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jaywalker2

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Everything posted by jaywalker2

  1. No, as a US citizen you can't open a bank account with a US bank. Almost all banks and brokerages require that you have a permanent US address to apply. And they might also run a credit check. You might be able to open an account if you have an address in the US that you can use but you run the risk that they will close it if they find out you're living overseas
  2. Well, that was my exact question. I asked her if they issue credit cards without checking the application. She had no answer, of course. But,, no, there was no miscommunication. She understood what I saying. It was her position that she couldn't close the account without proof that it was actually fradulent. I told her to check the social security number and compare the name with the name on the account. They can't match, so that should be proof but she wanted my personal details as well. I can easily imagine this happening. In my former life, I worked with a lot of bankers and usually they have sales quotas. In this case, the maximum limit on the credit card ws only $5400, so I suppose that would be an incentive to rubber stamp it without checking the details in order to make a sales. That's how the financial crisis occurred, remember?
  3. You've brought all your money over to Thailand?
  4. No, citibank confirmed it was a real account. They said they couldn't close it without proof it was fake.
  5. Yes, the integrity of the Thai justice system is something that can surely be relied on.
  6. I received a credit card statement in one of my secondary email accounts from Citibank. Now, I don't have a Citibank credit card, I have never applied for a Citibank credit card. The name on the email account is not my real name, it's basically an account I use when signing up for things on the web to avoid spam in my primary account. But this credit card account was using my email address and the name on the email account. So as a courtesy, instead of just blocking it, I called up Citibank to report a fradulent credit card account. First of all, it took me several phone calls just to talk to a representative. Then it was not the right representative, I had to be transferred, they transferred to the wrong place, I had to be transferred again, I was cut off. I had to call back. Finally, I reached somebody who ostensibly could help me and I duly reported that my email address and the name on the account had been used fradulently to take out a credit card. Were they grateful? No. They insisted they needed my social security number and name, which I wasn't about to give them, of course. Instead, I told them that it was very easy to check whether this was a valid account. I gave them the last four numbers of the credit card account, the name on the account, the date the person became a card member. And I told them all they had to do was check the social security number on the application against the name. They can't possibly match. The representative, it sounded like a Filipino call center, kept giving me an argument, so I finally told them they could investigate or not as they pleased, but I wasn't going to be associated with a fradulent account and that I would block any further message. It's just amazing to me the hoops somebody who lives overseas has to jump through in order to open a bank account, keep it open, or get a credit card or do anything else. I tried to open an account at Ally Bank, for instance, and they rejected me because I didn't have enough of a US credit history even though I gave a US adsdress. And yet ithese banks seem to be handing out credit cards with no credit checks at all. And even when you report a fraud, they act like they don't care. Well, that's my rant of the day.
  7. Whether it tastes good is a different issue from weather it's healthy. Hygiene is poor with dishes washed in big buckets of dirty water and vegetables not adequately washed before they're cooked, the oil is often bought used from places like McDonald's, fruits and vegetables are steeped in pesticides, most dishes are loaded up with sugar and salt, the meat is left out in the heat unrefrigrated, You have to be very careful when buying street food.
  8. I just completed this quiz. My Score 60/100 My Time 62 seconds  
  9. boilermaker -- shot of whisky either on the side or added to the beer.
  10. That's been the case for some time, at least if you're making a deposit with a teller. It's supposed to prevent money laundering.
  11. I wonder what happens to these people. Suppose you're 82, in ill heatlh, you've been in Thailand for years or maybe decades, you have no family to speak of back home, certainly nobody that will take you in. Then you do a dumb thing like shoplifting and you get deported. Suddenly, you're at the airport in a country you don't know anymore. Where do you go from there?
  12. Just finished "A Bloody Lucky Day," a Korean drama about a struggling taxi driver desperate for money who picks up a fare who promises to pay him double for a long-distance taxi ride. Unfortunately, the customer turns out to be a serial killer. For the first six episodes or so this was a pretty generic serial killer drama . I even thought about quitting it. But then it makes an explosive turn and becomes an edge-of-your seat nail biter Available, on x1337 and TPB among others and also Flixhq.to if the torrents don't work.
  13. Chadchart ran on a platform that promised to allow the return of the vendors, who of course have great support among all the people except the rich. It's obvious though that his intention is to stamp them out in response to complaints from real estate developers like Srettha that they're an eyesore that makes it more difficult to sell their luxury condos. Street vending has always been a safety valve for poorer Thais. If they lost their jobs or needed extra income, they could always go out and sell things in the street. I know several people who have full-time jobs who sell on the weekends. Now they'll have to limit themselves to night markets and things like that, which will make it much more difficult for them. And although vendors can be an annoyance, it isn't that hard to regulate them. It's just that the police extort money and then let them do what they want.
  14. I just completed this quiz. My Score 20/100 My Time 55 seconds  
  15. Our favorite (or at least most prolific) foreign tax attorney out with a new video highlighting a proposal by Thai tax authorities to raise the tax on condo purchases by foreigners by 10-20 percent (100,000-200,000 per million). It's hard to see this actually being enacted since it would crush the condo market but it does show that there is a faction in the Thai bureaucracy determined to wring more money out of the foreign community by any means possible. https://www.youtube.com/watch?v=GAj7zhQiEQg
  16. To be fair, he was always groping Ivanka as well
  17. So far Trump has promised to eliminate the income tax, cut the corporate tax, get rid of the tax on tips, eliminate the tax on overtime, and cut the deficit. Ha ha ha ha ha
  18. Remember, it was Thaksin who raised the retirement requirement to 800,000. And it was Srettha (a minion of Thaksin) who proposed the world income tax policy. And it's Paetongtarn who has vowed to overhaul the Thai tax system. This isn't from the bureaucracy, it has Thaksin's fingerprints all over it.
  19. This is a Thaksin policy so the real question is how long Paetongtarn is going to be around. If she does, the policy will most likely go too.
  20. Pest birds such as pigeons should be periodically culled. Okay, I feed sparrows and mynah birds sometimes, but they don't congregate, they don't bother other people, they don't <deleted> all over the place, and they don't carry diseases harmful to humans. Pigeons and crows are pests and a health danger and should be treated as such. Crows you can at least reason with but I hate pigeons.
  21. Harris won the debate because Trump lost it. She sounded overrehearsed but she kept her cool and managed to make him look like a lunatic, which, admittedly, is not hard to do (they're eating dogs, they're eating cats, they're eating pets!)
  22. Street food is not healthy which is why so many thais have chronic diseases l
  23. I just completed this quiz. My Score 50/100 My Time 135 seconds  
  24. Unfortunately, season 1 wasn't very good either. I'm skipping season 2
  25. Both what's app and line have pc versions (you still need a phone though)
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