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KhunLA

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Everything posted by KhunLA

  1. If you want to be fair ... actually fair to everyone. No deductions, and simply pick a flat income rate. Those that think the rich don't pay enough, fine, pick their rate. A flat tax of between 25-37% ... across the board, no exceptions. I would have loved to pay 25%, or have everyone pay 37% .... pick one. Everyone pay the same, that's called being fair.
  2. That would be about the worst thing you could impose on the rich. I got mine, enough for me, so I stopped earning. Doesn't affect anyone. Now Gates, Bezos or Musk, get their homes & 2M savings. Why bother continuing, close down MS, Amazon, Tesla, Space X. Getty got his, why bother drilling more oil. Rothchilds got theirs, close the banks & mortgages end. Ford ... I think you get the idea. Industry & commerce would come to a screeching halt. Along with farming and food distribution. Along with apparently 79-97% of your income tax base in the USA. Not to mention, loss of all the income, to the not so rich, that are employed by the companies the rich have built up. And their income tax base, all loss, since no jobs to work. Talk about a negative butterfly effect ????
  3. https://decogreenenergy.com/index.php/th/ https://aseannow.com/topic/1183238-electric-motorbike-any-opinions/page/3/#comment-18286694
  4. Bangchat will issue one to non-Thais.
  5. My retirement here is about the same as it would be in the USA ... BUT ... probably a bit less pocket change, and healthcare if needed would use up my oops fund a lot faster, even though having Medicare A & B. As what that cost, I doubt if I can get that sick here/TH. Plan B ... $2000 / ฿70k a year. Not counting the deductibles, that cost more than the meds here ???? Along with the Q to see the doc, for the referral to see the specialist, to Q for that, and if hospital stay, Q up for that, with huge deductibles all the way. All total, more than instant, accessible treatment here/TH. At the same price, without the need for monthly B premiums. 3 years here, and about ฿300k less spent, since no premiums, to have Medicare & see a doc, and I haven't spent that much here yet, with the couple med oops that I've had. Including check up to monitor things, which wouldn't happen in USA. Posted earlier, EKG here <$6, USA, start of $525 / 10 or 20% deductible, $50-$100, beside the 2 doc visits w/deductibles, maybe $40, So, cheapest 100-150 dollars, plus wait time, for a < $7 visit for the test here, all in ???? Actually, todays $$$, I've been here 23 yrs, so say 20 X 2000 = $40k USD, Plan B would have cost me already if I retired in USA, all things being equal. I can't get that sick here. So I'm ฿1.3M ahead already, by living in TH, and not have Plan be for past 23+ years. USA ... NO THANKS
  6. USA can feed & fuel itself. Already a 'service industry' workforce. Could easily convert to manufacturing again. Just more profitable now to outsource it.
  7. I'm not at poverty level, but I also don't even need to file a tax return. Too poor in the eyes of IRS. Debt free, with ridiculously low 'mandatory' monthly outflow: ... ~฿150 for water ... ฿27 conx fee to PEA (solar) ... feed ourselves & dog ฿10k Other monthly expenses revolve around unnecessary transport cost. Unnecessary, as everything needed is within walking or bicycle distance. ... car & scooter (EVs) ins, registration maintenance -฿2000 ... home & phone internet/call service <฿1400 My pittance of a company pension covers that. My Soc Sec is enough alone for Ret. Visa, if wanting, I could actually save all of that. Though we do fail miserably trying to spend it. Damn CCs. Obviously took a few satang, to be mortgage/rent, car/scooter payment free. Quick ROI, especially since banks don't give much of anything for saving. So spend it, as worth more today than tomorrow, if saved.
  8. Thicker nap roll on brush will accomplish that. Thinner nap will give more flatter, smoother look. nap sizing Foam brush for no texture at all, or brush stokes a hair brush will leave. Tapered end of foam brush makes for easy cutting in molding. Once use to it, don't need masking tape, and saves a lot of time.
  9. Think the difference being, the damage caused when the Andaman gets piss'd off vs the damage the Gulf will do. Suspect zoning enforced more on Phuket.
  10. Confirms I'm not normal, as rarely go to sleep before midnight, and usually wake up before sunrise.
  11. Not really much different. Was making $5 hr/$200 week/$880 month (22 days) Mortgage was $365, so 41% of income. Using $15 hr X 8 X 22 = $2640 X 41% = $1082 That qualifies for shy of $150k mortgage, 30yr/7.97%. ($1097.51) That's a single person, flipping burgers at McD, double that for a couple $2000 for mortgage. Cry me a river. If you can't find a house for $100,000 in USA, you ain't looking very hard. My brother sold his townhouse (3bdrm w/pool), Philly suburb, last year for $55k. Don't believe the BS you read in MSM. You have choices, just need to exercise them. So a couple flipping burgers CAN afford a house, a new car & a holiday, on the 'new' minimum wage at McD OR ... buy 2 or 3 house, fix 'em up, rent out 2, live free in one, or supplement your rent elsewhere. option #2
