Ralf001

Why should my employer cover the bill... not their fault this insurance company denied claim. The bill I might add, my employer paid it, I was in a medically induced coma when moved to another hospital.... bill had to be paid before the hospital would let me go.

yeah the pre-existing thing is with pretty much all private health policies, common knowledge to all. How did this insurance company know my history ? If I had a inkling of an idea my pneumonia would be denied due to a mild stroke years ago.... I would have gone to a govt hospital. I now know my "private health insurance" is worth less than the plastic card in my wallet. will take me atleast 12 months to pay back the 500k I had to borrow to pay the bill.

I asked one of my ICU nurses if she needed "support".... she declined.

I renewed my work permit 3 weeks ago (Chonburi BOI one stop), it has no address. I asked to have either my home or work address added, the answer was "cannot". Highly annoying to have to get residency certs when ever I deal with a Gov dept that requires proof of address.

I did not speak them in person, on phone or email. HR manager handed me a business card size piece of plastic not long after starting employment, he said "this is your work funded private insurance, show it when you need to". I did not disclose my medical history to HR manager.

Not sure how they know but my initial 3 month hospital stay this year was in a private hospital that should have been covered by my work supplied private cover. That insurer denied payment after 3 days citing pre-existing conditions, I had disclosed nothing to them or my employer so they found out somehow. I had a minor stroke 8 years ago, covered by insurance at BPH.... different insurance company. Somehow they linked a stroke in 2015 to the severe pneumonia I was suffering in 2023...... and thats why they denied claim.

The rapidly descending barrier...... did its brakes fail ?

The 30b scheme..... The government does not cover the costs ?

Get a couple of local girls (18+) set up on regular rotation. There is some entertainment and exercise !!

The hospital I attend once a month it is compulsory, not a courtesy. No mask no entry and yes security on the door enforce the rule.

Half a dozen of us expats did that a few years back in soi 6...was a slow day so we pitched in for a 4hr bar lockdown !!

Spent 3 months in hospital this year. Cannot fault the service received, nurses went above and beyond IMHO. Initially changing nappy every time I had a movement (confined to ICU bed on a ventilator) then to changing colostomy bag when I had a large intestine bypass. When I finally made it to general ward I did have to pay extra for additional rehabilitation visits (Bt.1000 per session)... my choice as I was not allowed to leave until I could walk. Rehab 3 times a day got me outta there in 2 weeks albeit using a walking frame.

Depends really. Some days I smile, others I stab them in the face with a broken beer bottle.

Dig until you reach china... Then back off a bit. Serious answer though.... as deep as you can, shallow ponds get toasty warm in Thailand's hot environment and the fishes like to get down low into the cooler water.

Whilst I love my lawn (meh at gardens, they are the misso's thing)..... I'd really like to remove lawn and replace with swimming pool. Misso says NO.

Not good news at all. Costing me a fortune to keep the lawn and gardens watered.

August 1st is not is not a public holiday on my work calendar. But have already applied for annual leave 31st and 1st. Love me a 7 day weekend !!

Nope.

Light up a ciggie.

One needs to see a doctor if they are not doing a clean pinch.

I think it really depends on what refrigerant was used. The owner may have cheaped out and had the system filled with propane/butane/ethane, once the oil leaks out of the compressor the spinning bits get real toasty.... Boom !!

Oil leaked out of compressor. They then run hot and explode. Never seen happen it myself.

But mine is different,

Defo available OTC.... but you need to know the secret handshake.

I have a hip saddlebag, similar to this without the live to ride wankery.