Liverpool Lou

There's a difference between a productivity bonus and a "bonus for successfully denying claims". I worked for a large UK insurer and also had a business as a broker.

Health questionnaire... https://www.cignaglobal.com/dvc-pdfs/CLICE-EP19/en/CGHO Application Form Broker_EN_09_2020.pdf?elqTrackId=6a8f5f2511d44710b9f842a67a04a3f5&elqaid=804&elqat=2

Complete nonsense.

Insurance agents (employees of the insurer or brokers) do not make those decisions.

Why not post that a fifth time? What is an "open-ended policy"...did it guarantee cover regardless of age; which insurer?

From the very clear first sentence, in bold, of the OP... "...after a catastrophic cycling accident..."

What's the relevance of that, in this case?

Actually, it does not. "...after a catastrophic cycling accident".

What do you think the chances are that they were referring to travel insurance?

Specifically reported in the OP... "During the visit, a Thai man claiming to be the project owner confronted the journalist". This being Thailand there's probably a 99% chance, statistically, that the developer is Thai, anyway.

They wouldn't have an issue in an emergency if they didn't park improperly in places that resulted in clamping/locking! "There could be ... any number of reasons a person needs their car". There are any number of reasons a person needs to park properly.

Accusing the Op of fabricating a thread is somewhat cynical don't you think ?... you may want to consider stepping back from being yourself sometimes LL... there's no need to start accusing the Op of telling lies - Op has no reason to make this up. No, it's not being cynical but, so what if it was, is cynicism outlawed here? My comment was an observation and you may want to step back from telling others what to post. If an OP makes no sense there is no reason not to comment about it. How would you ever know that the OP has no reason to make it up when this forum is full of so many obviously fanciful and fabricated stories?

Oh, in that anal mood Orgin again Orgin? I'm not "Orgin", you must be confusing me with another poster but I'm happy that you, apparently, found your own unintelligible comment so hilariously sadly amusing.

That's usually the case with single mothers.

"Is locking", i.e. doing it multiple times, or "has locked" it once ? Why didn't you just take a photo of it on the brake and post that instead of going to the trouble of downloading a pic from the internet? Is it because there isn't really a padlock on your bike, perhaps?

"...cut the chain link". Chain link?

Great idea to inconvenience other innocent people.

Jesus frigging Christ, dead bodies turn up daily in every country. Thailand comes in at No. 90 on the list, it's nowhere near the worst..

It didn't say that they lost him.

So, what's the relation to above? Reckless/dangerous driving.

Those are regular alcohol sales-free days, there's no need for it to be a news item every year.

Where was that reported?

Absolutely no evidence to support the truth of that statement at all? Absolutely didn't say that there was.

They're always here.

You are delusional, any national's embassy or consulate will provide assistance to their citizens in the case of a missing passport.