xylophone

NO.......what is being hauled across??

You post such absolute rubbish/nonsense that one has to wonder if you are quite "the full quid", or that you are so full of love for the orange clown, that this obscures your view of reality. Or maybe you fit into the category of voter education that Trump prefers????

Hmm......you have talking birds at your place!!! On a serious note, I'm thinking of getting some of these to put along a wall which runs outside of my apartment, because for some unknown reason a couple of large cats seem to like walking along the top of this wall and at 3 AM in the morning they make a hell of a din with their meowing, and I have been woken up many times by this noise, and I have to do something about it, and this could be the first effort.

Yes I wondered this myself, because they could make one hell of a killing with this "shampoo" if they were to buy industrial washing-up liquid in very large containers, very cheaply, then mix it with the kaffir lime and on sell the product........just a thought!

The knock-on effect could be felt in countries like Australia, South Africa and Chile, where low-end winemakers have been mixing fruit juice/fruit with the wine mainly to get over the tax/duties payable in the likes of Thailand, with some exporting it in bulk and others in bottle and cardboard casks. I look forward to seeing the end result with the better class wines coming down in price, and I will do my bit to assist the government in making up the shortfall, by buying more and expensive wines!

That is called, "croneyism"!!

I am investing in residential property Noob, but through two companies designed to 'protect" the investor via legal documents which mean that the company can acquire the property and sell it should the borrower default on an interest payment. Therefore the LVR (Loan to Valuation Ratio) is important, meaning that in the event of a default, when/if the property is sold there is enough to pay back the loan (my investment) and ensure some is left for the original borrower. I therefore look at properties with an LVR around the 50% mark. One of the properties I invested in was that of a retired person who had a house on a few acres of land and gained council permission to build a couple of houses on the land, however because he wasn't working anymore, no bank would lend him the money to build because he had no income, so in effect could not meet the bank's criteria for mortgage repayment, and that's when peer-to-peer lending can come into play because the money I put into it helped build a house, which was subsequently sold and the proceeds paid back my loan, and left the retired person with a profit. Hope that helps.

Trying to answer the OP's question about the investing year ahead will have a different meaning for different posters I would suppose. Those with an overall long-term investment plan (because they are younger) will be different to folks like me in my mid-70s who try to focus on capital retention. To this end I am about to cash up the shares in the only two companies in New Zealand in which I have invested, and which have performed very well over the years with overall growth of around 200%, and average dividends of 5.5%, and focus on fixed interest in the main. For a two-year term deposit I can get 6% and for a five year term deposit 5.5%, so investing in those two TDs will provide a healthy interest amount, then a lump sum in a peer-to-peer lending company which at the moment is paying around 8% pa, then leaving some in a low interest bank account for emergencies/everyday use. Even if the interst rates decline I will have enough from interest and capital on which to see out my years. I have calculated that the interest alone from my investments, coupled with my country pension, should provide me with around 1.3 million baht per annum upon which to live, and as I've already taken care of the 800,000 baht needed for my retirement extension, I don't see any obstacles. That is going to be my investing year ahead, and tomorrow will be the first day when I put it into action by cashing up my NZ shares.

As I still have a couple of months subscription on my Nord VPN, I tried it last night when wanting to view something on BBC iPlayer, but the BBC picked it up I was using a VPN, so no go........I switched back to Smart DNS Proxy and all was well, and I did manage to watch Bonnie and Clyde (again) after not seeing it for decades – very enjoyable.

No, surely not, you have to be kidding me......doh!!!!!

That is what Charles wanted to be........this from one of his "intercepted" telephone calls with Camilla. So only quoting the man himself!!

This seems to be one major aspect of this "war" which some posters here seem to forget – – that Hamas has been waging war against the Israeli nation for as long as I can remember (in one form or another) and the most despicable thing about this war is that Hamas deliberately hide behind civilians, uses them as cover and uses hospitals and homes in which to hide and carry out their atrocities. There was one post I read a couple of days ago whereby someone was up in arms because refugee camp had been shelled – – but what they hadn't mentioned was that rockets had been fired at Israel from this very same refugee camp, by Hamas! So Hamas knows exactly what it's doing and IMO sees it as a win/win situation for them. They fire upon the Israelis from the refugee camp and know full well that any returned fire will also kill Palestinian citizens, but they don't care because that's great publicity for them (anti-Israeli that is) and in addition, it probably reduces the amount of Hamas deaths, so again a win situation. They are despicable terrorist organisation and should be eliminated, and all the while that the fighting is going on, the fat cat leaders are living in luxury in Qatar and Lebanon – – what a bunch of r--soles. Despicable and total elimination of them would be a gift to the world.

"rational"................hmm, don't forget you are talking to poorly educated trump supporters, so "rational" and GOP is akin to an oxymoron.

Yes, and he seems about as motivational as a pickled squid...........one of many poor choices for a manager, and of players.

A wax dummy of a live dummy?? Should have made one of a tampon as that is what this twit wanted to be, to be closer to Camilla!!

No surprise as you said.................got to keep the wealthy alcohol barons on side, with possibly a little "donation" or two to help out! Pathetic.

Surely you don't believe that nonsense........or maybe you do? So perhaps the hundreds of thousands of innocent people who have been killed in Gaza & Ukraine, not to mention the millions in the DRC, Yemen and Ethiopia did not have these qualities, "tree of life are kindness, generosity, patience, peace, goodness, modesty, kindness, joy, charity, self control, faithfulness". Utter claptrap, and some.

I would have to agree with that, and the "decision" to leave was fraught with misinformation from many fronts – – such a poor decision IMO.

Jeez..........I know that Steve, and I have mentioned it before, although it's only a made up/fictional series, why would the author/creator decide to create someone as dirty/filthy/unwashed as Jackson Lamb? And supposedly working in a government department, although I'm sure that the creator would have a good chuckle at the posters on here who think, or who think that I think, that it's real! I'll give everyone something else to play around with – – Santa Claus doesn't really exist.

Agree, that's why I bought my Suzuki Swift more than 10 years ago now, and it's been great. Having said that, I did drive from Phuket to Hua Hin a while back, with an Aussie friend on board and it was a good and comfortable ride. Would probably buy another one when/if this one gives up the ghost.

No concerns for me as I have been using a VPN to play NZ Lotto for many years. I have a NZ bank account and credit card and the VPN does it for me......although I have never won anything big, just the occasional few dollars, so will be quitting the NZ Lotto because of this.

I had Surf Shark for a while on my other computer, but discontinued with it because it was not reliable, some days would connect, other days it wouldn't. I now use Smart DNS Proxy and they also have an addition called a Smart DNS Proxy VPN, which I downloaded (clicked on) and it gives you a selection of countries/servers to choose from, which was very handy for me because I wanted to get onto the NZ lotto site to check some tickets I had – – and it worked for that.

You don't say........................

No I didn't miss the description of the department he heads, and one of the reasons why it's called "Slow Horses". All the same it is a government department which he heads up and although he may not care about the Department, surely he has to care about his personal hygiene?? No point in going on about this because it's purely my personal viewpoint and in all of the other many detective series/police series/adventure series I have seen, no one has been this ridiculously filthy.

If only.................!!!