1. I wouldnt lose 1 million baht to my gf
2. When I invested in my gf now wife, I already written those expenses off as potential future investements and for the first 5 years very expensive rent, payment for chef, cleaner, lover, visa agent, partner in crime and more. After 10 years very cheap rent and payment for a great partner in crime. 20 years on the bonus payment side, since she is now making her own money and contributes to my life expenses.
3. Land prices in Thailand exceeds all our investments costs, including, houses, maintenence, cars, motorbikes and pay for parents who now run our small farm which makes a small income.