mogandave Posted December 2, 2018 Share Posted December 2, 2018 I have the Chase Sapphire, it costs $100 a year but you make that back pretty quickly with cash-back points. I also have a Chase IHG card I use for hotels the is no foreign exchange fees. Lot of sign-up bonuses so shop around. I retired from JCI earlier this year after working in Thailand, Malaysia, UAE, India and the US for 20 years and have had a couple consulting gigs since then and I love it. Link to comment Share on other sites More sharing options...
Ireland32 Posted December 2, 2018 Share Posted December 2, 2018 I get charged 3%Sent from my iPhone using Thaivisa Connect Link to comment Share on other sites More sharing options...
ourdon Posted December 2, 2018 Share Posted December 2, 2018 I appreciate the finesse with which some businesses have handled this. When paying by card it has been mentioned that there is a X% discount for cash. It is the same thing, just worded in a more palatable form and it doesn't irritate me half as much as the add add add to the price. Link to comment Share on other sites More sharing options...
changside Posted December 2, 2018 Share Posted December 2, 2018 I recently visited a gold shop in Pattaya to buy a gold ring costing 20,000 Baht. The store assistant informed that the charge for paying with credit card would be 5% = 1000 Baht. I went to ATM and withdrew 20,000 Baht. Fee 220 Baht Link to comment Share on other sites More sharing options...
manarak Posted December 2, 2018 Share Posted December 2, 2018 3% discount for cash payment. problem solved. Link to comment Share on other sites More sharing options...
Langsuan Man Posted December 3, 2018 Share Posted December 3, 2018 (edited) 16 hours ago, sirineou said: What card from the US would you recommend for use in Thailand? If eligible the USAA "Limitless Cashback Rewards Visa " gives you 2.5% on all charges, a $25,000 limit and no foreign transaction fee. Hard to beat If not then the Capital One "Quicksilver" Master Card, gives 1.5% cash back, don't remember the limit, but no foreign transaction fee Edited December 3, 2018 by Langsuan Man 1 Link to comment Share on other sites More sharing options...
robblok Posted December 3, 2018 Share Posted December 3, 2018 3% discount for cash payment. problem solved.Plus write that the 3% is already included in the price displayed as cash is used more and credit card prices will be calculated separately .Sent from my SM-G955F using Tapatalk 1 Link to comment Share on other sites More sharing options...
Pib Posted December 4, 2018 Share Posted December 4, 2018 If eligible the USAA "Limitless Cashback Rewards Visa " gives you 2.5% on all charges, a $25,000 limit and no foreign transaction fee. Hard to beat You were one of the lucky ones in getting that particular USAA card during it's "pilot" test which end Dec 17. USAA decided to stop rollout of the card after rolling it out to 20 states or so. Members who got it get to keep it; but signup for new members was terminated...and the card no longer appears on the USAA website as an available card. Guess the 2.5% cash back reward wasn't leaving USAA with enough profit so they terminated issue of any more. https://communities.usaa.com/t5/Banking/Limitless-Cashback-Card/td-p/159832 1 Link to comment Share on other sites More sharing options...
mogandave Posted December 4, 2018 Share Posted December 4, 2018 I think Capital One has a 2% cash-back card now. The Chase Sapphire is 2% on travel & meals, 1% on everything else. Link to comment Share on other sites More sharing options...
moana Posted December 4, 2018 Share Posted December 4, 2018 A good simple one is the BofA Travel Rewards credit card. No FTF, no AF. Gives back between 1.5%-2.625% (1.65% by simply having a BofA bank account, and higher rates for different levels of preferred rewards customers). Although technically you must redeem your "points" against "travel expenses", the definition is so wide that it's almost a joke. It's also very easy to redeem them as cash in various ways (e.g. book a 100% refundable hotel stay, use rewards to pay for it, and cancel the booking). Link to comment Share on other sites More sharing options...
mogandave Posted December 4, 2018 Share Posted December 4, 2018 ...by simply having a BofA bank account...Therein lies the rub... Link to comment Share on other sites More sharing options...
moana Posted December 4, 2018 Share Posted December 4, 2018 55 minutes ago, mogandave said: Therein lies the rub Looks like I need to clarify. There's no rub. The card doesn't require opening a bank account with BofA. Non-BofA/Merrill Edge customers get the normal 1.5% reward. Having a bank account with BofA or with Merrill Edge only provides an additional bonus to the rate given. It starts at 1.65% (10% bonus) and goes up to 2.625% (75% bonus). Link to comment Share on other sites More sharing options...
stevenl Posted December 5, 2018 Share Posted December 5, 2018 Looking at the posts here, it seems to be an issue for Americans mainly. Not exactly the biggest group of expats or tourists. Link to comment Share on other sites More sharing options...
BurgerGung Posted December 5, 2018 Share Posted December 5, 2018 Well, I thought that 3% were customary. Was charged that at guesthouses etc. And personally, I would prefer the fee over having to carry much cash. Have yet to be asked for just 1%. The customer will get his bill like a month from now, so it's not all bad. Link to comment Share on other sites More sharing options...
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