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I would like transfer funds to a thai account for monthly living expenses.

Please give me your experiences, guidance in doing this without incurring high HSBC charges.

I do know that a while back I made a large  tx to a thai account and I was charged about 45 GBP.

Yes, I do have thai bank accounts.

My wish is to transfer funds e.g. $1500 monthly for living expenses.

I would be very unhappy if this monthly tx incurred a 45 GBP each time.

 

Much appreciated.

 

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