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TAT announces compulsory medical insurance for foreign visitors


snoop1130

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19 minutes ago, 2530Ubon said:

Do we all need COVID insurance now, or is this only for those coming in?

Covid insurance is one of the items a farang needs to get a CoE to enter Thailand. If you are Thai not needed but I do not know if thats only for authorised repatriation flights.

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3 minutes ago, steven100 said:

it is only for foreigners coming in .....  I purchased absolute cover $130k everything for  500 baht some months back. 

if I was you I would get cover asap .....   imo 

Where did you purchase it, from which company?

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2 minutes ago, tso310 said:

Covid insurance is one of the items a farang needs to get a CoE to enter Thailand. If you are Thai not needed but I do not know if thats only for authorised repatriation flights.

you need it if entering Thailand on any flight.

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26 minutes ago, aussiep said:

So when I come to Thailand with this policy I am not covoured for....
Any preexisiting conditions and riding on a motor bike or any small accidient.
So the Thai policy covers me for the virus...
But l have to take out more/other insurence from my country to cover anything els.
Add the 2 together...A bit exencive now.
Plus next time l come l will be over 75.
And the Thai policy wont cover me, as far as l know.

aussiep...

As far as this Covid only policy is concerned the age limit is 99. 

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This is nothing new, has been required of all visa types as one of the condition s for getting a COE from the very start.

 

They will accept other policies, does not have to be one of these.  There are less expensive travel policies available which, unlike these, will also cover other medical problems (only emergencies, of course, as is true of any travel policy).

 

People who already have international insurance will usually already be covered and need only to get a letter from their insurer stating this and that COVID is included.

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These are the full terms and conditions from the website.

 

Terms & conditions

  1. The above rates are included VAT 7% and Stamp Duty 0.4%.
  2. All benefits are available to the Insured age 1 - 99 years old (Current year - the year the Insured was born) on the date that applied the application.
  3. This policy does not have waiting period.
  4. This policy is not cover any benefits for pre-existing conditions (Cover for COVID-19 only).
  5. This plan covers Loss of life caused by Coronavirus disease (COVID-19) pandemic and Medical Expenses from Coronavirus disease (COVID-19) pandemic incurred in Thailand Only.
  6. This insurance policy does not cover loss or damage due to illness caused by Coronavirus disease (COVID-19) pandemic (complications thereof) that existed prior the period of cover.
  7. All terms and conditions subject to COVID -19 Insurance Policy for Inbound Travellers of the company.
  8. Additional Limitation:
    1. - Limitation for medical expenses from Coronavirus disease (COVID-19) pandemic only.
    1. - Room and board for inpatient must not exceed single standard room cost.
    1. - This limitation does not apply to hospitalization in an I.C.U. according to the medical necessity.
  9. Important Exclusions:
    1. This insurance does not cover
      1. - Treatment which is not considered a modern medicine, including alternative medicine.
      1. - Medicine Treatment or investigation not related to medical expenses from Coronavirus disease (COVID-19) pandemic.
  10. Our website uses cookies to arrange your personal detail and to improve website performance.
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2 minutes ago, Flying Saucage said:

 

So it is a scam, nothing but a pure fraud. They force you to buy an overpriced and absolutely useless insurance.

 

To cover the severe cases is what an insurance should be made for. To exclude these cases is nothing but a pure scam. Why should I pay thousands of Baht for an insurance, when the only thing I can claim back is the money I paid for Paracetamol?

I doubt you are required to purchase the Thai COVID insurance cover only.  In other words if you have a policy from overseas that covers you for COVID then I expect you will be fine .....   essentially half a scam. 

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1 minute ago, tso310 said:

These are the full terms and conditions from the website.

 

Terms & conditions

  1. The above rates are included VAT 7% and Stamp Duty 0.4%.
  2. All benefits are available to the Insured age 1 - 99 years old (Current year - the year the Insured was born) on the date that applied the application.
  3. This policy does not have waiting period.
  4. This policy is not cover any benefits for pre-existing conditions (Cover for COVID-19 only).
  5. This plan covers Loss of life caused by Coronavirus disease (COVID-19) pandemic and Medical Expenses from Coronavirus disease (COVID-19) pandemic incurred in Thailand Only.
  6. This insurance policy does not cover loss or damage due to illness caused by Coronavirus disease (COVID-19) pandemic (complications thereof) that existed prior the period of cover.
  7. All terms and conditions subject to COVID -19 Insurance Policy for Inbound Travellers of the company.
  8. Additional Limitation:
    1. - Limitation for medical expenses from Coronavirus disease (COVID-19) pandemic only.
    1. - Room and board for inpatient must not exceed single standard room cost.
    1. - This limitation does not apply to hospitalization in an I.C.U. according to the medical necessity.
  9. Important Exclusions:
    1. This insurance does not cover
      1. - Treatment which is not considered a modern medicine, including alternative medicine.
      1. - Medicine Treatment or investigation not related to medical expenses from Coronavirus disease (COVID-19) pandemic.
  10. Our website uses cookies to arrange your personal detail and to improve website performance.

why are you making a big deal of something simple  ??    get covered either here or at home.  

