.

And not forgetting a security locked site,the same as online Bank Accounts and PAYPAL! stopping them at the initial user stage,is all important.

OK Computer Experts, Boffins,and Programmers,tell me why it can't be done???

the answer is the following:

it's not gmail yahoo and hotmail who get beaten by smalltime misfits, crooks and hackers... it's misfit computer users who are beaten.

If your browser gets hacked, if a troyan finds its way onto your computer or if you enter your password on a phishing site, it's game over, the hacker wins.

Verified accounts will not make users more clever, they will still install software from unsafe sources and type their password on phishing sites. Verified accounts with bank data, passport number, etc. are also very frightening, because of the amount of info that can be hacked! Identity theft galore!

Securing accounts with a PIN-generating dongle or with a TAN list costs money, so don't expect that type of validation for free services.

I understand your remarks about careless online users,that give out their personal Data to Phishing sites,I have several online Bank Accounts,which are secure (locked),plus PAYPAL & EBAY, none of them have ever been Hacked or compromised in any way,and that's in more than a Decade of use. And so do many Tens of Millions of other people have online Banking.

Using the same Security Software features as the Financial Institutions do,would certainly make simple Email Accounts a lot more secure,and would make it more difficult across the board,to thieve and Scam,a much needed addition to the security package.

If Internet Banking was so risky,and costly, the Banks would no doubt have reverted back to the high street Banking,of yesteryear by now.

Giving your Bank details,such as Account number to pay for items is one thing,the stupid ones,who would give out their Credit or Debit Card PIN number Online are Brainless!and should stick to High street Banking.

Also using Visa cards Online often needs to be VERIFIED at another website, before the transaction can be completed (only the owner of the card knows the security questions)

I know Dongles used to protect software copying,and used to be expensive for a company to protect copyright issues,of their company drawings and products,but no doubt produced in millions for a set purpose,would bring the price down considerably.

And it may be in the Banks or other Instutions,interests to issue a free one the same as they do with Security Software Disks.

Don't waste your money on one, as in the Photo,it will give you some visual privacy,but has no chance whatsoever as a sound barrier.

About 2 years ago everyone in my hotmail address book received a spam email from my address, it also happened twice this year, it's really annoying as it's a little embarrassing if people receiving the email don't understand what's actually happening - these are called spoof emails, it doesn't mean anyone necessarily knows your password but I think it's recommended to change it every month anyway, from what I found out when I googled it, some spamsters will somehow get email addresses by randomised selection and somehow send spam from them (using a software program of some sort I guess) apparently they are generally found and blocked after using an email address once or twice by the likes of hotmail et al, then it's all repeated with again with other email addresses. I think MS hotmail, gmail etc really need to dedicate more resource to put a stop to this, I'm sure if they really really wanted to they could!

Highly agree with your last statement,surely these major companies,are not allowing themselves to be beaten by these small time misfits,crooks, and hackers? where is their professionalism? or do they not care,as long as the money keeps rolling in?

The answer to me seems to be something like: Allocate completely new Email User Accounts VERIFIED by Address,Bank Account Details, Passport Number,and any other details necessary to beat the Bastards,and create traceability.

And not forgetting a security locked site,the same as online Bank Accounts and PAYPAL! stopping them at the initial user stage,is all important.

OK Computer Experts, Boffins,and Programmers,tell me why it can't be done???

It's a culture thing,my wife would never ask the way if we got lost in the car,

and as my Thai is not brilliant,she wised up that if you don't ask then be prepared for a long wait,or other problems,

Thankfully common sense now prevails,and never the mind the face thing.

They wise up eventually,took a few years though!

Some people are easily pleased,

the alternative is admitting they were wrong!

Merry Christmas! *hic*

*hic* Likewise

Some people are easily pleased,

the alternative is admitting they were wrong!

yes, because of her well handling of the flood problem along with her fellow members, she deserves the same fate as her brother

The flooding has subsided, Bangkok is flood free as proclaimed by the Democrat aligned governor. All in all, she survived a tough disaster and is slowly but surely regaining her popularity, as she directs the recovery from Thailand's worst flooding of the century.

I think it is grand that the PM can find time to go and visit a marginalized region and partake of the local customs. Her love and understanding of the nation is uplifting. She travels tiresly throughout the nation lifting spirits and sharing her warmth, charm and boundless love. How fitting that at this time of goodwill to fellow man and good cheer, that the nation's beloved and admired PM is doing just that. I'm sure you will join me as I extend my thanks to the nation's wonderful PM.