  12. No, I'm good, as that was on a $250k trade, so <37%/92.5k. I could only BS so much, without triggering an audit.
  13. I read that as spending should be cut. Until you can find more revenue. Foreign aid should be eliminated. USA military should be on / in USA land / waters. Energy companies should be nationalized, as those windfall profits belong to the citizens. Socialism & capitalism can work together. Pharmaceutical/healthcare/Medicare pay outs are just silly. I had an ECG/EKG here/TH ... $5.80 (฿200) Philly, PA, USA, price ... $525-$1400 source
  14. Yea ... still left office with a 5.6 trillion national debt. source What's wrong with this picture: "May 30, 2023 In 2022, the federal government spent $476 billion on net interest costs on the national debt. That total, which grew by 35 percent from $352 billion in 2021, was the largest amount ever spent on interest in the budget, and equaled nearly 2 percent of gross domestic product (GDP). Interest costs are on track to become the largest category of spending in the federal budget source Money in: "Total Receipts: Up by 21 Percent in Fiscal Year 2022. In 2022, federal revenues amounted to $4.9 trillion" source Money out: "The federal government spent $6.5 trillion in FY 2022" source Try doing that with you household checkbook ... ???? Keep electing idiots that can't balance a checkbook. Oh wait, not their money, they don't care. Yea ... I left & stopped paying taxes. Why ... ... do you really need to ask
  15. And when I bought my first house, I was making near minimum wage, and mortgage was 14%. Thank you Jimmy Carter. To make the mortgage, I took on boarder, as 4 bedroom and I only needed 1. Light turned on, a little sweat equity, while working 80 hrs a week (1 job), and I turned it into a triplex, as it was 3 stories. Now the mortgage is paid, and extra payments to the principle. No, still drove my POS car, although now had money for new one, if stupid. Extra money went to buy tools, and went into self employment. Built a POS (OK, nice) trailer, to tow behind my POS car, till make enough to buy an entry level pick up, only new vehicle I ever owned in USA. My 'choice', my sacrifice, my ROI. Hmm ... this is too easy, repeat & rest is history. First house, went with an ARM, all told me I was nuts. Really, 14%, and can only go 1 direction, which it did, down, every year. I've worked 1 full time and 2 part time jobs when needing. They are there, pay sucks, but better than hoping someone pays my bills. Can't be any worse now than then, with McD paying $15 an hour. Sorry, I'm not buying the headlines of doom & gloom, as know too many, doing just fine over there. Working hard & earning it.
  16. We are, a lot more. I wrote $75k checks to the IRS, a couple good years, more than most Yanks gross a year. But when I lost $100k could only write of $5 of that. I take the risk, hit big, they take big (37%). I have an oops ... 'oh well, better luck next time' Can I credit that loss to my gains last or next year, yea, $5k ... say what. In year 2000, I owe you taxes I didn't pay ... you pay tax + 11% + penalty. You / IRS owe me taxes to return ... we pay you tax + 4% ???? That's your fair tax code.
  17. It also is their 'choice'. and they have to live with it. Not raise my taxes, because they made the wrong choice, and now need a helping hand.
  18. You do know who you are talking to. I apparently know capitalism and free market economy more than the 60% of Yanks living month to month, and hoping they have enough to retire at 67 yrs old. So you got nothing but deflection, and repetitive replies.
  19. Really ... ... Show me 1, just 1, that is NO cost, NO risk, GUARANTEED ROI.
  20. It what the accept now that matters. And when they have extra money at the end of the month, what do they do. ... party ... buy more crap, they don't need, whether cash or credit ... take a holiday, as they deserve it. OR ... they could put it toward the principle of the mortgage, for instant ROI, that cost them nothing. Example: same monthly mortgage I posted earlier, 30yr/7.97% ... but they can't afford a 15 yr, as $170 more a month. but find they have $75 a month extra every month ... hmm what to spend it on, or, yea, pay down the mortgage. Results: over $50k saved, and pay off 8 yrs early. To me, that's common sense, but that's me. Small sacrifices = big gains Their are choices. https://www.mortgagecalculator.org/calculators/what-if-i-pay-more-calculator.php#top
  21. Perfect for the tourist without a gimbal or EIS in their cameras ???? OMG ... another hidden gem ...
  22. 90% ... why, do they think a 15 yr mortgage will cost twice as much. 30 yrs is offered, not forced on them. People don't think for themselves, they do what they are told. Extreme lack of judgement ... their choice, not based on common sense. Again, it is and always will be about choices. Live with them. They seem to sacrifice their future for wanting now. I sacrificed my now (then), a wee bit, for my future, now. Their choice vs my choice ...
  23. You can raise the taxes all you want, and tax the rich as much as you want. But just like yours/ours, household checkbook, if you don't stop spending more than you take in, you will continue to go backwards. They/govt, unlike us, seem to have an unlimited, revolving credit line, YOU ARE PAYING FOR. The more taxes they get, the more they spend, give away, steal. They don't care, it's your money, not there's. they got theirs. You gave them their high salary & months of recess/vacation time. That is and was your choice ... continue on, but stop crying about it. That's a FACT ... keep paying if you want ... UP2U.
  24. That's why I didn't vote, except in local, town/county elections. Those directly effected me. State & fed, didn't follow, didn't care, and most people vote for the best commercial anyway, so I'd be out voted. Why waste my time.
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