
Banana7
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What can be done to make Thai Roads safer?
Banana7 replied to Scott's topic in Thailand Motor Discussion
Enforcing the laws, rules and regulation will go a long way to make the roads safer. Plus increase the fines along with introducing minimums for violations. For example, reckless driving max. fine is about 3,000 baht. It is up to the officer investigating to decide the amount. I have heard that the fine is only 500 baht in Pattaya if a pedestrian is struck and sent unconscious to the hospital emergency department by ambulance. This amount is ridiculous. Reckless driving causing bodily should have a minimum fine of at least 10,000 baht especially hitting a pedestrian. Hitting a pedestrian in a crosswalk max. fine is 4,000 baht, but there is no minimum. There are reports in Pattaya, if a video is brought to the Police station showing a vehicle driving through a red light, the police will accept the video but do nothing afterwards. One excuse is that the driver needs to charged not the vehicle owner. This loop hole needs to be changed so that the owner is charged unless the real driver comes forward and admits driving at the time and location of the violation. -
My Canadian passport has no more blank pages so I have obtained a new passport while in Canada. I have a OA non-immigrant retirement visa and many extensions, the last one expiring in February 2024 and a multiple re-entry permit until February 2024. Upon re-entering Thailand, I understand that both old and new passports need to be presented to IO who should stamp the new passport allowing me to stay until Feb. Could someone clarify the next steps to only have to carry the new passport? Should I take the attached completed form to Jomtien immigration a few days after arrival? Do I have to go to MFA in Bangkok to transfer the original OA visa into the new passport so that I can continue to do extensions with only the new passport? 5926ab6c8f4d1_Tranferstampsnewpassport.pdf
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I know of several gentlemen in their 80's that have girlfriends in their 30's. These ladies are slim nice looking. The gentlemen are not rich but can afford to take care of a Thai woman. So if you are in your 70's and can satisfy a woman, hopefully you can handle a forty old. Try it, what do you have to lose?
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This is a good point. The seller should qualify the buyer before entering into a purchase and sale agreement. Ask to see proof buyer has the funds, and also their government issued ID and anything else that may be required to successfully complete the transaction. Match the ID to bank book name at a minimum. The buyer should obtain the final payment bank draft several days before the closing date. Note that a foreign buyer must have documentary proof, which must be provided to the land office, that the purchase funds were transferred from outside Thailand. I am not sure if the transfer amount is the purchase price or the land office valuation of the property. Buyer makes several photo copies of the bank draft. A copy should be provided to the seller several days before the closing date to confirm that it is complete and correct. The seller should take the copy to the bank and verify that it is legitimate. On the closing date, buyer shows the original bank draft to the seller and if seller agrees the draft is complete and correct, matching the previously provided photo copy, the documents and fees are handed to land office for transfer. Seller must provide debt free letter from the condo juristic person, stating the condo is debt free. The land office will prepare a transfer document, if the land office agrees to the transfer, that both seller and buyer must sign. Once the land office has finished processing, the chanote comes to the buyer for verification, and if correct and complete, buyer hands final payment, the original bank draft, to seller. Nobody leaves the land office until both parties are satisfied. These last few minutes are crucial to successfully concluding the process. Hopefully there are no surprises. Land office doesn't provide escrow services. Both buyer and seller need to be personally physically engaged in the transaction at the land office, not sitting in a lawyer's office waiting for the law clerk to return with all the documents. An important point is that if the buyer is unable to complete the transaction on the closing date, normally the buyer forfeits the deposit to the seller. Buyer may misspell the seller's name on the bank draft, or doesn't have the original external funds transfer proof, etc.
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The final payment should be done in the land office, not in a lawyer's office or elsewhere. The land office will examine and modify the original chanote. They will also issue a document stating the transfer of title between the buyer and seller. The land office also updates their own records, checks for encumbrances on the property and collects the transfer tax. The land office probably won't do all of this if there are issues with chanote or the title according to their records. I highly recommend the buyer watch the process in the land office, look at everything and ask questions if your don't understand what is happening. Thai lawyers may not be protecting their client's property or interests adequately. The buyer must personally participate in the transaction at critical points in the process and verify documents.
