ChipButty Posted August 11, 2019 Share Posted August 11, 2019 Not only us suffering it goes down the line, now we only have the cleaner once every 2 weeks before once a week 1 Link to comment Share on other sites More sharing options...
wgdanson Posted August 11, 2019 Share Posted August 11, 2019 7 minutes ago, Percy P said: Yes expats are cutting down on what there buy ,but it you are a UK person your spending twice as much for the same item as you were 10 years ago and the item haven't changed much. 10 years ago I got 78Bhat/£ now 37.4B/£ Don't rub it in please Percy. LOL Saying that, I bought land in 2004 @ 70,000 Bht per rai @ 74 Bht to £. Sold it in 2012 for 1.1M per rai @ 47 to the £. You do the maths. I am happy here! 2 Link to comment Share on other sites More sharing options...
Percy P Posted August 11, 2019 Share Posted August 11, 2019 12 hours ago, sammieuk1 said: No spending habits left here looks likely if there is not a drastic change I will be UK bound alone looking for a job April the 25th is my do or die deadline brought down by Brexit after 20 years away???? With that length of time behind you one would have thought you would have planned for a time like this. Link to comment Share on other sites More sharing options...
Popular Post theoldgit Posted August 11, 2019 Popular Post Share Posted August 11, 2019 A good topic Pilotman, and probably an issue that affects many of us. In answer to your question, when I moved here the Baht was in the low 70's against Sterling, I suspected it would fall a tad, but in my wildest dreams I never expected it to drop to the level it is now, with the uncertainty surrounding the possibility of a no deal Brexit, I suspect further drops are just round the corner. I did buy a property when the Baht was higher, I purchased following the sale of a property my ex-wife and I had brought in redneck country in the US, I'm British and my ex wanted to have a house near our daughter in Balitimore, I seem to recall that I got 42 Baht to the USD at the time. I gave up the property following a second failed relationship, but managed to snatch it back and sell it with the help of a dodgy and tenacious Thai lawyer, the drop in the value of Sterling meant that I actually made a profit, but only if I repatriate it, which I'm not intending to do, that's my back up, and I hope not to have to touch it and it's in a joint account with my wife. We now rent a small villa on the coast, having just moved down from Bangkok, that's cheaper than living in the city, we don't eat out as much as we did in Bangkok and when we do we mix Thai and Western foods, I've cut down on my alcohol intake considerably, my wife sticks to one glass of wine a day, that helps us financially, and certainly doesn't harm my health. I've cut down on the amount of Western foods we buy in the supermarket, not cut out completely but the local cuisine was one of the things that attracted me to Thailand, so that's no real hardship, and my wife uses the market more than we used to in Bangkok, she's quite content with that. Like many others we've cut down on the number of trips in the region we take, and when we do travel we don't stay in top notch hotels, but neither do we slum it. We were also planning a trip to the UK next year returning via Europe, we normally travel in J Class and are thinking of still going, but travelling in steerage and cutting out Europe in the return leg, my wife isn't keen on applying for a Schengen Visa once the Free Movement Directive is no longer an option. I currently use the income method for my extention of stay, bringing cash over by Transferwise, though with the problems that is now causing, albeit not unsurmountable, I'm now sending funds via Bangkok Bank in London which adds to the cost, though I might stick the 800k from the house sale in an account and leave my wife to try and get it back when the inevitable happens. We certainly live in uncertain times, and I think things will get a lot worse before they get better, I'm lucky enough to have a half decent, index linked, work pension as well a frozen state pension so will manage, but I'm aware that a number of people aren't so lucky. 8 1 Link to comment Share on other sites More sharing options...
Percy P Posted August 11, 2019 Share Posted August 11, 2019 27 minutes ago, FredGallaher said: I thought the Brits and other Europeans never tipped. I tip what I can afford because of good service. I never tip but my money goes to where it's needed I've looked after two Thai family's children for the last 20years .Now the children have good jobs.and speak English phonetically . Link to comment Share on other sites More sharing options...
