I have been living in Thailand about eight years and still use my home credit union in America. Over this period of time I have lost at least five debit cards when an ATM grabbed them and would not return them. This seems to almost never happen With Bangkok Bank, but other bank's ATMs are problematic. It takes most of a month to receive a new debit card from America, even with a "rush fee". I am looking for ways that will allow me to get money from my home bank without inserting my card in an ATM. I know that several banks have a "cardless ATM feature" but details are usually confusing since I am using a debit card from America. Several people have mentioned "Google Pay" or "Google Wallet", but again details are skimpy and trying to explain to my local bank usually results in frustration with no results. Any ideas from the membership here??? Losing. a debit card is a nightmare because of the length of time that it takes to get here and the only other option is expensive wire transfers. All suggestions appreciated. I doubt that I am the only one who faces this problem.