Presnock

when BOA dropped my account (50+ years) I joined SDFCU and after 4 years with them am very happy with their services, credit card too.

remember, add some ground blackpepper to enable the body to get the benefits of the turmeric

I only eat soaked oatmeal and their advice from different sources (easy to google soaked oatmean and apple cider vinegar) and on those different sources, they both talk about how the acidic ACV actually becomes alklinic when processed in the body - and their advice is to soak the oats with water, or nut milk and ADD ACV or lemon juice. I soak mine 24 hours every day. and for breakfast I add fruits, seeds, nuts, probiotic yogurt, tomato paste, spices, virgin olive oil, and berries - all recommended by Dr. William Li in both his books about healthy foods. Luckily, Thailand provides just about all the foods the Doctor writes about his research. Good health!

in reading about the soaking a the acid , they also recommend that one add appecider vinegar or lemon juice but to each, it is up to the one that will be ingested the soaked oats. .

right out of 2 years in VN, summer of 1968 out of service and bought a new 1968 Ford Mustang V8 289 great on gas, with that great Mustang roar. Drove it for several years 155J miles, working or govt and moving to Thailand with no a/c so traded it in on another medium sized car. Regretted my whole live. So 15 years later bought a used 1967 V8 289 that needed a lot of work which I did one winter and then as my daughter was graduating, I had for years promised her a new Ford Mustang for graduation just as I was getting ready for the the '67 to be painted and she aked what color are you getting it -RED I said and she then said she would rather have that car than a new one so - she still has it and won't ever return it! Just love the sound of that roar!

found a great sourdough seller at Robinson's Latgrabang mall near the Tops - like to melt one of the top healthy cheeses with fresh tomatoes

some indications that apple cider vinegar causes akalinic changes in the body vs acidic - I have been an oatmeal eater for many decades - i too is acidic in nature but that acid can reportedly be cancelled out by apple cider vinegar - I only eat "soaked" oatmeal, in almond or walnut milk plus 2 tablespoons of appple cider vinegar every morning and haven't had any negative affect whatsoever so plan to continue doing just that. I do note that I fast 18-19 hours daily and am never hungry ever so maybe that is one of the benefits most noticiable as my weight also is very stable without being overweight either. Good health to all and appreciate this type of info being passed around on the forum too.

I fortunately assigned here 50+ years ago, learned Thai fluently most of which by now is fading. I also after assigned here studied many other languages and had to re-learn my Thai when I retired here but like I said, it is fading. I think that 50 years ago speaking some Thai (not fluently) was necessary for one to get around as few people spoke adequate if any English. Now though Englsh is "taught" in most schools (poorly in my opinion) but adequate for many types of businesses, especially anything with foreigners so unless one is in a more remote area where few tourists roam, then I think that foreigners can easily survive for a long time here without speaking much Thai. I though do enjoy the occasional chat with a neighbor or someone I meet on a walk around the mooban or even in the shopping areas. I can still watch Thai news and understand what the news is about but I also realize that some of the vocabulary that I once knew well, has faded behind a lot of those other languages too. I also find myself occasionally filling in a word of the same meaning as the Thai word, but a Thai listening would query me as they wouldn't recognize that word but to my brain of course it wa all correct in meaning and I would laugh to myself just how dumb that must seem to the Thai listemer. With the current available Thai language at just about any level using computers or translators, one could easily learn or suvive with those translators, probably more easily than me. Best of luck to anyone wishing to study foreign languages - Americans are noted for being too lazy and willing to put forth much effort. Even the education system dropped a foreign language requirement around 1980 or so.

I think he changed that proise to "within the first 100 days"

Yessir, from what I have heard from forum users and TRD people and agents, the US DTA spells out more clearly on some issues. But hopefully the govt and TRD will treat expats nicely.

agree with you and I have watched it since the early 1950's. It most likely has been done just about forever but since the invention of tractors of all kinds, the burning creating pollution MUST be stopped

another excellent message for all - note different DTAs could be 100% different from others, thus ignore what one member that quotes with his country DTA unless you too are from that country. The only sure way to be aware of your country's DTA is to read it for yourself!

Since the tax in Thailand issue began many moons and messages ago, and since so little information has been forthcoming from the TRD, forum users concerned or not with the tax issue still continue to GUESS what the final situation might be in the whole world and like all the other offices i.e. immigration, traffic police, etc, every local office has its own interpretation of a particular law. All we can hope I guess too is for all to be happy with the final situation.

excellent information as some of us only know about our own govt regs so ignore what others might be looking for or provide something that is not universal in response to a question!

what the problem that some people obviously do not seem to understand. If you are in this country (Thailand) more than 179 days in a calendar year, you are the definition of a TAX RESIDENT. Now as a US citizen you are still required to file your income tax in the US with the IRS even though your country has a DTA with Tghailand so you should become familiar with it and read and understand what it says. i.e. NON repeat NON civil service pension can be taxed by Thailand , only US govt civil service pensions can be taxed solely by the US IRS and Thailand can tax state pensions or private pensions - this then allows you to get a tax credit from the Thais, lowering your US tax. I am unsure about all the remaining DTA as I am only concerned about my pension and what the DTA says about that. DTAs in ENGLISH or Thai are easily found on the internet! They are also within the English version of the TRD "www.rd.go.th.com"

Depends on the country's DTA, as US DTA says civil service pensions are only taxable by the US but that state and private pensions can be taxed by the county in which the US citizen is a tax resident i.e. THAILAND. We all have had the opportunity to link to the TRD many times and you are well aware of where it is or you can just google DTA for whatever country you want.

Well I think that is incorrect info being given in that the DTAs do not exempt all income uch as the US- allincome is taxable there by law if you are a US citizen anyway but some pension and other income is not protected by the DTA but is taxable by the Thais. Just read the DTA for your country and it should psecify what is and what isn't taxable by Thailand. But as this is TIT, thy might do as other places have too and not tax retirees at all in hopes of getting many to come there.

the lawyer from the TRD said in response to what happens if you should file but don't and the lawyer said and the other TRD official said, the best thing to do if not sure is to look in the rd.go.th and check as it specifies what needs to be assessable income. Then get a Tax ID file and the rd will determine if any tax should be paid or a refund if too much tax was paid. I thoughtit was pretty clear that if one has exempt remitted funds, no id or filing. They also said if one remits funds into the country but doesn't file, they must keep accurate documentation in case the rd asks them about those remittances. My case is easy to do in all aspects and I remit quite a bit each year all exemt and I have yearly documentation proving just that it is exempt so I am not worried at all.

iF you have an LTR, all foreign income is remitted tax exempt, and if the pension amount is below one's country's tax chart, then no taxes are paid to the home country yet the money does not meet assessabel amount so no tax id or filing is required on those funds remitted.

See my above, TRD officials, one a tax lawyer too in the expat interview claim that this is not true!

Obviously either a misquote or wrong translation of the quote. Havng listened to the RD officials on the expattaxthailand interview, not all expats/foreigners will have to file for taxes on remittances if those remittances are not assessable by the TRD criteria. However, I do guess that at some point if the govt follows what Taksin wants i.e. negative income tax for all of Thailand then expats as well as poor working Thais will be required to get a tax id number possibly and file so that the poorer Thais can be more free money from the taxed richer folks. This is only my opinion of course and since TIT there are a lot of other possibilities.

from some of the comments, absolutely none!

a lot of guessing throughout but TIT and, your guesses are as good as all the rest. I do hope that for the majority of expats here, the govt realizes the value of long stay retirees and other foreigners.

depends if it meets the necessary amount to be assessable as some anuaties do not pay a whole lot of money.

amen!