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My first post in this thread, had several important points for the buyer to do before handing over the cash. Many lawyers may not be protecting their client's money and interests sufficiently. I highly recommend any buyer not sit back and expect the lawyer to do everything for you. The buyer must be actively engaged, at critical points, in the transaction. Don't trust the lawyer! to protect you and your money. Always, see and copy the original chanote before signing the agreement. Do not accept a copy of the chanote. On the closing day, always examine the chanote has your name in it and the document from the land office also states the transfer has been made, before making final payment. Never give the final payment to the seller until the chanote is in your (buyer) hands along with blue book. Your name will be in Thai language, so have your lawyer, or an official certified translator, translate your name into Thai well before the final payment so you can personally verify your name is in the chanote. Sometimes the land office will refuse to transfer a condo into foreigner name because foreigners already own 49% of the condo building/complex. There are other reasons the land office will refuse to register the transfer.
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When buying here are some simple instructions that can save you a lot of heart ache. This is not complete list and others will have more recommendations. The purchase and sale agreement must state the purchaser will receive, upon the closing date at the time of payment, the chanote with his name on the chanote and registered so, in the land office and must receive the blue book and perhaps, the yellow book, if there is one and the property is vacant upon possession. Failure by the seller to close on the closing date, seller must return double the amount of the deposit within 3 days. Always ask to see the chanote and copy it before signing the purchase and sale agreement. Get copies of government IDs from everyone involved in the purchase. The current owner is listed as the last owner in the chanote. If the seller can't produce the original chanote, not a photo copy, do not make a deposit. if they can't produce the original, walk away. Go to the land office with your lawyer and ask if there are any issues with the property and transferring it to a foreigner. The lawyer must conduct all due diligence. There are lots of little details the lawyer needs to check. Check with the condo office if there are any issues and get copies of the latest condo financial statements, before signing the purchase and sale agreement. When making final payment, which should be at least 90% of the sale price, in the land office on the closing date, only give the bank draft to the owner when your lawyer says your name is on the chanote and you physically receive the chanote and blue book. Have the owner sign a photo copy of the bank draft saying they received this payment. Many times foreigners are too trusting when making real estate purchases. Educate yourself before buying!
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Wise v Deemoney
Banana7 replied to poppysdad's topic in Jobs, Economy, Banking, Business, Investments
I have started having problems with Wise. Their 2 step authentication is pain in the A. I change my phone number a number of times in a year because I visit different countries and have new local number. Every time I change countries they want me send a photo of me holding my passport. The photo is clear, no glare, complete in all respects to their specifications, but they always have an excuse for rejecting the photos and make me send at least 4 or more photos to change my phone number for the 2 step authentication. Last time I sent a photo that was 30 seconds old but they said it was a photo that was previously sent. Next issue is that the limits set on the card are far too high. They don't allow the limits to be set to what ever the user wants. -
Arrested for Overstay by Immigration Police
Banana7 replied to Banana7's topic in US & Canada Topics and Events
Apparently you don't understand the cause of his overstay. The cause is that the Embassy failed to provide timely services such as renewing the passport, and providing consular service upon arrest. He didn't botched anything, the Embassy staff botched everything. I know reporters are interested in his story, CBC has already expressed interest. -
Arrested for Overstay by Immigration Police
Banana7 replied to Banana7's topic in US & Canada Topics and Events
Why do say that? He started the process to obtain a new passport in November 2022normal processing time is less than a month, and this was what the Embassy said. No new passport by February 2023 and no emergency travel order either. -
Arrested for Overstay by Immigration Police
Banana7 replied to Banana7's topic in US & Canada Topics and Events
I am happy to report that my friend was released from IDC BKK, got an emergency travel order, flights on Japan Airlines from BKK to NRT to YVR and landed in Vancouver Canada yesterday on May 13. Now I waiting to see what he does with news media and investigative reporters. -
Banks Considering New Fee Structure to Align With Operating Costs
Banana7 replied to snoop1130's topic in Thailand News