Have you been drinking ?

I thought he cut and pasted it, out of a Barbara Cartland novel?

yes, because of her well handling of the flood problem along with her fellow members, she deserves the same fate as her brother

The flooding has subsided, Bangkok is flood free as proclaimed by the Democrat aligned governor. All in all, she survived a tough disaster and is slowly but surely regaining her popularity, as she directs the recovery from Thailand's worst flooding of the century.

I think it is grand that the PM can find time to go and visit a marginalized region and partake of the local customs. Her love and understanding of the nation is uplifting. She travels tiresly throughout the nation lifting spirits and sharing her warmth, charm and boundless love. How fitting that at this time of goodwill to fellow man and good cheer, that the nation's beloved and admired PM is doing just that. I'm sure you will join me as I extend my thanks to the nation's wonderful PM.

Have you been drinking ?

I thought he was Ghost writing for Barbara Cartland?

Is he saying financially backing terrorists in Thailand is not a threat to Thailand.

Is there not a minimum level of intelligence to hold a ministerial job?

Not saying any one is six bricks short of a load just wondering.

W

Well you see, he owns the government at the moment,

so the current government thinks that THEY are Thailand,

and he is NOT threatening the government he owns,

so he's not a threat to Thailand.

Anyone else, well it does not matter if THEY feel threatened.

They aren't Thailand, they only live there.

See very simple.

Of course its very simple,he hasn't got time to be a threat to Thailand,even now as I type,I suspect he's honouring his statement :"I will make every Thai Rich in 6 months" and I believe shortly in the New Year,65,000,000 cheques,that he is now writing out, will be delivered by EMS First Class. Now when has he ever gone back on his word, and lied?

I also had a similar experience 3 days ago. I suspected a virus, but my anti-virus failed to pick anything up. I even ran a couple of virus removal programs and nothing was found. Fortunately Spybot Search and Destroy caught it. It was a worm, and could not remove it within Spybot's window, so had to delete the folder it was in. I changed my password as a precaution, and seems ok now.

Thanks very much to all of you,for your help,I will change my hotmail password.and try some other Anti Virus Programs.

although mine is a minor problem,it's scary how these scammers and phishing Con merchants can mess up peoples lives and businesses.

Its long past the time,when Jail Sentences should be handed out!for this kind of anti social practices. Lets say start out with 5 year sentences for online major theft, and start coming down for less major offences.

Maybe have a computer Tax/Levy,to build some more Prisons for this type of criminal trash.

So, they agreed with you that Foreign men are terrified of Thai men?

Yes.

So they repeated,what you primed them up for then!

I don't believe your theory for one minute,but sensible "Farangs" understand that Thais that lose their temper,often do not know where the limits are,and it's best for safety sake to walk away.

A generalisation perhaps,but no more so than your provocative post.

Effectively nothing will happen until you return to the UK. Then you will find it impossible to get a loan or mortgage or any other type of credit.

Better to renegotiate in my opinion but they are unlikely to chase you all the way to Thailand unless its a huge sum of course.

Edit: Just read the amounts. They won't be pursuing you over here. But you can expect plenty of unpleasantness and huge bills should you return.

As already mentioned, if you do nothing the debt will steadily grow and grow.

If your doing OK in Thailand why not send some token payments, to at least offset monthly interest charges so it doesn't grow any bigger.

OK thanks for your answers, I will call them and see if I can sort something out.

OK can anyone answer me what's the best bank for sending money back to the UK? Cost wise more than anything say I could get them down to paying the interest and it only costs me 4000Baht a month how much would this cost sent to the UK from Kasikorn bank who I bank with or should I change banks?

The main problem with credit card debts, is the exorbitant interest rates charged by the Banks,so you can pay interest only,which means the debt will never be paid off,so you need to be paying a sizeable amount off the original loan,as well as monthly interest.

Might be worth a try in offering to pay 10-20 % as a once only lump sum payment,in exchange for a clean slate,and cancellation of the debt.

Anything is worth a try in negotiating.

Had what looks like normal spam,and I wouldn't have given it a second thought,except this one had the email address of a very trusted friend,I emailed my friend to see if she had sent it and she hadn't.

So my question is how the hell did they know I would open the email,because it had my friends Yahoo email address at the top of the message?

and this is why it evaded the Spam filter.

