Chivas

You could sit here all day and tomorrow and the following day for that matter trying to obtain a better bottom line than using Wise but you wont get one ! Appreciate you didnt ask that question but its the equivalent of dropping a £20 note on the ground and saying sod it I cant be bothered to pick it up HSBC will be the closest you get as a back up but they all fall short for one simple reason. Wise being the only provider that uses full interbank rates

Interestingly and clearly this wont be suitable for all but why not just redirect all post from your previous address when you initially move to Thailand Now I only came across this facility because I had redirected my own (within the UK) but hadnt read the full website I wasnt aware you could redirect overseas as well and whilst its not cheap at £275 a year I cant help thinking it would be useful for many different issues that arise More to the point I wasnt asked for proof of being at my original address when I did my own. Point being you always retain the UK address and whoever moves in would simply have no idea Edited in....as an alternate just use Boatmail which I've mentioned before

Ok whatever. You're moving the goalposts. Remove the word state pension and change it to income. The end result is the same Basic tax exemption code in uk is 1257L (£12,570) Anything over that (outside of tax wrappers) from whatever source gets taxed

No you misunderstand how it works with HMRC....State pension wont normally be taxed at source but forms part of overall income which is subject to tax where applicable

All income is totted up from all sources and is subject to income tax.....there are exemptions for example income arising out ofa ISA etc but the basic premise is all income is subject to tax outside of personal allowances

<removed> As regards your 2nd point why dont you add the rest of the quote that was in brackets and try again As regards the 1st....utter bollacks fella As recently as this year I have opened Chase Monza and Kroo accounts instantly after they (obviously) found me listed at my current address with HSBC and RBS accounts and credit lines via Cards with Halifax and Barclays Out....

Trouble with applying for new accounts is that the process involves initially an electronic check done in seconds basically which consists of "is there financial records or a listing on voters roll at applicant address" Only occasionally does that throw out a negative response which is when they start asking for Driving Licence or other hard proof of address At the end of the day you need to find a bank who either doesnt care (there wont be any under anti money laundering laws) or a bank that has no objection to a foreign address Better still dont red flag yourselves in the first place over existing accounts lol

Inflation falling and so is the Baht.....weakened sharply against the Benchmark this last month

The astonishing speed ofWise monies landing is even more electric currently I've always said that the monies are in the receiving account by the time I've logged in on the smartphone app I'd change that and say its even before I've picked up the phone. I've been pound cost averaging lately with Sterling well over 43. The speed of transfer (however it is done) is just insane cross borders

Dear oh dear.....Go back to my post and this time very carefully read what was written Off you go..... At no point did I claim I wasnt invested in the past, present or future. I stated that only the terminally dimwitted couldnt grasp that it was a complete and utter ponzi scheme

Course it is Only the terminally dimwitted would believe that photos of Bored Apes, Frogs and all the rest of the uber bollacks have hidden value No asset backing......one day these people will wake up and its all gone. ...........tell me who they are going to complain to ! Comedy Gold but sad at the same time that people can be taken it by this shight

exactly.............

Can you just not use the full website ??

Kids get pished on the impending proceeds.....................

If using Wise its 2 Million in one hit Around £46,200 at current rates

lol what OTP !! Despite all my transfers arriving in seconds down the years (bar one) I've never had to make use of one time passwords Seriously what are you guys doing !! Wise have not even got a number for me Is it because you're messing around on phones rather than using the full website (not you personally) ??

Like 99% of others across the world The 1% here on Asean and across other worldwide forums are red flagged for a myriad of reasons hence transfers take longer as checks required Simple as that Edited to add.....As in all these types of situations you only ever hear the gripes and not the 1000's of satisfied customers where monies arrive in seconds

Post prompted by couple of FB mentions that its relocated (again) to the original Soi 7 and down from where the old Eagle Bar is (or was) Originally in the location where the new hotel is now opposite Flipper House in Soi 7 with offshoot bar in the cut through between Soi 7 and soi 8 and also was located in Soi 8 itself for a while as well under the Baron Hotel or whatever it calls itself these days (from memory it was a Thai husband and wife team who had seperated and both wanted a piece of the existing action) Now supposedly in Soi 7 again ?? From the comments its literally only in the last few weeks ??

Whilst I was only 40 when it started your initial symptoms were exactly what I had and couple years later after exhaustive tests I was labelled with Fibromyalgia That was over 20 years ago and controlled with Meds successfully most of the time to this day

Yes 2% is hefty

No the facility is not available with Wise Not that I've used them but Dee Money seems to be a valid option

No In fact only a few days ago I did a sample comparison for somebody with £35,000

Losing around 1100 Baht on the bottom line landing in your account than via Wise

.......and yet as totally expected when you read the actual notes carefully (you did notice the entry "2" ) that is not the case No bank on earth is going to refund $200 a month lol. You know it I know and everyone with an IQ of 7 knows it (Edited to add....what a rip off savings rate they offer)

Why attempt to troll subsequently............