Popular Post Percy P Posted August 11, 2019 Popular Post Share Posted August 11, 2019 (edited) 41 minutes ago, FredGallaher said: I thought the Brits and other Europeans never tipped. I tip what I can afford because of good service. My tip is. If the service is good I'll go there again . If it's not good they will not see me again, simple as that. Edited August 11, 2019 by Percy P 3 1 Link to comment Share on other sites More sharing options...
chilly07 Posted August 11, 2019 Share Posted August 11, 2019 Brexit Ultras have cut my income by 30 pc. With lunatics running the asylum little relief expected until they are incarcerated in their newly expanded prison service! 1 1 Link to comment Share on other sites More sharing options...
Popular Post legend49 Posted August 11, 2019 Popular Post Share Posted August 11, 2019 Sacked the maid and weekly garden team, I do it now. Sacked the laundry lady who picked up and delivered the goods next day. I do the laundry, only tough part is ironing. Taught the Thai wife the simple philosophy of " need " versus " want" . So no new car, no new Huawei phone. Spending on entertainment slashed to special occasion only birthdays. Shopping I do so use a list keeps you on track when wife uses her mind we need a truck to bring things home. Overall impact 50% reduction of money going into the Thai economy and I love it after the short sheeting yesterday on TM 30 news. 3 Link to comment Share on other sites More sharing options...
Percy P Posted August 11, 2019 Share Posted August 11, 2019 49 minutes ago, FredGallaher said: I thought the Brits and other Europeans never tipped. I tip what I can afford because of good service. Your thoughts are right. I give to people who can't afford. Link to comment Share on other sites More sharing options...
ujayujay Posted August 11, 2019 Share Posted August 11, 2019 My spendings go down 15% compared 3 Years ago. Thanks the virtual Currency THB. Link to comment Share on other sites More sharing options...
Percy P Posted August 11, 2019 Share Posted August 11, 2019 15 hours ago, RichardColeman said: Do what I do - send the wife out to work ! Good man, and does she make the bed and do the cooking. Link to comment Share on other sites More sharing options...
sammieuk1 Posted August 11, 2019 Share Posted August 11, 2019 29 minutes ago, Percy P said: With that length of time behind you one would have thought you would have planned for a time like this. How do you plan for Armageddon "answers on a pin head"???? Link to comment Share on other sites More sharing options...
dlclark97 Posted August 11, 2019 Share Posted August 11, 2019 From a period just a couple of years ago I have about 17% less disposable income. And yes, it has curtailed both in and out of country holidays. Electricity and water are still quite reasonable but other expenses seem to have increased. Sometimes I see the advertising talking about how cheap it is for foreigners to retire in Thailand. They must be using data from 5 or more years ago to make these claims. Link to comment Share on other sites More sharing options...
Srikcir Posted August 11, 2019 Share Posted August 11, 2019 In the last two years I have lost about Bt10,000 per month in purchasing power. While I am able to increase my international foreign deposits to make up the shortfall without changing my spending habits in Thailand, it eventually slows my rate of savings in my home country. 1 Link to comment Share on other sites More sharing options...
Tayaout Posted August 11, 2019 Share Posted August 11, 2019 Yes. Bitcoin up. I spend more. Link to comment Share on other sites More sharing options...
DILLIGAD Posted August 11, 2019 Share Posted August 11, 2019 What about the wife, invest in a small business.Yeah, that never goes wrong does it!555.No training. No experience. No personal investment = No incentive to succeed. Why had the person not done it before, on their own initiative?Sent from my iPhone using Tapatalk 1 Link to comment Share on other sites More sharing options...
csmith Posted August 11, 2019 Share Posted August 11, 2019 Yes Link to comment Share on other sites More sharing options...
Popular Post KiChakayan Posted August 11, 2019 Popular Post Share Posted August 11, 2019 I am cutting down on threesomes. 4 Link to comment Share on other sites More sharing options...
BritManToo Posted August 11, 2019 Share Posted August 11, 2019 (edited) 2 hours ago, wgdanson said: How much is your road tax, mine is over 5000 for a Vigo, and 13000 1st class insurance. So if you have a bump, bye bye car, yes? I have a 20 year old pickup truck, if I have a bump it just puts another dent in the rusting steel bodywork. Car tax is 900bht (thought it was 500bht, but that was the insurance). Edited August 11, 2019 by BritManToo 2 Link to comment Share on other sites More sharing options...
wgdanson Posted August 11, 2019 Share Posted August 11, 2019 2 minutes ago, BritManToo said: I have a 20 year old pickup truck, if I have a bump it just puts another dent in the rusting steel bodywork. Car tax is 500bht. Great. And if you hit someone else does the Bht 500 por a bor cover it? Link to comment Share on other sites More sharing options...
