Liverpool Lou

Doesn't matter if he is found, RTP can't do anything if he's not found in Thailand.

How do catfish get "pumped full of chemicals" and what chemicals are they?

"I said, what if I'm out of the country?" Why did you say that? If you were out of the country and they could send you a statement to your registered address, how would you get it, not being in the country?

A fractured skull, needing operating on twice is "fine"? Right.

You know that this is a forum, yes?

You can say that again!

Hmm? Can you read? That photo was taken a few weeks after the accident, according to the accompanying caption.

His injuries sort of indicate that the chances of his wearing a properly fastened helmet are probably zero.

It's not on the donation list and you needed to tell everyone?

"Insurance Companies are the biggest legalised Scam on our planet". Really?... https://www.unbiased.co.uk/news/financial-adviser/5-startling-facts-about-insurance-payouts#:~:text=So how much do insurers,policies were accepted last year. "Travel insurers paid over £1,042 per claim in 2019/20 and the claims acceptance rate fell to 83%". https://www.abi.org.uk/data/

Barely a scratch? Apart from the fractured skull.

His choice, none of anyone's business why.

Saying "idiots club" is going too far. Millions of people ride motorbike every day in Thailand. What happened to him could be a legit accident Doesn't matter if it was a "legit accident" (whatever that is) or an non-legit accident, if he wasn't wearing a helmet he's still a member of the idiots club by definition.

Undoubtedly, due to it not being covered by the policy. That's something not to forget, either.

Search the insurance industry's pay-out record, it takes seconds to do. "...just a nice warm fuzzy story from a random person on the internet" No, facts from anonymous people with industry experience on the internet versus uninformed opinions from anonymous people with no industry experience on the internet that choose to dispute the overall claims evidence, despite the ease of checking it! Here's one source, there's many others... https://www.unbiased.co.uk/news/financial-adviser/5-startling-facts-about-insurance-payouts#:~:text=So how much do insurers,policies were accepted last year. "Travel insurers paid over £1,042 per claim in 2019/20 and the claims acceptance rate fell to 83%". https://www.abi.org.uk/data/ Do you have any evidence that disputes these facts? And quoting a couple of individuals' denied claims isn't representative of the whole industry.

So good that you asked it four times!

Publicise what happened to him and hope that some people take note of the possible consequences and do not opt to join the idiots club.

What evidence was presented ? Personal, first hand knowledge presented by the poster. What he said was 100% correct and that is based on my own personal, first hand knowledge of the insurance industry. You may like to Google the percentages of insurance claims that are paid out by all areas of the industry...it is very high.

About time a rational, evidenced comment regarding insurance claims was posted here, well said.

Garbage. Why should insurance companies be responsible for uninsured incidents and the uninsured? They have no more obligation to do so than you or I have to pay for this man's medical expenses. Have you any idea of the percentage of insurance claims overall that are actually successfully paid out by insurers?

Perhaps his traumatic head injuries suggested that he was not wearing one, perhaps there was no helmet found at the scene, perhaps it was reported that he wasn't wearing one.

Nonsense, you are making baseless assumptions. 191 accesses all emergency services, via RTP, just as 1669 accesses EMS ambulances, those EMS first responders are trained and they do wear medical attire.

1) Accident reports do not have to be presented to AN posters. 2) Police do not always attend traffic accidents in Thailand.

Or, more accurately... Yet as so many people do, he possibly didn't read the policy conditions, printed in normal font, specifying the conditions that would have given him the extra cover for a relatively low price. "...the very small print..." Jesus...now some posters are suggesting that the "small print" (that does not exist in insurance policies) is now "very small print"!

No Why, what would be so difficult about it?