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Everything posted by blackcab
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Are real people still posting here ?
blackcab replied to MrNatural's topic in ASEAN NOW Community Pub
Moved to the Community Pub. -
Large bulge under skin on my asscheek near the crack
blackcab replied to parafareno's topic in Health and Medicine
Moved to the Health Forum. -
Change of address on work permit
blackcab replied to Tayida's topic in Thai Visas, Residency, and Work Permits
Your post is unclear. Is it: a. Your current employer changing their place of business, or b. You are going to get a new job with a different employer If it is option b then you will have to submit a new work permit application. Work permits are not transferable between employers. The new company will have to supply all necessary company documents to enable the application to happen. -
I'm probably not supposed to say this, but I was warned by a time traveller that whatever I do, and for the sake of all humanity, I must not delete this topic.
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This topic has been notified here: https://aseannow.com/topic/1286218-reactions-an-update/
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Buses and Fares from Swampy to Pattaya.
blackcab replied to NoshowJones's topic in Thailand Travel Forum
An unhelpful post has been removed. -
Mortgage + death + farang
blackcab replied to Snugs08's topic in Real Estate, Housing, House and Land Ownership
Q: is it still the case the farang gets 1 year to sell it as farango can't own it? What happens at the 12 month mark if a firesale hasn't been achieved? A: Yes, the executor has 12 months to sell the property, assuming you are the beneficiary and your wife hasn't left the property to someone else. If a sale is not achieved then in practice nothing happens. The Land Office doesn't actively seek out such cases to enforce them. Q: If we take a mortgage insurance product that doesn't fully track the outstanding capital - either shorter duration or 80% of remaining value - what happens here? I need to continue servicing the mortgage somehow? do I still get one year? A: If the bank are aware of the death then strictly the mortgage becomes immediately repayable in full. The bank will often work with the estate though until the mortgage is fully redeemed. Normally redemption would happen on the day of the sale, whereby the buyer would prepare one cheque payable to the bank holding the mortgage and a second cheque to the estate for the remaining balance of the sale.- 1 reply
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Hircine
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Mask
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Industry Ministry seeks help to curb sugarcane burning
blackcab replied to snoop1130's topic in Thailand News
Punish millers severely for buying burnt cane and the problem would not exist.- 51 replies
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Condo prices in Bangkok
blackcab replied to Schnicnac's topic in Real Estate, Housing, House and Land Ownership
Perhaps in some areas such as Pattaya, but not so much in Bangkok. From experience there are very very few condo projects in Bangkok that get anywhere close to maxing out the foreigner quota, to the extent that discussion of the project's ratio isn't really a thing in Bangkok. -
Condo prices in Bangkok
blackcab replied to Schnicnac's topic in Real Estate, Housing, House and Land Ownership
I would agree when it comes to used units, but not so much new units. Since the BOT's tightening of lending criteria for mortgages it has been harder for many individuals to get a mortgage, which is where developers can assist is some small ways with new condos. -
Condo prices in Bangkok
blackcab replied to Schnicnac's topic in Real Estate, Housing, House and Land Ownership
You also have to consider that many condos are purchased with a mortgage, no different than many other countries. With a new condo the developer has a relationship with the bank who is financing the entire condominium project (and often other banks as well), so minor issues between the customer and the bank can often be smoothed over. Someone buying a used condo unit will have to deal with the bank entirely on their own, and that is just not as easy. For example you will need the unit surveyed to assess its value, whereas with buying a new unit the bank has already assessed every unit in the building, saving cost, time and allowing the bank to offer a "package" type mortgage. It's often not that people don't like used units, it's simply a case of finance. I guarantee that if I was selling 10 used units on Sukhumvit or Sathorn at an 80 per cent discount there would be a queue around the block. -
Creep
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If you are using a mobile device the name of the reaction is printed next to the reaction. This is difficult to mistake: If you are using a desktop device the name of the reaction is displayed when you hover your cursor over it.
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Do you have a 2 year Thai license or a 5 year Thai license?
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Safety switch activating same time every day
blackcab replied to tlcwaterfall's topic in The Electrical Forum
Do you have a device that is activated around about that time every day? Do you have a pump on a timer, or does a human always make a cup of tea or turn on a device at that particular time? Perhaps you could work out exactly what is powered by that circuit and narrow down any possible devices by using a process of elimination? -
A six-month trial testing the costs and benefits of a four-day working week across a number of different businesses has ended in success. Sixty-one employers across the UK took part in the trial, and were all keen to permanently implement the new work pattern upon its completion. A report assessing the impact of the alternative working hours found it had "extensive benefits", particularly for employees' well-being.
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Do check the title deed carefully, as you may possibly be in a situation where you have two different grades of land title on the same plot. I have seen land before where the land further back from the river was classed as NS4 chanote land, but the land closer to the river was of a much lesser title. This was because the land closest to the river was formed by alluvion, which would make you the riparian owner. As such you normally have the right to plant and harvest on alluvion land, but not necessarily to construct a building. I note from your plan above that you want to situate a house closest to the river, so it would be good to check. Make very certain that the land has the correct concrete surveying pegs in place and that there is no (or minimal) land formed by alluvion in the plot.
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Fixer for BKK DLT 5yr Expired Licence
blackcab replied to SuperSilverHaze's topic in Thailand Motor Discussion
@SuperSilverHaze What is the expiry date on your license? -
Paradigm
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This is impossible to say without reading the entire lease contract. Also you have not stated how long the lease is for, or whether the lease is registered on the back of the title deed. What I would say is that land leases are a specialist area. You really do need to completely understand what you are signing, and also the possible ramifications of the lease. You especially need to know how to deal with the lessor in both good times and bad.