Good luck, but that said....thinking you are in a tough spot and possibly out of luck. Never had any success with major financial institutions sending OTP to VOIP such as Skype or Google Voice. These numbers are recognized as VOIP and rejected, in my experience.
Also if you or someone were able to get you a US Sim Card, am pretty sure it would need to be activated in USA first before sending here. Not aware of being able to activate a US number abroad. And lastly....be certain to get a SIM card and plan that works globally. Some of the inexpensive plans/small companies are restricted to just the USA or North America.
Please keep us posted if something works or how you solve this issue.