BritManToo Posted August 11, 2019 Share Posted August 11, 2019 (edited) 2 minutes ago, wgdanson said: Great. And if you hit someone else does the Bht 500 por a bor cover it? Why would I care? It's normally my gf driving it and she doesn't have a driving licence either. She says "My brother is a police captain, I don't need a driving licence or insurance" I do admit, I've gone a bit native. Edited August 11, 2019 by BritManToo 1 2 Link to comment Share on other sites More sharing options...
Popular Post wgdanson Posted August 11, 2019 Popular Post Share Posted August 11, 2019 1 minute ago, BritManToo said: Why would I care? It's normally my gf driving it and she doesn't have a driving licence either. She says "My brother is a police captain, I don't need a driving licence or insurance" Typical, and disgusting that you can say such a thing. So if your darling gf killed a little kid would you care? 3 Link to comment Share on other sites More sharing options...
Popular Post BritManToo Posted August 11, 2019 Popular Post Share Posted August 11, 2019 (edited) 1 minute ago, wgdanson said: Typical, and disgusting that you can say such a thing. So if your darling gf killed a little kid would you care? I bare no responsibility for what other adults do. Especially the actions of a strong, independent, emancipated and equal woman. Edited August 11, 2019 by BritManToo 2 1 2 Link to comment Share on other sites More sharing options...
wgdanson Posted August 11, 2019 Share Posted August 11, 2019 Just now, BritManToo said: I bare no responsibility for what other adults do. So if YOU were driving and killed a little kid? Link to comment Share on other sites More sharing options...
Popular Post wgdanson Posted August 11, 2019 Popular Post Share Posted August 11, 2019 2 minutes ago, BritManToo said: I bare no responsibility for what other adults do. Especially the actions of a strong, independent, emancipated and equal woman. What a load of rubbish you talk. Illegal, dangerous, non-caring. If she was driving with you as a passenger, and killed that kid, should you not be partly responsible for being party to her driving with no insurance, as she doesn't have a licence. Or would the Policeman pay for the kid? 3 Link to comment Share on other sites More sharing options...
Baerboxer Posted August 11, 2019 Share Posted August 11, 2019 Delayed some capital expenditure and some planned holiday trips. Cut down on some things but still eat out regularly. Just reset all my budgets with latest exchange rates. Watching things closely but managing at the moment rather than making savage cuts. 2 Link to comment Share on other sites More sharing options...
Jaxxper Posted August 11, 2019 Share Posted August 11, 2019 Our big costs are education, Health Insurance & Vehicle insurance. The rest is just day to day spending money plus a couple of nights out a week. Haven't consciously reduced our spending but we do stay within our budget we allocate ourselves each month. So at the moment the answer is not specifically. 2 Link to comment Share on other sites More sharing options...
BritManToo Posted August 11, 2019 Share Posted August 11, 2019 3 minutes ago, wgdanson said: What a load of rubbish you talk. Illegal, dangerous, non-caring. If she was driving with you as a passenger, and killed that kid, should you not be partly responsible for being party to her driving with no insurance, as she doesn't have a licence. Or would the Policeman pay for the kid? How about if I'm a passenger on a bus, and the driver kills a kid, Should I pay for that too? Shit happens I can't control, I don't care about what I can't control. 1 1 Link to comment Share on other sites More sharing options...
wgdanson Posted August 11, 2019 Share Posted August 11, 2019 1 minute ago, BritManToo said: How about if I'm a passenger on a bus, and the driver kills a kid, Should I pay for that too? Shit happens I can't control, I don't care about what I can't control. So you have an out-of-control girlfriend. LOL Link to comment Share on other sites More sharing options...
wes360 Posted August 11, 2019 Share Posted August 11, 2019 I have ended up just sending more money every month but there is alot of things I just won't buy anymore because they are over priced and I can get cheaper in the uk, now before I buy anything I alway check the price on Amazon first obviously this only applies to stuff I buy because I just want and not because I need it 1 Link to comment Share on other sites More sharing options...
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