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The OIC-endorsed COVID-19 insurance packages vary from 30 days to one year. The premium ranges from 1,600-4,800 Baht for 30 days of coverage; from 2,880-8,640 Baht for 60 days; from 3,840 – 12,160 Baht for 90 days; from 7,680 – 23,040 Baht for 120 days, and from 14,400 – 43,200 Baht for one year.

 

If Thailand drops the quarantine requirement but maintains above COVID insurance requirement Thailand still may get a lot of tourists since a tourist coming for a week or two would only have to fork out Bt1,600 to Bt4,800 on top of his other vacation costs. 

 

But what about someone who lives in Thailand...say on a retirement or marriage extension of stay.  They go back to the home country for a few weeks to  month to visit family/friends (got a reentry permit before leaving Thailand),  but when coming back to Thailand say with around 10 to 11 months still left on their visa/extension of stay, I bet the insurance industry will do everything possible (to include stuffed envelopes) to keep the COVID insurance requirement in place even after the pandemic is over because they know these folks will pay the price to get back to their residence/family/friends in Thailand.

 

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1 minute ago, steven100 said:

I doubt you are required to purchase the Thai COVID insurance cover only.  In other words if you have a policy from overseas that covers you for COVID then I expect you will be fine .....   essentially half a scam. 

 

I deleted my post which you refer to already, as I understood the stated "limitation" incorrectly. Apologies!

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4 minutes ago, Sheryl said:

This is nothing new, has been required of all visa types as one of the condition s for getting a COE from the very start.

 

They will accept other policies, does not have to be one of these.  There are less expensive travel policies available which, unlike these, will also cover other medical problems (only emergencies, of course, as is true of any travel policy).

 

People who already have international insurance will usually already be covered and need only to get a letter from their insurer stating this and that COVID is included.

Do you (or anyone else) happen to know what the success rate is in getting letters from major US insurers that are acceptable to the Thai government?

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This whole Covid thing is one big cash cow for

- big pharma and their hoax vaccine

- insurance companies (the scum of the earth)

- corrupt officials

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3 minutes ago, Kelsall said:

Do you (or anyone else) happen to know what the success rate is in getting letters from major US insurers that are acceptable to the Thai government?

Most major US insurers would not cover you in Thailand. If you mean US based travel insurance, I don't know.

 

Haven't heard of anyone with insurance having difficulty over a letter not being accepted or issued, and people have come here from the US.

 

But I suspect most did not use a US based insurer as there is little reason to, companies based elsewhere usually offering better rates.

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1 hour ago, snoop1130 said:

TAT announces compulsory medical insurance for foreign visitors

 

Hat-Tham-Phra-Nang-Krabi.jpg

 

Bangkok, 23 October, 2020 – The Tourism Authority of Thailand (TAT) is pleased to share the latest announcement from the Office of Insurance Commission (OIC) that foreign visitors will be able to purchase compulsory COVID-19 insurance policy online prior to visiting the Kingdom.

 

TAT Governor, Mr. Yuthasak Supasorn, said, “A medical insurance policy with at least USD $100,000 coverage or about 3.16 million Baht for possible COVID-19 treatment is among the official documents required from foreign visitors planning to visit Thailand during this challenging public health crisis.

 

“TAT hopes the COVID-19 insurance protection programme, under the regulation of the OIC, offers additional peace-of-mind for foreign visitors and hopefully makes it easier for inbound travellers before departing from their country of origin,” Mr. Yuthasak added.

 

The Thai General Association (TGIA) and the Thai Life Assurance Association (TLAA) plus 16 leading and non-life insurance companies in Thailand are partnering together with the oversight according to regulations from the OIC to offer the COVID-19 insurance protection programme to foreign visitors.

 

Foreign travellers will enjoy the following advantages of purchasing an OIC-endorsed medical insurance policy, which is available online at https://covid19.tgia.org/:

 

  • The insurance policy has been approved by the Thai government and can be used in the Thai visa application process. Coverage begins immediately upon arrival in Thailand.
  • No need for advance payment or out-of-pocket expenses when admitted at private hospitals nationwide. Insurance coverage does not exceed USD $100,000 or about 3.16 million Baht.
  • In the case of death from COVID-19 infection, the insurance company will provide a life insurance benefit of USD $100,000 or about 3.16 million Baht to the beneficiary.
  • The insurance premium cost is reasonable, the process is overseen by the OIC, and purchase can be done efficiently online.
  • Thailand’s public health infrastructure and healthcare facilities,  as well as healthcare professionals are recognised as some of the best in Asia for treating infectious diseases.

