a familiar story, a lawyer friend was telling me of a similar case with a different health insurance company, they must love that, look for the undisclosed pre existing conditions when a claim is made
out of those i would guess food panda, but I don't save my credit card details online including Lazada, easy enough to type in each time. Eventually they will be hacked
but i recall threads on wrlife where they were accepting people with pre existing conditions, maybe a 6 month period first, you can't then reject claims
i posted just the two recent but i tend to take 5* reviews with a pinch of salt, same Lazada, some fake, some where people have paid premiums quickly and rate 5*. 1 to 4* tend to be much more useful
i only do annual blood test package to see whether my diet and fitness is working, at a lab. Every time you go to a hospital they measure blood pressure which would be evidence against you in the event of a claim, I'm sure
I wouldn't get their insurance, but I'm interested in following the threads to see how it pans out, anyone who has the insurance should have already done the proper due diligence but doesn't seem to be the case