One of the good things about thai insurers is you can go to court easy, not like some insurer in UK or remote island.
Luma is very similar to April, I'm aware of court case they had due to a similar claim denied
Windmill is now 220 for lady drink, 260 cocktail lady drink, the other day i offered a girl 100 baht for something, usually accepted, she wanted 500. The old guard have gone and the girls are greedy.
As for LDs it's a mugs game, always has been
I had it last year, i messaged the owner on a facebook post as the difference of advertising vs actual was laughable. He was in denial and all the fanboys started posting about the food there being good. He wouldn't post the photo though.
Just don't buy it again