 

The OIC-endorsed COVID-19 insurance packages vary from 30 days to one year. The premium ranges from 1,600-4,800 Baht for 30 days of coverage; from 2,880-8,640 Baht for 60 days; from 3,840 – 12,160 Baht for 90 days; from 7,680 – 23,040 Baht for 120 days, and from 14,400 – 43,200 Baht for one year.

 

TAT highly recommends foreigners planning to visit Thailand to enquire at the Royal Thai Embassy/Consulate-General in their home country before making any bookings.

 

Source: https://www.tatnews.org/2020/10/tat-announces-compulsory-medical-insurance-for-foreign-visitors/

Did anybody hear the sound of the hammer and nails at the coffin yet?

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19 minutes ago, HiSoLowSoNoSo said:
  1. - This limitation does not apply to hospitalization in an I.C.U. according to the medical necessity. This is what the insurance should include, imo the most important thing for a Corona insurance, will cost a lot if you have to pay out of your own pocket for I.C.U.

 

I suspect that "This limitation does not apply" is referring to the clause above concerning the limit on "Room and board for inpatient must not exceed single standard room cost."

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1 minute ago, steven100 said:

why are you making a big deal of something simple  ??    get covered either here or at home.  

I'm just posting freely available information. Have I called it a scam, no. You have called it half a scam, yes. I don't want to want to get into an argument with you as we have many overlapping agreements but if there is one thing that has become even more obvious over the last few weeks never mind months is the insularity of the rulers of this country. Just look at the STV shambles. Why create a scheme that is easily bettered else where on coverage and cost ?

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6 minutes ago, steven100 said:

stay home and rest ..... its time.

Speak for yourself, I'm 60 plus, and I certainly don't intend to give up until I'm in the 90s category. The game changer is chemical enhancement. If young guys can use it to totally change their physical genetic potential, then older guys can use it to change their genetic sexual potency. 

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2 minutes ago, Sheryl said:

Most major US insurers would not cover you in Thailand. If you mean US based travel insurance, I don't know.

 

Haven't heard of anyone with insurance having difficulty over a letter not being accepted or issued, and people have come here from the US.

 

But I suspect most did not use a US based insurer as there is little reason to, companies based elsewhere usually offering better rates.

Mine covers me worldwide, however I'm not sure if they would supply a letter.  This was an issue when the OA visa started requiring an insurance letter.

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1 minute ago, tso310 said:

I'm just posting freely available information. Have I called it a scam, no. You have called it half a scam, yes. I don't want to want to get into an argument with you as we have many overlapping agreements but if there is one thing that has become even more obvious over the last few weeks never mind months is the insularity of the rulers of this country. Just look at the STV shambles. Why create a scheme that is easily bettered else where on coverage and cost ?

well Thailand have confirmed that you either buy their cover or get it outside,  but you cannot enter unless you are covered.

 

And I expect every country will be similar.   ......    don't fuss over it.    it is confirmed.

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3 minutes ago, nausea said:

Speak for yourself, I'm 60 plus, and I certainly don't intend to give up until I'm in the 90s category. The game changer is chemical enhancement. If young guys can use it to totally change their physical genetic potential, then older guys can use it to change their genetic sexual potency. 

quickly ,  where can i get it

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1 hour ago, scorecard said:

And is this policy available to work permit holders, permanent residents and other categories of foreigners who are now allowed to join repatriation flights to Thailand?

 

Why would a foreign insurance company/broker care whether you have a work permit or meet whatever other obscure requirements set by the Thai government. It's a travel insurance, covering Covid-19 up to $100,000. I was able to get it; took me less then 10 minutes online. They even issue a nice certificate stating specifically it's cover includes Covid-19. So I guess the answer to your question would be "yes".

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44 minutes ago, steven100 said:

you need it if entering Thailand on any flight.

Still not 100% clear.  If an 'alien' re-enters Thailand to continue their one year extension do they need this paper and to pay for this insurance?

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4 minutes ago, greeneking said:

Still not 100% clear.  If an 'alien' re-enters Thailand to continue their one year extension do they need this paper and to pay for this insurance?

once you leave ...  you need COVID COVER on entry ......     geeeze ...   it's an insurance as required and i expect every country soon.

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