BritManToo

The easy answer is not to tell your UK bank you have moved. They don't check, even if the new house owner returns letters. Been using my old UK address for the past 15 years, nobody seems to care. Best not to use a UK debit/credit card from your UK bank in Thailand as they will notice that. UK bank to WISE to Thai bank and nobody will ever know where you are really living.

Yeah, I've done it twice, lump sum taxed (withheld) before payment, then just fill in an online claim form to get it back. Took me under 2 weeks each time between filling in the form and being deposited in my UK bank account. But you'll need a UK address to claim your private pension as they do a UK credit check to confirm your identity. I initially tried claiming mine using a Thai address, and they said impossible without a UK address, so I told them to use my original UK address which worked.

So the answer is ......... control your spending so she always wants more.

Yes they do, but it's not a big part of your credit score. Mine says, "no entry on the electoral register" and suggests my score will improve if I register. Can't answer for tax allowance, as I'm UK resident, but it's 20% tax on taxable pensions not 25%. Suggest you use a different pension advisor if they can't even get the rate right. Really better to stay with a UK address, no proof of life forms, no problems with credit checks, can even use your last UK address as nobody ever checks (even if mail is returned).

UK Credit checks do not work for people without a UK address. Which affects claiming a private pension as well as opening UK accounts.

Just bought the new Kids 7" Paperwhite for 4,350bht (inc) from a Hong Kong dealer (4p store) on Lazada. Ordered on 2nd, delivered by DHL on 6th. https://s.lazada.co.th/s.th766 Just downloaded Stigmata from Z Library, get all my books from there or Mobilism.

I'll lower the tone a bit, Eric Vall - Magic Girls of Multiverse Inn 8 books of our multi-dimensional hero accumulating women to fill his harem.

Very common in Chiang Mai, foreign women in very small bikinis swimming and washing muddy elephants in the river at Mae Wang almost everyday.

How could they count the crimes of an undocumented alien?

1. Get her to buy the house with a mortgage, you make the 10% deposit and repayments (your risk is only the 10%). 2. transfer the money to Thailand in a year when you're here less than 6 months, so no tax payable.

She'll have Thai SS from her company so free, the only cost will be the standard disease testing for you which is about 250-500bht. My wife used the Thai government hospital, free (250bht for my testing), and the care was top class.

I don't understand all the hate directed to Russia, this has got to be the first time for 200 years where the general population aren't starving. Same in China, the world is overflowing with food and luxury items, be happy for them!

Holy poop ....... 400 quid for camping in the rain!

I was amazed how well stocked the supermarket was, 20 years back it would have been empty with 100s of people queuing. Russia has come a long way under Putin, I'm not surprised the people like him.

Speak for yourself, I ain't any part of your 'we'.

The complete Dr Who series torrent is out and about, everything from 1963 on, 145gb. I can't believe how bad the 1st few episodes were!

Pasties ......... These were mince and onion.

I'd prefer to have more pork pies and pasties.

My goal for 2025 is to live until 2026.

You stated in your usual offensive way that I had to pay for sex, I answered.

At nearly 70 it's hardly surprising no attractive woman would want to freely participate. But back in the UK age 22-52 married and faithful, then divorced at age 52 I had a 23yo, 40yo and 60yo on the go all at the same time, none of them were attractive and all a bit larger than I wanted. The 23yo kept wanting to stay the night, slightly embarrassing when my son caught us in the morning as they had gone to school together, the 60yo had been a model in London in her youth, and I enjoyed many meals with her along with romantic dinners by the fire, the 40yo owned the local pub and kept calling round for us to go out on the moors to round up her horses. I preferred their friendship and companionship more than any sex. I prefer to pay and actually have a young and slim woman that attracts me though for sex.

I now use Fis High, they have a great selection at 5-20bht. Previously I was using ca08, but their product wasn't as good. I've also purchased from 'bankru sa mhun prai', but a little expensive compared to fis high.

You judge us, and we reply. If you stopped looking down on us, we wouldn't need to keep defending ourselves.

Everyone pays women for sex one way or the other, Except for those that don't have sex with women.

I only buy gov min insurance, not sure what that costs on an EV.