Quebec can have their own rules and fees. Sure you can pay fees but if don't want to pay, then there are options to not pay. I don't even pay fees on my US$ checking account with a Canadian bank. I am in Ontario . -
Arrested for Overstay by Immigration Police
Banana7 replied to Banana7's topic in US & Canada Topics and Events
You may be right, maybe info is missing from this story. I can only say, I have posted what he has told me. He did have a lawyer for the court sessions. I don't know why the lawyer was unable to stop his transfer to BKK IDC, other than it was done very quickly at night. Maybe immigration was pissed-off that the Judge was too nice and sympathetic to his situation. CBC have already indicated to him, they are interested in his case. They should be able to uncover any missing pieces and conduct interviews with government officials. In my experience with Embassy of Canada in BKK, has been less than satisfactory. The Thai staff lack English language skills and comprehension, seemed confused when trying to answer simple questions, and displayed to me other undesirable unprofessional behaviour and attitude, too numerous to list. In my opinion, the quality of service at the Embassy of Canada in Bangkok for Canadians is an embarrassment to Canada compared to services provided in Canada by Service Canada. -
Banks Considering New Fee Structure to Align With Operating Costs
Banana7 replied to snoop1130's topic in Thailand News
In Canada, ATM cards are free, no cash withdrawal or deposit fees. Free counter service for deposits and withdrawals. No fees to pay bills by automatic withdrawal, like for electricity, gas, water, condo fees. No fee to pay a bill like a credit card bill through online banking. So the part that says "Thailand is the only country in the world that does not charge a fee for digital payments." is complete BS - typical Thai Banker talk. -
Arrested for Overstay by Immigration Police
Banana7 replied to Banana7's topic in US & Canada Topics and Events
Yes, it is possible that Embassy staff "lost face" for their gross incompetence. -
Arrested for Overstay by Immigration Police
Banana7 replied to Banana7's topic in US & Canada Topics and Events
He will go to the media in the near future once he returns to Canada. He had flights to leave Thailand on May 12, approved by Thai immigration and Global Affairs Canada (GAC). But the Embassy canceled the flights because they couldn't prepare an emergency travel order (ETO) before the flight. Embassy said it would take at least a week to prepare a ETO. Thai immigration were dumbfounded as to why the embassy would require such a long time to issue a ETO and also didn't undertstand why the Embassy approved the flights if the ETO couldn't be produced in time. I complained to my MP, who is in contact with GAC, and suggested GAC phone the embassy staff and coach them through the process of issuing a ETO. He now has approved flights for 13 May and should be on his way to Canada. I am still waiting to hear if he has arrived in Canada. He may have pissed-off the embassy staff by confronting them with their lies about the timelines for renewing his passport. He started the renewal process in November and had been promised a new passport in less than a month. He called the embassy frequently and still didn't have a new passport by February. The embassy was fully aware of the consequences for a foreigner not having a valid passport and not having permission to stay in Thailand. He suspects the Embassy contacted Thai immigration and had him arrested. -
Go to the Kwaeng Court, and file court ordered mediation. This has produced results for me. In most cases, this should be your first stop in the sue process. If it doesn't work, the provincial court will look favourably upon you in that you tried to avoid the court and wanted a serious negotiation. What is the reason for suing?
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7/11 stores will take your coins and give you notes. But the coins need to be counted.
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Arrested for Overstay by Immigration Police
Banana7 replied to Banana7's topic in US & Canada Topics and Events
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Arrested for Overstay by Immigration Police
Banana7 replied to Banana7's topic in US & Canada Topics and Events
He had another court appearance several days ago. The judge released him and said he had 10 days to resolve the matter with the Embassy. He went home. A few hours later, immigration police arrived, told him he had 1 hour to pack his bag and the they were taking him to BKK IDC. An hour later, he was in custody, being transported to IDC BKK. Today he is now in living in hell, BKK IDC. -
Arrested for Overstay by Immigration Police
Banana7 replied to Banana7's topic in US & Canada Topics and Events
I call your comments BS. Everything I have written is true. The Embassy of Canada in Bangkok and the local staff they hired are not for competency, or skills. The local employees are an embarrassment to Canada. -
Arrested for Overstay by Immigration Police
Banana7 replied to Banana7's topic in US & Canada Topics and Events
He did call Global Affairs Canada emergency help line In Canada multiple times. It seems they have no clue what is actually happening in the Embassy and believe everything the Embassy is telling them.