Liverpool Lou

Unfortunately, your wishes do not overrule the probate laws. All assets should be frozen by the bank on death of the account holder, removing assets before advising authorities/banks of the death is theft and fraud. You need a lawyer who can tell you what is legal, not what could be done.

The legitimate answer is probate!

A will and probate do that. Bank account assets are supposed to be frozen by the bank after being advised of the account holder's death until probate has been granted then the funds can be disbursed. The wife can't just charge in and take everything.

His account does not have an ATM card but which ATMs would allow B800k to be withdrawn in one transaction, anyway?

Why don't you read the OP?... "The Account is in my name only -has no debit card so bank teller withdrawals only". Regardless, your suggestion would be theft and fraud if she did it after his death.

Garbage. Assets of the deceased do not just disappear but he would be dead anyway so there'd be no one to kiss it goodbye assuming your assertion had any accuracy at all.

Best to try the Doesn't Exist Bank, sorry.

Regardless of its sort code, WIse is not a bank.

Well that could explain why you've not been bothered, so far, by your bank's regulations. As an ex-Lloyds, Nat West and Citibank employee that consideration that you have wasn't extended to me.

That is happening now and has been happening with most UK banks for non-residents' accounts for years, it's just that because your bank has not yet applied the rule to you (yet) as an existing customer, you have not been aware of it. Your UK banks can close your accounts anytime they choose.

Not the account closures - and the ban on non-residents is only in 'recent' years. Yes, it has, for years UK banks have been closing accounts held by non-UK residents (excluding EU residents).

The regulation already applies to all expats with UK bank accounts who are not UK residents.

Oh.

Did you see the word"real"? Yes, I did, it's not travel insurance of any description, "real" or otherwise, it's (real) accident insurance, two very different policies.

Perhaps you should wait until the legislation is law before you make fake bookings to a country were the fee isn't yet law? When it is law, perhaps the questions will be added.

Who knows, it is not even law yet.

All illnesses will be excluded, the proposed cover is for accidents, not health/illness.

It's not "travel" insurance, it's accident insurance in the proposal.

It's proposed to be accident insurance, not "sickness" insurance. Accident insurance covers medical expenses incurred as a result of an accident, that's all. It will be for 30 days cover, as the OP stated and for arrivals by air, as the OP very clearly stated.

That's why it is referred to as accident insurance, not health insurance, two completely different types of policy. No one's going to get health insurance for B300!

C'mon, you're doing that "sensible" thing, this is Thaivisa, it won't go down well with the usual suspects!

Great idea, why not risk not being allowed to board the flight?

Is your spouse a foreigner in Thailand?... "The planned 300-baht tourism fee is now expected to apply to all foreigners..."

Perhaps her parents/family/friends should have warned her about the stupidity of illegal online gambling before it got as far as it did?

No different from Top's, Robinson's or McDonald's way of naming businesses.