Subject:A surprise chance for you.

A surprise chance for you.

i just got my favourite iphone from here

:<e 2007.com7

best quality and fast ship

i like it very much

come and see.

(as written and received)

Thaksin is a personality cult, Red shirts are an ideological cult, they can work together against a mutual enemy but it is just a marriage of convenience. In the same way the Yellow shirts, Democrats, ultra royalists and army can seem to be hand in hand but in reality simply share a limited number of common ideals.

I don't disagree with you and I think you're on to something, but what exactly is the Red Shirt's ideology. Is it printed somewhere? Is there a maifesto or party platform?

I had heard it was about no double standards but almost everything they do belies that assertion. So what DO they stand for?

Power and wealth,at any cost to Thailand!

What a load of crap. You issued his passport because you're in his payroll and are beholden to him.

And kept a straight face!

As Thaksin pulls the strings with increasing vigour, his minions will be reinvigorated with rebellious power. The storm is brewing yet again.

And spurred on with more Cash!

from the real OP: I actually don't have a 5 year old daughter - it's a figment of speech. I do have a 35 year old daughter though, and she does better than take bland photos, she actually breeds thousands of fruit trees - which have a tangible benefit for people.

Incidentally, I did some more thinking about Jackson Pollack, and am thinking perhaps he was underrated by the likes of me. I'd like to see the movie about him. I don't know if Pollack was thinking this when he splattered paint on canvases, but his type of art is different from other prior types (besides the obvious reasons). Here's why:

>>>> he didn't paint patterns. Think about it, most art is stuck with a motif that's repeated, in other words; patterns. Certainly true of nearly all architecture.

>>>> he didn't paint fill in the blanks. Nearly all artworks involve an outline which is filled with color, either flat or shaded color. Certainly much of Picasso's and Warhol's stuff was like that. But even the classical masterpieces were often made from tasteful slabs of color.

Pollack, like him or not, was possibly the first well-known painter to stray from those two painting methods mentioned above.

Good on all the folks who like Picasso. And yes I'm aware he was able to paint realistic renditions of people and things. Even so, I don't care for his stuff. Just my opinion. His contemporary (from 120 miles away), Salvidor Dali, is a different story altogether - true genius.

[/quote/]

Majic said:

Agreed: a Genius,

Never mind,even if his Surrealist work was often drug induced,for inspiration!

[/quote/]

Edit: Some problem with the quotes here,no idea what though?

The red shirts are not the problem and asking them to 'disband' is unreasonable. The real problem is the billionaire puppeteer and his politics of division.

They are one of the same problem,if either of the two were to go away,there would still be a major problem!

No Democracy any time soon,because neither Thaksin or the Red Shirts know the meaning of Democracy,to them both it's only Power (to get their own way) that counts,as their interpretation of Democracy.

They feed off each other!

@OP, no didn't buy a reject Picasso. (wish I could afford it)

I found the "my 5 year old daughter can do that" remark rather stupid.

I think you are getting rather confused,as to who you are replying to?

The answers to the 2 lines above are from 2 different Posters!

The thing I notice most about other people like this is that they NEVER ask you about you. They are so full of telling the world about them that they never actually meet anybody.

Thats very true,

and another common characteristic,all Bull Shi**ers have,is very poor memories,ask them to repeat the same story,a week or two later,and it will have changed completely.

Gaddhafi, Osama and Kim Ill all in 2011. What a banner year!

In Wine termanology,2011 truly a "Vintage Year"

2011........a bad year for dictators world-wide.

A good year for the people though, lets have some more candidates of a similar nature!

@OP

And you needed to share this opinion with us because:

1 - your daughter is the most talented artist there ever was

2 - you want to show off your incredible knowledge about contemporary art

3 - you are a bit jealous that this artist has more money in his bank account than you

4 - this opinion is very relevant and never heard before so the world needs to know

5 - you want to be the member of this forum with the highest amount of posts

6 - you are now the proud owner of this photograph but you are somewhat disappointed

7 - .........................................

the right answer wins you a trip to Tate modern

The answer to all of the above questions is NO,

and I have been to the Tate Gallery,so give the trip to someone more deserving,or treat yourself.

My Posting and views were intended to be of interest,if it wasn't of any interest to you,then no problem, seems like you are expecting a prize for third rate witticism, and not even a good Troll either!

You didn't buy a reject Picasso,as an investment,did you?